Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Hilo, HI
10 branches of 8 FDIC-insured banks operate in Hilo. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Hilo — about 10.0 bank branches for every loan store.
- Bank branches
- 10
- Payday & loan stores
- 1
- Banks
- 8
- Loan store chains
- 1
- Bank branches per 100k
- 19.6
- Loan stores per 100k
- 2.0
Payday and installment loan stores in Hilo
Addresses and phone numbers of storefront lenders in Hilo. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 315 Makaala St Ste 112 Hilo, HI 96720 | (808) 961-3431 | — | 4.2 |
Bank branches in Hilo
| Address | Branch | Type |
|---|---|---|
| 1339 Kinoole St Hilo, HI 96720 | Hilo Branch | Full service |
| 50 E Puainako St, Ste 113 Hilo, HI 96720 | Isb-Kta Puainako | In-store |
| 111 E Puainako St, Bldg F Hilo, HI 96720 | Waiakea Banking Center | Full service |
| 1205 Kilauea Ave Hilo, HI 96720 | Hilo Branch | Full service |
| 100 Pauahi St Hilo, HI 96720 | Hilo Branch | Full service |
| 315 E Makaala St, Ste 102 Hilo, HI 96720 | Hilo Branch | Full service |
| 525 Kilauea Ave Hilo, HI 96720 | Hilo Branch | Full service |
| 605 Laukapu St Hilo, HI 96720 | Hilo Branch | Full service |
| 2100 Kanoelehua Ave Hilo, HI 96720 | Puainako Branch | Full service |
| 120 Waianuenue Ave Hilo, HI 96720 | Hilo Branch | Full service |
More about Hilo
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.