Borrow with the facts on your side.

Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.

How much do you need?
By clicking "Get Started", you agree to Privacy Policy, Terms of Use, Responsible Lending Practices and Marketing Practices

Banks vs Payday Loans in Melbourne, FL

34 branches of 14 FDIC-insured banks operate in Melbourne. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Melbourne — about 17.0 bank branches for every loan store.

Bank branches
34
Payday & loan stores
2
Banks
14
Loan store chains
2
Bank branches per 100k
19.4
Loan stores per 100k
1.1

Payday and installment loan stores in Melbourne

Addresses and phone numbers of storefront lenders in Melbourne. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Mariner Finance 1 store in Melbourne marinerfinance.com
630 S Wickham Rd Ste. 106 West Melbourne, FL 32904 (321) 727-8500 — 4.7
OneMain Financial 1 store in Melbourne onemainfinancial.com
1400 W New Haven Ave B West Melbourne, FL 32904 (321) 724-6300 — 4.6

Bank branches in Melbourne

Address Branch Type
Truist Bank 7 branches in Melbourne truist.com
1303 S Babcock St Melbourne, FL 32901 Babcock Branch Full service
1355 S Babcock St Melbourne, FL 32901 Babcock Drive-Thru Branch Drive-thru
175 Palm Bay Rd Ne West Melbourne, FL 32904 Hammock Landing Branch Full service
2458 N Wickham Rd Melbourne, FL 32935 Lake Washington Ii Branch Full service
2817 W New Haven Ave West Melbourne, FL 32904 West Melbourne Branch Full service
6430 N Wickham Rd Melbourne, FL 32940 Suntree Branch Full service
8226 N Wickham Rd Melbourne, FL 32940 Viera Branch Full service
JPMorgan Chase Bank, National Association 4 branches in Melbourne jpmorganchase.com
115 Palm Bay Rd Ne West Melbourne, FL 32904 West Melbourne - Palm Branch Full service
1990 W New Haven Ave, Ste 101 Melbourne, FL 32904 Melbourne Square Branch Full service
4050 N Wickham Rd Melbourne, FL 32935 Post Commons Branch Full service
7797 N Wickham Rd Melbourne, FL 32940 Suntree Branch Full service
Bank of America, National Association 3 branches in Melbourne bankofamerica.com
2453 N Wickham Rd Melbourne, FL 32935 Wickham Road Branch Full service
3003 W New Haven Ave West Melbourne, FL 32904 West Melbourne Branch Full service
6370 N Wickham Rd Melbourne, FL 32940 Suntree Branch Full service
Fifth Third Bank, National Association 3 branches in Melbourne 53.com
3035 W New Haven Avenue Melbourne, FL 32904 West Melbourne Bc Branch Full service
5175 N Wickham Rd Melbourne, FL 32940 Pineda Commons Bc Branch Full service
7695 Stadium Parkway Viera, FL 32940 Addison Village Bc Branch Full service
PNC Bank, National Association 3 branches in Melbourne pnc.com
2950 W New Haven Ave West Melbourne, FL 32904 West Melbourne Branch Full service
3000 Sarno Rd Melbourne, FL 32934 Sarno Branch Full service
5535 N Wickham Rd Melbourne, FL 32940 Wickham Road Branch Full service
Wells Fargo Bank, National Association 3 branches in Melbourne wellsfargo.com
1970 W New Haven Ave Melbourne, FL 32904 Melbourne Square Branch Full service
2205 N Wickham Rd Melbourne, FL 32935 Lansing Square Branch Full service
7779 N Wickham Rd Melbourne, FL 32940 Suntree Branch Full service
Regions Bank 2 branches in Melbourne regions.com
105 Palm Bay Rd Ne West Melbourne, FL 32904 West Palm Bay Branch Full service
1051 W New Haven Ave Melbourne, FL 32904 Hwy 192 Branch Full service
Seacoast National Bank 2 branches in Melbourne seacoastbank.com
105 Capron Trl Viera, FL 32940 Melbourne - Viera Branch Full service
340 N Harbor City Blvd Melbourne, FL 32935 Mebourne - Harbor City Blvd Branch Full service
TD Bank, National Association 2 branches in Melbourne td.com
1025 S Babcock St Melbourne, FL 32901 Melbourne Branch Full service
4551 N Wickham Rd Melbourne, FL 32935 North Wickham Road Branch Full service
Cypress Bank & Trust 1 branch in Melbourne cypressbanktrust.com
6115 N Wickham Rd Melbourne, FL 32940 Cypress Bank & Trust Main office Full service
SouthState Bank, National Association 1 branch in Melbourne southstatebank.com
5770 N Wickham Rd Palm Shores, FL 32940 Melbourne Branch Full service
TrustCo Bank 1 branch in Melbourne trustcobank.com
2481 Croton Rd Melbourne, FL 32935 Melbourne Branch Full service
United Community Bank 1 branch in Melbourne ucbi.com
2338 Citadel Way, Ste 103 Melbourne, FL 32940 Melbourne Branch Full service
Valley National Bank 1 branch in Melbourne valley.com
6455 N Wickham Rd Melbourne, FL 32940 Melbourne Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.