Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Waterloo, IA
16 branches of 10 FDIC-insured banks operate in Waterloo. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Waterloo — about 16.0 bank branches for every loan store.
- Bank branches
- 16
- Payday & loan stores
- 1
- Banks
- 10
- Loan store chains
- 1
- Bank branches per 100k
- 23.1
- Loan stores per 100k
- 1.4
Payday and installment loan stores in Waterloo
Addresses and phone numbers of storefront lenders in Waterloo. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 2744 University Ave Waterloo, IA 50701 | (319) 236-3760 | — | 4.8 |
Bank branches in Waterloo
| Address | Branch | Type |
|---|---|---|
| 11 W Commercial St Waterloo, IA 50701 | Waterloo Drive-Up Branch | Drive-thru |
| 3130 Kimball Ave Waterloo, IA 50702 | Kimball Avenue Branch | Full service |
| 425 Cedar St Waterloo, IA 50701 | Waterloo Branch | Full service |
| 3222 Kimball Ave Waterloo, IA 50702 | Kimball Branch | Full service |
| 330 E 4th St Waterloo, IA 50703 | Downtown Waterloo | Full service |
| 11 Tower Park Dr Waterloo, IA 50701 | Waterloo Branch | Full service |
| 422 Commercial St Waterloo, IA 50701 | Community National Bank Branch | Full service |
| 131 Tower Park Dr Waterloo, IA 50701 | Farmers State Bank Main office | Full service |
| 224 W 6th St Waterloo, IA 50701 | Farmers State Bank | Full service |
| 224 W Ridgeway Ave Waterloo, IA 50701 | Ridgeway Ia Branch | Full service |
| 412 Mulberry St Waterloo, IA 50703 | Mulberry Branch | Full service |
| 2936 University Ave Waterloo, IA 50701 | Waterloo Branch | Full service |
| 4020 Bankers Blvd Waterloo, IA 50701 | Waterloo Branch | Full service |
| 242 Tower Park Dr Waterloo, IA 50701 | Tower Park Branch | Full service |
| 3110 Kimball Ave Waterloo, IA 50702 | Waterloo - Branch 36 | Full service |
| 3065 Kimball Ave Waterloo, IA 50702 | Kimball Branch | Full service |
More about Waterloo
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.