Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Winter Haven, FL
20 branches of 13 FDIC-insured banks operate in Winter Haven. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Winter Haven — about 6.7 bank branches for every loan store.
- Bank branches
- 20
- Payday & loan stores
- 3
- Banks
- 13
- Loan store chains
- 3
- Bank branches per 100k
- 17.0
- Loan stores per 100k
- 2.5
Payday and installment loan stores in Winter Haven
Addresses and phone numbers of storefront lenders in Winter Haven. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 327 Cypress Gardens Blvd. Winter Haven, FL 33880 | (863) 292-2016 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 5935 Cypress Gardens Blvd Ste. 500 Winter Haven, FL 33884 | (863) 401-9922 | — | 4.9 |
| 333 Cypress Gardens Blvd Winter Haven, FL 33880 | (863) 291-0809 | — | 4.5 |
Bank branches in Winter Haven
| Address | Branch | Type |
|---|---|---|
| 1101 1st St S Winter Haven, FL 33880 | Southstate Bank, National Association Main office | Full service |
| 1101 1st St S Winter Haven, FL 33880 | Messenger Service Branch | Limited service |
| 3670 Havendale Blvd Nw Winter Haven, FL 33881 | Auburndale Branch | Full service |
| 7722 Sr 544 East Winter Haven, FL 33881 | Haines City South Branch | Full service |
| 1120 1st St S Winter Haven, FL 33880 | Winter Haven Branch | Full service |
| 6340 Cypress Gardens Blvd Winter Haven, FL 33884 | Winterset Branch | Full service |
| 1350 6th St Nw Winter Haven, FL 33881 | Winter Haven Branch | Full service |
| 6105 Cypress Gardens Blvd Winter Haven, FL 33884 | Cypress Gardens & Register Banking Center Branch | Full service |
| 3660 Havendale Blvd Nw Winter Haven, FL 33881 | Auburndale Branch | Full service |
| 595 Cypress Gardens Blvd, Ste 101 Winter Haven, FL 33880 | Winter Haven Branch | Full service |
| 203 Avenue A Nw Winter Haven, FL 33881 | Winter Haven Main Branch | Full service |
| 5720 Cypress Gardens Blvd Winter Haven, FL 33884 | Cypress Gardens Branch | Full service |
| 309 Cypress Gardens Blvd Winter Haven, FL 33880 | Axiom Bk - Winter Haven Wal-Mart Branch | In-store |
| 510 W Central Ave Winter Haven, FL 33880 | Winter Haven Branch | Full service |
| 201 3rd St Sw Winter Haven, FL 33880 | Winter Haven Branch | Full service |
| 1606 1st St S Winter Haven, FL 33880 | Winter Haven Branch | Full service |
| 347 W Central Ave, Ste 1 Winter Haven, FL 33880 | Winter Haven Central Park | Full service |
| 811 1st St S Winter Haven, FL 33880 | Winter Haven Citi Center Branch | Full service |
| 901 Cypress Gardens Blvd Winter Haven, FL 33880 | Winter Haven Branch | Full service |
| 7476 Cypress Gardens Blvd Winter Haven, FL 33884 | Winterhaven Branch | Full service |
More about Winter Haven
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.