Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Athens, GA
32 branches of 17 FDIC-insured banks operate in Athens. Data: FDIC BankFind, as of June 30, 2026. There are also 8 payday, installment and title loan stores of 6 chains in Athens — about 4.0 bank branches for every loan store.
- Bank branches
- 32
- Payday & loan stores
- 8
- Banks
- 17
- Loan store chains
- 6
- Bank branches per 100k
- 24.6
- Loan stores per 100k
- 6.1
Payday and installment loan stores in Athens
Addresses and phone numbers of storefront lenders in Athens. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1021 Parkway Blvd Suite 105 Athens, GA 30606 | (706) 549-4500 | — | 5.0 |
| 1550 Lexington Rd Suite D Athens, GA 30605 | (706) 548-6357 | — | 4.9 |
| 115 Gaines School Rd Athens, GA 30605 | (706) 549-5155 | — | 5.0 |
| 2225 W Broad St Athens, GA 30606 | (706) 227-0113 | — | 5.0 |
| 4014 Lexington Rd Athens, GA 30605 | (706) 613-1910 | — | 4.8 |
| 1720 Epps Bridge Pkwy #104 Athens, GA 30606 | (706) 621-5102 | — | 4.3 |
| 1860 S Barnett Shoals Rd Ste 405 Athens, GA 30605 | (706) 549-5360 | — | 4.2 |
| 3579 Atlanta Hwy Athens, GA 30606 | (706) 548-2270 | — | 4.8 |
Bank branches in Athens
| Address | Branch | Type |
|---|---|---|
| 150 W Hancock Ave Athens, GA 30601 | Athens Main Branch | Full service |
| 1850 Epps Bridge Pkwy, Ste 301 Athens, GA 30606 | Epps Bridge Road Branch | Full service |
| 1855 Barnett Shoals Rd Athens, GA 30605 | Barnett Shoals Branch | Full service |
| 310 Alps Rd Athens, GA 30606 | Beechwood Branch | Full service |
| 4000 Atlanta Hwy Athens, GA 30606 | Atlanta Highway Branch | Full service |
| 300 College Ave Athens, GA 30601 | First American Bank And Trust Company Main office | Full service |
| 2241 W Broad St Athens, GA 30606 | West Broad Branch | Full service |
| 300 College Ave Athens, GA 30601 | Messenger Service | Limited service |
| 825 Hull Rd Athens, GA 30601 | North Athens Branch | Full service |
| 180 Gaines School Rd Athens, GA 30605 | Gaines School Road Branch | Full service |
| 185 Alps Rd Athens, GA 30606 | Alps Road Branch | Full service |
| 3445 Atlanta Hwy Athens, GA 30606 | Atlanta Highway Branch | Full service |
| 475 E Broad St Athens, GA 30601 | Campus Branch | Full service |
| 1070 Gaines School Rd Athens, GA 30605 | Gaines School Branch | Full service |
| 1890 Epps Bridge Pkwy Athens, GA 30606 | Epps Bridge Parkway Branch | Full service |
| 196 Alps Rd Athens, GA 30606 | Beechwood Branch | Full service |
| 2009 Prince Ave Athens, GA 30606 | Prince Ave Branch | Full service |
| 3153 Atlanta Hwy Athens, GA 30606 | Athens Clarke Atlanta Hwy Branch | Full service |
| 1081 Parkway Blvd Athens, GA 30606 | Athens Branch | Full service |
| 3140 Lexington Rd Athens, GA 30605 | Athens Branch | Full service |
| 1059 Gaines School Rd Athens, GA 30605 | Eastside Gaines School Road Branch | Full service |
| 1200 Mitchell Bridge Rd Athens, GA 30606 | Mitchell Bridge Road Branch | Full service |
| 1010 Pine Ridge Ct Athens, GA 30606 | Epps Bridge Parkway Office Branch | Full service |
| 3990 Atlanta Hwy Athens, GA 30606 | Bogart Branch | Full service |
| 2365 W Broad St Athens, GA 30606 | Classic City Bank Main office | Full service |
| 9205 Highway 29 S Athens, GA 30601 | Hull Branch | Full service |
| 296 W Broad St, Ste 1 Athens, GA 30601 | Athens W Broad | Full service |
| 2500 Daniells Bridge Road, Building 200, Suite 1d Athens, GA 30606 | Athens Branch | Full service |
| 1 Press Pl, Ste 201 Athens, GA 30601 | Athens Financial Center Branch | Full service |
| 455 Epps Bridge Pkwy, Ste 104 Athens, GA 30606 | Wal-Mart #1400 Branch | In-store |
| 2234 W Broad St Athens, GA 30606 | Athens Branch | Full service |
| 780 Highway 29 N Athens, GA 30601 | Athens Branch | Full service |
More about Athens
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.