Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Hawaii
214 branches of 13 FDIC-insured banks operate in Hawaii; 6 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 12 payday, installment and title loan stores of 2 chains in Hawaii — about 17.8 bank branches for every loan store.
- Bank branches
- 214
- Payday & loan stores
- 12
- Banks with branches
- 13
- Loan store chains
- 2
- Bank branches per 100k
- 14.8
- Loan stores per 100k
- 0.8
- Headquartered in Hawaii
- 6
Payday loan stores by city in Hawaii
12 stores in 9 cities and towns across Hawaii. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Hawaii has about 1,445,635 residents, so that's 1 loan stores and 15 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in Hawaii
Storefront lenders with locations in Hawaii, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in HI | Cities | Website |
|---|---|---|---|
| OneMain Financial | 9 | 9 | onemainfinancial.com |
| loanDepot | 3 | 2 | loandepot.com |
Banks with branches in Hawaii
| Bank | Branches in HI | Headquarters | Total assets | Website |
|---|---|---|---|---|
| Bank of Hawaii | 47 | Honolulu, HI | $23.8B | boh.com |
| First Hawaiian Bank | 45 | Honolulu, HI | $23.6B | fhb.com |
| American Savings Bank, National Association | 35 | Honolulu, HI | $9.0B | asbhawaii.com |
| Central Pacific Bank | 27 | Honolulu, HI | $7.5B | cpb.bank |
| Bank of Hope | 26 | Los Angeles, CA | $19.0B | bankofhope.com |
| Finance Factors, Ltd. | 13 | Honolulu, HI | $683.7M | financefactors.com |
| Hawaii National Bank | 10 | Honolulu, HI | $871.7M | hawaiinational.bank |
| Mechanics Bank | 4 | Walnut Creek, CA | $21.2B | mechanicsbank.com |
| Commonwealth Business Bank | 3 | Los Angeles, CA | $2.0B | cbb-bank.com |
| First-Citizens Bank & Trust Company | 1 | Raleigh, NC | $236.3B | firstcitizens.com |
| Sunflower Bank, National Association | 1 | Dallas, TX | $15.7B | sunflowerbank.com |
| First American Trust, FSB | 1 | Santa Ana, CA | $9.2B | firstamtrust.com |
| Royal Business Bank | 1 | Los Angeles, CA | $4.3B | royalbusinessbankusa.com |
Bank branches in Hawaii by type
- Full-service branches
- 204
- 95.3%
- In-store branches
- 7
- 3.3%
- Drive-thru & detached
- 1
- 0.5%
- Other limited-service
- 2
- 0.9%
Banks vs loan stores: cities in Hawaii
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Honolulu | 85 | 13 | 3 |
| Hilo | 10 | 8 | 1 |
| Kailua | 7 | 7 | — |
| Aiea | 7 | 7 | 1 |
| Kahului | 7 | 7 | 2 |
| Kailua Kona | 7 | 6 | 1 |
| Lahaina | 7 | 5 | — |
| Kaneohe | 6 | 5 | 1 |
| Waipahu | 6 | 5 | 1 |
| Lihue | 6 | 6 | 1 |
| Pearl City | 6 | 6 | — |
| Kihei | 5 | 5 | — |
Bank branches are located in 36 Hawaii cities and towns.
More city pages in Hawaii
Loan stores in smaller towns of Hawaii
Other cities and towns in Hawaii with payday or installment loan stores, and the number of stores in each.
- Aiea 1
- Kahului 2
- Kailua Kona 1
- Lihue 1
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Hawaii branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.