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Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Georgia
2,084 branches of 187 FDIC-insured banks operate in Georgia; 123 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 538 payday, installment and title loan stores of 9 chains in Georgia — about 3.9 bank branches for every loan store.
- Bank branches
- 2,084
- Payday & loan stores
- 538
- Banks with branches
- 187
- Loan store chains
- 9
- Bank branches per 100k
- 19.3
- Loan stores per 100k
- 5.0
- Headquartered in Georgia
- 123
Payday loan stores by city in Georgia
538 stores in 150 cities and towns across Georgia. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Georgia has about 10,822,612 residents, so that's 5 loan stores and 19 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
- Atlanta · 30
- Columbus · 15
- Augusta · 14
- Savannah · 13
- Marietta · 12
- Macon · 11
- Albany · 9
- Dalton · 9
- Decatur · 9
- Athens · 8
- Gainesville · 8
- Lawrenceville · 8
- Valdosta · 8
- Brunswick · 7
- Cartersville · 7
- Covington · 7
- Rome · 7
- Statesboro · 7
- Warner Robins · 7
- Carrollton · 6
- Conyers · 6
- Cumming · 6
- Douglasville · 6
- Griffin · 6
- Mcdonough · 6
- Newnan · 6
- Jonesboro · 5
- Lagrange · 5
- Canton · 4
- Kennesaw · 3
- Lilburn · 3
- Norcross · 3
- Riverdale · 3
- Roswell · 3
- Smyrna · 3
- Stockbridge · 3
- Woodstock · 3
- Buford · 2
- Dallas · 2
- Duluth · 2
- Fayetteville · 2
- Lithonia · 2
- Loganville · 2
- Snellville · 2
- Acworth · 1
- Evans · 1
- Hampton · 1
- Stone Mountain · 1
Payday and installment loan stores in Georgia
Storefront lenders with locations in Georgia, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in GA | Cities | Website |
|---|---|---|---|
| TitleMax | 171 | 96 | titlemax.com |
| 1st Franklin Financial | 117 | 109 | 1ffc.com |
| Security Finance | 76 | 70 | securityfinance.com |
| OneMain Financial | 61 | 55 | onemainfinancial.com |
| Lendmark Financial Services | 57 | 53 | lendmarkfinancial.com |
| Mariner Finance | 22 | 22 | marinerfinance.com |
| ACE Cash Express | 18 | 11 | acecashexpress.com |
| Check Into Cash | 13 | 13 | checkintocash.com |
| loanDepot | 3 | 2 | loandepot.com |
Banks with branches in Georgia
| Bank | Branches in GA | Headquarters | Total assets | Website |
|---|---|---|---|---|
| Truist Bank | 203 | Charlotte, NC | $548.3B | truist.com |
| Wells Fargo Bank, National Association | 178 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| Bank of America, National Association | 130 | Charlotte, NC | $2.7T | bankofamerica.com |
| Regions Bank | 122 | Birmingham, AL | $159.8B | regions.com |
| JPMorgan Chase Bank, National Association | 118 | Columbus, OH | $4.1T | jpmorganchase.com |
| Pinnacle Bank | 107 | Nashville, TN | $128.8B | pnfp.com |
| Ameris Bank | 105 | Atlanta, GA | $28.4B | amerisbank.com |
| Renasant Bank | 73 | Tupelo, MS | $27.0B | renasant.com |
| Bank OZK | 72 | Little Rock, AR | $41.7B | ozk.com |
| United Community Bank | 64 | Greenville, SC | $29.0B | ucbi.com |
| PNC Bank, National Association | 63 | Wilmington, DE | $609.8B | pnc.com |
| Fifth Third Bank, National Association | 45 | Cincinnati, OH | $299.2B | 53.com |
| SouthState Bank, National Association | 44 | Winter Haven, FL | $68.8B | southstatebank.com |
| The Huntington National Bank | 39 | Columbus, OH | $283.1B | huntington.com |
| Vallant Bank | 36 | Elberton, GA | $4.0B | vallant.bank |
| Colony Bank | 31 | Fitzgerald, GA | $3.6B | colony.bank |
| First-Citizens Bank & Trust Company | 26 | Raleigh, NC | $236.3B | firstcitizens.com |
| Queensborough National Bank & Trust Company | 25 | Louisville, GA | $2.3B | qnbtrust.bank |
| United Bank | 17 | Zebulon, GA | $2.2B | accessunited.com |
| United Bank | 16 | Fairfax, VA | $33.6B | bankwithunited.com |
| FirstBank | 14 | Nashville, TN | $16.8B | firstbankonline.com |
| First Horizon Bank | 13 | Memphis, TN | $84.1B | firsthorizon.com |
| Metro City Bank | 12 | Doraville, GA | $4.5B | metrocitybank.bank |
| Capital City Bank | 12 | Tallahassee, FL | $4.4B | ccbg.com |
| Woodforest National Bank | 11 | The Woodlands, TX | $9.0B | woodforest.com |
| First National Community Bank | 11 | Chatsworth, GA | $754.7M | fncbank.com |
| Georgia Banking Company | 10 | Atlanta, GA | $3.3B | georgiabanking.com |
| BankSouth | 10 | Greensboro, GA | $1.6B | banksouth.com |
| Sunmark Community Bank | 10 | Perry, GA | $556.6M | sunmarkbank.com |
| Builtwell Bank | 9 | Chattanooga, TN | $2.3B | builtwell.bank |
| PeoplesSouth Bank | 9 | Colquitt, GA | $1.2B | peoplessouth.com |
| Northeast Georgia Bank | 9 | Lavonia, GA | $650.6M | northeastgabank.com |
| Southeastern Bank | 9 | Darien, GA | $624.9M | southeasternbank.com |
| First Peoples Bank | 9 | Pine Mountain, GA | $449.4M | firstpeoplesbank.com |
| First American Bank and Trust Company | 8 | Athens, GA | $901.9M | fabt.bank |
| First State Bank of Blakely | 8 | Blakely, GA | $668.2M | fsbanks.com |
| Pineland Bank | 8 | Alma, GA | $597.1M | pineland.bank |
| South Georgia Banking Company | 8 | Omega, GA | $570.1M | sgbconline.com |
| Bank of Dudley | 8 | Dudley, GA | $537.9M | bankofdudley.com |
| Georgia Community Bank | 8 | Albany, GA | $375.0M | gcb.bank |
| PrimeSouth Bank | 7 | Blackshear, GA | $1.6B | https: |
| Oconee State Bank | 7 | Watkinsville, GA | $744.1M | oconeestatebank.com |
| Planters First Bank | 7 | Cordele, GA | $485.7M | plantersfirst.bank |
| Glennville Bank | 7 | Glennville, GA | $444.2M | glennvillebank.com |
| Coastal States Bank | 6 | Hilton Head Island, SC | $2.4B | coastalstatesbank.com |
| Farmers and Merchants Bank | 6 | Lakeland, GA | $862.0M | fmb.net |
| PromiseOne Bank | 6 | Duluth, GA | $812.2M | promiseone.bank |
| First State Bank | 6 | Wrens, GA | $512.7M | firstate.net |
| Great Oaks Bank | 6 | Richmond Hill, GA | $422.0M | greatoaks.bank |
| First National Bank of Griffin | 6 | Griffin, GA | $368.3M | fnbgriffin.com |
| American Pride Bank | 5 | Macon, GA | $1.0B | americanpride.bank |
| Citizens Trust Bank | 5 | Atlanta, GA | $790.3M | ctbconnect.com |
| Guardian Bank | 5 | Valdosta, GA | $597.9M | guardian.bank |
| The Commercial Bank | 5 | Crawford, GA | $463.7M | thecommercialbank.net |
| The Citizens Bank of Swainsboro | 5 | Swainsboro, GA | $420.5M | cbs-lc.com |
| F&M Bank | 5 | Washington, GA | $419.9M | fmbanknow.com |
| Exchange Bank | 5 | Milledgeville, GA | $410.3M | exch.bank |
| Commercial Banking Company | 5 | Valdosta, GA | $409.5M | cbcbank.com |
| First National Bank of Decatur County | 5 | Bainbridge, GA | $359.6M | fnbdc.com |
| South Georgia Bank | 5 | Glennville, GA | $269.5M | southgabank.com |
| Mount Vernon Bank | 5 | Mount Vernon, GA | $217.6M | mountvernon.bank |
| Magnolia State Bank | 5 | Eastman, GA | $198.7M | bankmsb.com |
| Security Federal Bank | 4 | Aiken, SC | $1.5B | securityfederalbank.com |
| Millennium Bank | 4 | Chattanooga, TN | $780.8M | ngnb.bank |
| FNB SOUTH | 4 | Alma, GA | $734.8M | fnbsouth.net |
| First Port City Bank | 4 | Bainbridge, GA | $623.9M | firstportcity.com |
| The Citizens Bank of Georgia | 4 | Cumming, GA | $598.5M | citizbank.com |
| Bank of Madison | 4 | Madison, GA | $448.1M | bankofmadisonga.com |
| River City Bank | 4 | Rome, GA | $423.4M | rivercity.bank |
| Rabun County Bank | 4 | Clayton, GA | $361.5M | rabuncountybank.com |
| Altamaha Bank & Trust Company | 4 | Vidalia, GA | $334.1M | altamaha.bank |
| Bank of Newington | 4 | Newington, GA | $333.8M | https: |
| Durden Banking Company, Incorporated | 4 | Twin City, GA | $299.2M | durdenbc.com |
| First Federal Savings and Loan Association of Valdosta | 4 | Valdosta, GA | $278.5M | 1stfederalvaldosta.com |
| The Peoples Bank of Georgia | 4 | Talbotton, GA | $252.3M | peoplesbankofga.com |
| Bank of Alapaha | 4 | Alapaha, GA | $251.0M | bankofalapaha.com |
| Citizens Community Bank | 4 | Hahira, GA | $221.9M | ccbga.bank |
| East West Bank | 3 | Pasadena, CA | $84.3B | eastwestbank.com |
| ServisFirst Bank | 3 | Birmingham, AL | $18.3B | servisfirstbank.com |
| First Financial Bank, National Association | 3 | Terre Haute, IN | $6.2B | first-online.bank |
| First Community Bank | 3 | Lexington, SC | $2.4B | firstcommunitysc.com |
| Thomasville National Bank | 3 | Thomasville, GA | $2.2B | tnbank.com |
| Anchor Bank | 3 | Palm Beach Gardens, FL | $805.5M | https: |
| Citizens Bank of Americus | 3 | Americus, GA | $511.1M | cbkamericus.com |
| American Commerce Bank, National Association | 3 | Bremen, GA | $495.7M | americancommercebank.com |
| Century Bank and Trust | 3 | Milledgeville, GA | $490.7M | century.bank |
| FSNB, National Association | 3 | Lawton, OK | $478.3M | fsnb.com |
| The Bank of LaFayette, Georgia | 3 | La Fayette, GA | $446.8M | bankoflafayette.com |
| Citizens Bank of the South | 3 | Sandersville, GA | $395.1M | cbots.com |
| Bank of England | 3 | England, AR | $332.3M | bankofengland-ar.com |
| The Claxton Bank | 3 | Bellville, GA | $304.8M | tcbga.bank |
| Community Banking Company | 3 | Fitzgerald, GA | $297.3M | communitybankingcompany.com |
| Georgia First Bank | 3 | Soperton, GA | $290.8M | georgiafirst.bank |
| The Peoples Bank | 3 | Eatonton, GA | $269.7M | peoples1943.com |
| AB&T | 3 | Albany, GA | $261.2M | abtgold.com |
| Farmers State Bank | 3 | Lincolnton, GA | $186.2M | farmersstateonline.com |
| Farmers and Merchants Bank | 3 | Sylvania, GA | $170.7M | fmbanksylvania.com |
| Bank of Dade | 3 | Trenton, GA | $162.3M | bankofdade.com |
| Family Bank | 3 | Pelham, GA | $162.0M | familybank.com |
| Farmers State Bank | 3 | Dublin, GA | $156.2M | farmersstate-online.net |
| First Bank of Pike | 3 | Zebulon, GA | $87.5M | firstbankofpike.com |
| The Trust Bank | 3 | Lenox, GA | $47.0M | thetrustbank.net |
| City National Bank | 2 | Los Angeles, CA | $99.1B | cnb.com |
| The Fidelity Bank | 2 | Fuquay Varina, NC | $4.7B | fidelitybanknc.com |
| HomeTrust Bank | 2 | Asheville, NC | $4.4B | htb.com |
| CB&S Bank, Inc. | 2 | Russellville, AL | $3.1B | cbsbank.com |
| Shinhan Bank America | 2 | New York, NY | $2.2B | shbamerica.com |
| Wallis Bank | 2 | Wallis, TX | $1.4B | wallisbank.com |
| Paragon Bank | 2 | Memphis, TN | $908.1M | bankparagon.com |
| Barwick Banking Company | 2 | Barwick, GA | $829.6M | barwickbank.com |
| Oconee Federal Savings and Loan Association | 2 | Seneca, SC | $679.4M | oconeefederal.com |
| Community Bank of Pickens County | 2 | Jasper, GA | $628.6M | cbopc.com |
| Flint Community Bank | 2 | Albany, GA | $357.1M | flint.bank |
| Craft Bank | 2 | Atlanta, GA | $305.9M | craft.bank |
| Farmers & Merchants Bank | 2 | Eatonton, GA | $289.6M | ibankfmb.com |
| South Coast Bank & Trust | 2 | Brunswick, GA | $269.8M | southcoast.bank |
| Community Bank of Georgia | 2 | Baxley, GA | $269.5M | communitybankga.com |
| The First National Bank of Waynesboro | 2 | Waynesboro, GA | $229.1M | fnbwaynesboro.com |
| First Bank of Coastal Georgia | 2 | Pembroke, GA | $215.7M | firstbankofcg.com |
| Vidalia Federal Savings Bank | 2 | Vidalia, GA | $212.0M | vidfedonline.com |
| Legacy State Bank | 2 | Loganville, GA | $205.9M | legacystatebank.com |
| The Citizens Bank of Cochran | 2 | Cochran, GA | $201.4M | citizensbankcochran.com |
| Peoples Bank | 2 | Lyons, GA | $192.4M | ourpeoplesbank.com |
| West Central Georgia Bank | 2 | Thomaston, GA | $160.4M | wcgb.com |
| Planters and Citizens Bank | 2 | Camilla, GA | $139.2M | pcbank.net |
| Bank of Hazlehurst | 2 | Hazlehurst, GA | $134.2M | bankofhazlehurst.com |
| Carver State Bank | 2 | Savannah, GA | $111.2M | carverstatebank.com |
| The Peoples Bank | 2 | Willacoochee, GA | $109.3M | thepeoplesbank.com |
| First State Bank of Randolph County | 2 | Cuthbert, GA | $86.9M | — |
| Southeast First National Bank | 2 | Summerville, GA | $74.9M | southeastfnb.com |
| Apex Banking Company of Georgia | 2 | Cleveland, GA | $72.6M | apexga.bank |
| Talbot State Bank | 2 | Woodland, GA | $51.7M | talbotstatebank.com |
| U.S. Bank National Association | 1 | Cincinnati, OH | $705.6B | usbank.com |
| The Northern Trust Company | 1 | Chicago, IL | $178.6B | northerntrust.com |
| BankUnited, National Association | 1 | Miami Lakes, FL | $34.9B | bankunited.com |
| BNY Mellon, National Association | 1 | Pittsburgh, PA | $30.6B | bny.com |
| Seacoast National Bank | 1 | Stuart, FL | $21.3B | seacoastbank.com |
| Bank of Hope | 1 | Los Angeles, CA | $19.0B | bankofhope.com |
| Beal Bank USA | 1 | Las Vegas, NV | $11.0B | bealbankusa.com |
| RBC Bank, (Georgia) National Association | 1 | Atlanta, GA | $9.6B | rbcbank.com |
| First American Trust, FSB | 1 | Santa Ana, CA | $9.2B | firstamtrust.com |
| Hanmi Bank | 1 | Los Angeles, CA | $8.0B | hanmi.com |
| Southern First Bank | 1 | Greenville, SC | $4.7B | southernfirst.com |
| Woori America Bank | 1 | New York, NY | $4.1B | wooriamericabank.com |
| PCB Bank | 1 | Los Angeles, CA | $3.5B | mypcbbank.com |
| First Carolina Bank | 1 | Rocky Mount, NC | $3.4B | firstcarolinabank.com |
| TIB National Association | 1 | Farmers Branch, TX | $3.0B | tib.bank |
| Open Bank | 1 | Los Angeles, CA | $2.7B | myopenbank.com |
| US Metro Bank | 1 | Garden Grove, CA | $1.6B | usmetrobank.com |
| First Arkansas Bank and Trust | 1 | Jacksonville, AR | $1.1B | fabandt.bank |
| Liberty Bank and Trust Company | 1 | New Orleans, LA | $1.1B | libertybank.net |
| New Millennium Bank | 1 | Fort Lee, NJ | $899.1M | nmbonline.com |
| First Century Bank, National Association | 1 | Commerce, GA | $831.6M | myfirstcenturybank.com |
| Wilmington Trust, National Association | 1 | Wilmington, DE | $772.1M | wilmingtontrust.com |
| M C Bank & Trust Company | 1 | Morgan City, LA | $710.0M | mcbt.com |
| Hyperion Bank | 1 | Philadelphia, PA | $569.9M | hyperionbank.com |
| Peoples Bank & Trust | 1 | Buford, GA | $563.3M | peoplesbanktrust.com |
| First National Bank of Coffee County | 1 | Douglas, GA | $547.5M | fnbcc.com |
| Magnolia Bank, Incorporated | 1 | Elizabethtown, KY | $546.3M | magnoliabank.com |
| Peoples Bank of East Tennessee | 1 | Madisonville, TN | $456.1M | pbet.bank |
| Touchmark National Bank | 1 | Alpharetta, GA | $416.9M | touchmarknb.com |
| CIBC National Trust Company | 1 | Atlanta, GA | $412.8M | private-wealth.us.cibc.com |
| Austin Capital Bank SSB | 1 | Austin, TX | $395.4M | austincapitalbank.com |
| Central Bank | 1 | Tampa, FL | $386.8M | centralbankfl.com |
| First Southern Bank | 1 | Waycross, GA | $347.2M | fsb-bank.bank |
| Douglas National Bank | 1 | Douglas, GA | $326.9M | dnbdouglas.com |
| Classic City Bank | 1 | Athens, GA | $314.3M | classiccitybank.com |
| United National Bank | 1 | Cairo, GA | $308.7M | unbonline.com |
| Waycross Bank & Trust | 1 | Waycross, GA | $242.2M | wbt.bank |
| Loyal Trust Bank | 1 | Johns Creek, GA | $235.3M | loyaltrustbank.com |
| Embassy National Bank | 1 | Lawrenceville, GA | $227.9M | embassynationalbank.com |
| The Geo. D. Warthen Bank | 1 | Sandersville, GA | $190.3M | gdwbank.com |
| Bank of Camilla | 1 | Camilla, GA | $188.1M | bankofcamilla.net |
| Bank of Dawson | 1 | Dawson, GA | $159.9M | bankofdawson.com |
| Bank of Monticello | 1 | Monticello, GA | $158.0M | bankofmonticelloga.com |
| Moultrie Bank & Trust | 1 | Moultrie, GA | $150.6M | mbtga.com |
| The Farmers Bank | 1 | Greensboro, GA | $148.3M | farmbk.com |
| The Merchants & Citizens Bank | 1 | Mcrae, GA | $146.0M | merchantsandcitizensbank.com |
| The Citizens National Bank of Quitman | 1 | Quitman, GA | $133.7M | cnbquitman.com |
| F & M Bank and Trust Company | 1 | Manchester, GA | $87.4M | fmbankandtrust.com |
| The Four County Bank | 1 | Allentown, GA | $87.1M | thefourcountybank.com |
| Rochelle State Bank | 1 | Rochelle, GA | $85.6M | rochellestatebank.com |
| Bank of Hancock County | 1 | Sparta, GA | $85.2M | bankofhancock.com |
| The Bank of Edison | 1 | Edison, GA | $83.9M | bankofedison.com |
| The Security State Bank | 1 | Mcrae, GA | $70.5M | securitystate.net |
| First City Bank | 1 | Alpharetta, GA | $23.0M | firstcitybankga.com |
| Private Bank & Trust | 1 | Gainesville, GA | — | — |
Bank branches in Georgia by type
- Full-service branches
- 1,964
- 94.2%
- In-store branches
- 35
- 1.7%
- Drive-thru & detached
- 31
- 1.5%
- Loan offices
- 25
- 1.2%
- Other limited-service
- 29
- 1.4%
Banks vs loan stores: cities in Georgia
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Atlanta | 241 | 48 | 30 |
| Marietta | 70 | 22 | 12 |
| Alpharetta | 62 | 25 | — |
| Savannah | 56 | 19 | 13 |
| Duluth | 50 | 29 | 2 |
| Augusta | 47 | 17 | 14 |
| Cumming | 37 | 17 | 6 |
| Macon | 37 | 15 | 11 |
| Columbus | 34 | 11 | 15 |
| Athens | 32 | 17 | 8 |
| Suwanee | 32 | 17 | — |
| Lawrenceville | 29 | 16 | 8 |
Bank branches are located in 290 Georgia cities and towns.
More city pages in Georgia
Loan stores in smaller towns of Georgia
Other cities and towns in Georgia with payday or installment loan stores, and the number of stores in each.
- Adel 1
- Alma 1
- Americus 3
- Austell 2
- Bainbridge 3
- Barnesville 1
- Baxley 3
- Bethlehem 2
- Blairsville 2
- Blakely 2
- Blue Ridge 3
- Bremen 1
- Butler 1
- Byron 1
- Cairo 3
- Calhoun 5
- Cedartown 4
- Chatsworth 2
- Clarkesville 1
- Clarkston 1
- Claxton 1
- Clayton 2
- Cleveland 1
- Cochran 1
- Colquitt 1
- Commerce 3
- Cordele 3
- Cornelia 1
- Dahlonega 2
- Dawson 1
- Demorest 1
- Douglas 6
- Dublin 6
- Eastman 2
- Eatonton 2
- Elberton 2
- Ellijay 2
- Fitzgerald 1
- Flowery Branch 4
- Folkston 1
- Forest Park 2
- Forsyth 2
- Fort Oglethorpe 5
- Fort Valley 3
- Glennville 1
- Grayson 2
- Greensboro 1
- Hartwell 3
- Hawkinsville 1
- Hazlehurst 3
- Hinesville 7
- Hiram 4
- Hogansville 1
- Jackson 3
- Jasper 3
- Jefferson 1
- Jesup 4
- Kathleen 1
- Kingsland 4
- La Fayette 1
- Lake Park 1
- Lavonia 1
- Leesburg 2
- Lithia Springs 1
- Mableton 2
- Madison 4
- Manchester 2
- McRae Helena 1
- Milledgeville 4
- Monroe 4
- Montezuma 1
- Monticello 2
- Morrow 3
- Moultrie 3
- Nashville 1
- Peachtree Corners 1
- Perry 3
- Pooler 4
- Richmond Hill 1
- Rincon 3
- Roberta 1
- Royston 2
- Saint Marys 1
- Sandersville 3
- Summerville 2
- Swainsboro 3
- Sylvania 2
- Sylvester 2
- Thomaston 3
- Thomasville 6
- Thomson 3
- Tifton 4
- Toccoa 2
- Tucker 3
- Union City 1
- Vidalia 5
- Villa Rica 4
- Washington 2
- Waycross 7
- Waynesboro 2
- West Point 1
- Winder 4
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Georgia branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.