Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Fort Walton Beach, FL
18 branches of 17 FDIC-insured banks operate in Fort Walton Beach. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Fort Walton Beach — about 6.0 bank branches for every loan store.
- Bank branches
- 18
- Payday & loan stores
- 3
- Banks
- 17
- Loan store chains
- 3
- Bank branches per 100k
- 30.6
- Loan stores per 100k
- 5.1
Payday and installment loan stores in Fort Walton Beach
Addresses and phone numbers of storefront lenders in Fort Walton Beach. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 244A Eglin Pkwy NE Fort Walton Beach, FL 32547 | (850) 314-7409 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 4:00 PM Sun closed |
— |
| 255 Miracle Strip Pkwy SE Ste B2 Fort Walton Beach, FL 32548 | (850) 314-0106 | — | 4.9 |
| 98 Eglin Pkwy NE #2 Fort Walton Beach, FL 32548 | (850) 314-9826 | — | 3.9 |
Bank branches in Fort Walton Beach
| Address | Branch | Type |
|---|---|---|
| 29 Eglin Pkwy Ne Fort Walton Beach, FL 32548 | Fnbt Bank Main office | Full service |
| 29 Eglin Pkwy Ne Fort Walton Beach, FL 32548 | Fort Walton Main Branch | Limited service |
| 189 Eglin Pkwy Ne Fort Walton Beach, FL 32548 | Fort Walton Beach Branch | Full service |
| 348 Miracle Strip Pwky., Suite 37 Fort Walton Beach, FL 32548 | Bank Of England Mortgage | Loan office |
| 448 Eglin Pkwy Ne Fort Walton Beach, FL 32547 | Fort Walton Beach Branch | Full service |
| 348 Miracle Strip Pkwy Sw, Ste 37 Fort Walton Beach, FL 32548 | Gulf Coast Bank Mortgage Fort Walton Beach Loan Production Office | Loan office |
| 94 Eglin Pkwy Ne Fort Walton Beach, FL 32548 | Fort Walton Business Financial Center | Full service |
| 768 Beal Pkwy N Fort Walton Beach, FL 32547 | Fort Walton Beach Branch | Full service |
| 212 Racetrack Road Nw Fort Walton Beach, FL 32547 | Fort Walton Beach Banking Center Branch | Full service |
| 101 Racetrack Rd Nw Fort Walton Beach, FL 32547 | Racetrack Branch | Full service |
| 71 Beal Pkwy Ne Fort Walton Beach, FL 32548 | Fort Walton Beach Branch | Full service |
| 25 Beal Pkwy Ne Fort Walton Beach, FL 32548 | Ft Walton Main Branch | Full service |
| 17 Eglin Pkwy Se Fort Walton Beach, FL 32548 | Fort Walton Branch | Full service |
| 316 Racetrack Rd Ne Fort Walton Beach, FL 32547 | Ft Walton Beach Branch | Full service |
| 32 Beal Pkwy Nw Fort Walton Beach, FL 32548 | Fort Walton Beach Branch | Full service |
| 99 Racetrack Rd Nw Fort Walton Beach, FL 32547 | Fort Walton Beach Branch | Full service |
| 135 Perry Ave Se Fort Walton Beach, FL 32548 | Fort Walton Branch | Full service |
| 91 Racetrack Rd Nw Fort Walton Beach, FL 32547 | Fort Walton Beach Branch | Full service |
More about Fort Walton Beach
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.