Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Opa Locka, FL
2 branches of 2 FDIC-insured banks operate in Opa Locka. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 2 chains in Opa Locka — about 1.5 loan stores for every bank branch.
- Bank branches
- 2
- Payday & loan stores
- 3
- Banks
- 2
- Loan store chains
- 2
- Bank branches per 100k
- 2.9
- Loan stores per 100k
- 4.4
Payday and installment loan stores in Opa Locka
Addresses and phone numbers of storefront lenders in Opa Locka. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 13830 NW 27th Ave Opa-locka, FL 33054 | (305) 687-9021 | — | 5.0 |
| 4684 NW 183rd St Miami Gardens, FL 33055 | (305) 620-8403 | — | 5.0 |
| 18355 NW 57th Ave Ste 104 Miami Gardens, FL 33055 | (305) 907-7746 | — | 4.5 |
Bank branches in Opa Locka
| Address | Branch | Type |
|---|---|---|
| 18255 Nw 57th Avenue Miami Gardens, FL 33055 | Miami Gardens Drive & 57th Avenue Branch | Full service |
| 13100 Nw 27th Ave Opa Locka, FL 33054 | Opa Locka Branch | Full service |
More about Opa Locka
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.