Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Champaign, IL
32 branches of 21 FDIC-insured banks operate in Champaign. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Champaign — about 16.0 bank branches for every loan store.
- Bank branches
- 32
- Payday & loan stores
- 2
- Banks
- 21
- Loan store chains
- 2
- Bank branches per 100k
- 33.5
- Loan stores per 100k
- 2.1
Payday and installment loan stores in Champaign
Addresses and phone numbers of storefront lenders in Champaign. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 511 W Town Center Blvd Champaign, IL 61822 | (217) 866-0156 | — | 4.8 |
| 501 W Town Center Blvd Champaign, IL 61822 | (217) 378-5355 | — | 3.5 |
Bank branches in Champaign
| Address | Branch | Type |
|---|---|---|
| 100 W University Ave Champaign, IL 61820 | Busey Bank Main office | Full service |
| 2011 W Springfield Ave Champaign, IL 61821 | Bank West Facility | Full service |
| 3002 W Windsor Rd Champaign, IL 61822 | Robeson Crossing Branch | Full service |
| 909 W Kirby Ave Champaign, IL 61821 | Champaign Facility | Full service |
| 1164 South 6th Street Champaign, IL 61820 | Pnc Mobile Champaign County Il Branch | Limited service |
| 1771 W Kirby Ave Champaign, IL 61821 | Kirby And Mattis Facility | Full service |
| 302 S 1st St, Apt 101 Champaign, IL 61820 | Midtown Plaza Branch | Full service |
| 809 S Wright St Champaign, IL 61820 | University Of Il - Urbana Branch | Full service |
| 201 W University Ave Champaign, IL 61820 | Champaign Main Branch | Full service |
| 2512 N. Prospect Ave Champaign, IL 61822 | North Prospect Branch | Full service |
| 301 S Mattis Ave Champaign, IL 61821 | Mattis And Springfield | Full service |
| 2101 S Neil St Champaign, IL 61820 | Bankchampaign, National Association Main office | Full service |
| 5 Convenience Center Rd Champaign, IL 61820 | Market Place Branch | Drive-thru |
| 1205 S Neil St Champaign, IL 61820 | Freestar Bank - Champaign Branch | Full service |
| 1611 S Prospect Ave Champaign, IL 61820 | Prospect Avenue Branch | Full service |
| 1101 W Windsor Rd Champaign, IL 61821 | C-U Windsor Branch | Full service |
| 2101 W Springfield Ave Champaign, IL 61821 | C-U Springfield Branch | Full service |
| 1015 W Windsor Rd Champaign, IL 61821 | Champaign Facility Branch | Full service |
| 2913 W Kirby Ave Champaign, IL 61821 | Cibm Bank Main office | Full service |
| 1311 S Neil St Champaign, IL 61820 | First Federal Savings Bank Of Champaign Urbana Main office | Full service |
| 114 W Church St Champaign, IL 61820 | Champaign Branch | Full service |
| 2911 Crossing Ct Champaign, IL 61822 | Champaign Branch | Full service |
| 101 E Windsor Rd Champaign, IL 61820 | Champaign Branch | Full service |
| 202 W Park Ave Champaign, IL 61820 | Champaign Park Avenue Branch | Full service |
| 217 S Neil St, Ste C Champaign, IL 61820 | Champaign Branch | Full service |
| 1617 W Springfield Ave Champaign, IL 61821 | Champaign Branch | Full service |
| 2434 Village Green Pl Champaign, IL 61822 | Champaign Branch | Full service |
| 812 W Springfield Ave Champaign, IL 61820 | Champaign Branch | Full service |
| 1601 S Prospect Ave Champaign, IL 61820 | Champaign Branch | Full service |
| 2411 Village Green Pl Champaign, IL 61822 | Iroquois Federal - Champaign Office | Full service |
| 3105 S Staley Rd Champaign, IL 61822 | Champaign Branch | Full service |
| 2610 N Prospect Ave Champaign, IL 61822 | 0187 Champaign Walmart Branch | In-store |
More about Champaign
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.