Banks vs Payday Loans in Des Moines, IA

43 branches of 19 FDIC-insured banks operate in Des Moines. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 3 chains in Des Moines — about 8.6 bank branches for every loan store.

Bank branches: 43
Payday & loan stores: 5
Banks: 19
Loan store chains: 3
Bank branches per 100k: 19.5
Loan stores per 100k: 2.3

Payday and installment loan stores in Des Moines

Addresses and phone numbers of storefront lenders in Des Moines. These loans usually cost far more than a bank or credit union loan — compare first.

Address	Phone	Hours	Google rating
Check Into Cash 3 stores in Des Moines checkintocash.com
200 Army Post Rd Des Moines, IA 50315	(515) 287-9980	—	5.0
2584 Hubbell Ave Des Moines, IA 50317	(515) 262-4233	—	4.9
4125A University Ave Ste A Des Moines, IA 50311	(515) 255-2443	—	4.8
Advance America 1 store in Des Moines advanceamerica.net
2480 E. Euclid Des Moines, IA 50317	(515) 265-7100	Mon–Fri 9:00 AM – 5:30 PM Sat–Sun closed	—
OneMain Financial 1 store in Des Moines onemainfinancial.com
6211 SE 14th St Des Moines, IA 50320	(515) 287-4736	—	3.8

Bank branches in Des Moines

Address	Branch	Type
U.S. Bank National Association 6 branches in Des Moines usbank.com
2401 University Ave Des Moines, IA 50311	Drake Branch	Full service
2500 E Euclid Ave Des Moines, IA 50317	Des Moines - East Euclid Branch	Full service
3529 Ingersoll Ave Des Moines, IA 50312	Ingersoll Branch	Full service
4045 Merle Hay Rd Des Moines, IA 50310	Des Moines - Merle Hay Branch	Full service
4515 Fleur Dr Des Moines, IA 50321	Wakonda Branch	Full service
520 Walnut St Des Moines, IA 50309	Des Moines Main Branch	Full service
Bankers Trust Company 5 branches in Des Moines bankerstrust.com
453 7th St Des Moines, IA 50309	Bankers Trust Company Main office	Full service
150 E Euclid Ave Des Moines, IA 50313	East Branch	Full service
3905 Merle Hay Rd Des Moines, IA 50310	North Branch	Full service
655 E Army Post Rd Des Moines, IA 50315	South Branch	Full service
717 7th St Des Moines, IA 50309	Downtown Branch	Full service
Wells Fargo Bank, National Association 4 branches in Des Moines wellsfargo.com
2505 E Euclid Ave Des Moines, IA 50317	East Euclid Branch	Full service
2840 Ingersoll Ave Des Moines, IA 50312	Des Moines Ingersoll Branch	Full service
600 Army Post Rd Des Moines, IA 50315	Army Post Branch	Full service
801 Walnut St Des Moines, IA 50309	Des Moines Downtown	Full service
Community State Bank 3 branches in Des Moines bankcsb.com
1401 E Euclid Ave Des Moines, IA 50316	Euclid Des Moines Branch	Full service
3540 E 33rd St Des Moines, IA 50317	East 33rd Des Moines Branch	Full service
4811 Se 14th St Des Moines, IA 50320	Southside Des Moines Branch	Full service
Iowa State Bank 3 branches in Des Moines iowastatebanks.com
627 E Locust St Des Moines, IA 50309	Iowa State Bank Main office	Full service
3818 Hubbell Ave Des Moines, IA 50317	Hubbell Avenue Branch	Full service
6410 Sw 9th St Des Moines, IA 50315	Ninth Street Branch	Full service
JPMorgan Chase Bank, National Association 3 branches in Des Moines jpmorganchase.com
3101 Ingersoll Ave Des Moines, IA 50312	Ingersoll And 31st Branch	Full service
3621 Merle Hay Rd Des Moines, IA 50310	Merle Hay Branch	Full service
6150 Se 14th St Des Moines, IA 50320	South Des Moines Branch	Full service
West Bank 3 branches in Des Moines westbankstrong.com
2440 E Euclid Ave Des Moines, IA 50317	East Branch	Full service
3920 Sw 9th St Des Moines, IA 50315	South Branch	Full service
809 6th Ave Des Moines, IA 50309	City Center Branch	Drive-thru
BMO Bank National Association 2 branches in Des Moines bmo.com
2596 Hubbell Ave Des Moines, IA 50317	Hubbell Branch	Full service
4910 Se 14th St Des Moines, IA 50320	Southdale Branch	Full service
Bank of America, National Association 2 branches in Des Moines bankofamerica.com
1109 East Army Post Road Des Moines, IA 50315	Southridge Mall Branch	Full service
2650 University Ave Des Moines, IA 50311	27th And University Branch	Full service
Central Bank 2 branches in Des Moines mycentral.bank
3624 6th Ave Des Moines, IA 50313	3624 Sixth Avenue Branch	Full service
4018 University Ave Des Moines, IA 50311	4018 University Branch	Full service
Earlham Savings Bank 2 branches in Des Moines earlhambank.com
1107 Keosauqua Way Des Moines, IA 50309	Keo Way Branch	Full service
3401 Sw 9th St Des Moines, IA 50315	Des Moines Branch	Full service
First Interstate Bank 1 branch in Des Moines firstinterstatebank.com
1347 E Euclid Ave Des Moines, IA 50316	Des Moines E. Euclid Ave. Branch	Full service
First Mid Bank & Trust, National Association 1 branch in Des Moines firstmid.com
3025 Ingersoll Ave Des Moines, IA 50312	Ingersoll Avenue Branch	Full service
Freedom Financial Bank 1 branch in Des Moines freedomfinancialbank.com
600 Martin Luther King Jr Pkwy Des Moines, IA 50312	Des Moines Branch	Full service
Lincoln Savings Bank 1 branch in Des Moines mylsb.com
1922 Ingersoll Ave Des Moines, IA 50309	Lincoln Savings Bank - Ingersoll Office Branch	Full service
Midwest Heritage Bank, FSB 1 branch in Des Moines midwestheritage.com
4605 Fleur Dr Des Moines, IA 50321	Fleur Drive	Full service
Principal Bank 1 branch in Des Moines principal.com
750 Park Street Des Moines, IA 50309	Principal Bank Main office	Full service
TruBank 1 branch in Des Moines trubank.bank
612 Army Post Rd Des Moines, IA 50315	Fort Des Mones Community Branch	Full service
Twin Cedars Bank 1 branch in Des Moines twincedars.bank
2222 Grand Avenue, Suite 200 Des Moines, IA 50312	Des Moines Branch	Full service

More about Des Moines

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.