Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Tracy, CA
12 branches of 8 FDIC-insured banks operate in Tracy. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Tracy — about 6.0 bank branches for every loan store.
- Bank branches
- 12
- Payday & loan stores
- 2
- Banks
- 8
- Loan store chains
- 2
- Bank branches per 100k
- 9.2
- Loan stores per 100k
- 1.5
Payday and installment loan stores in Tracy
Addresses and phone numbers of storefront lenders in Tracy. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1296 W 11th St Tracy, CA 95376 | (209) 830-0214 | — | 4.9 |
| 155 W 10th St Tracy, CA 95376 | (209) 229-4120 | — | 3.7 |
Bank branches in Tracy
| Address | Branch | Type |
|---|---|---|
| 111 W 10th St Tracy, CA 95376 | Tracy Branch | Full service |
| 3120 W Grant Line Rd Tracy, CA 95304 | Tracy Marketplace Branch | Full service |
| 2751 W Grant Line Rd Tracy, CA 95304 | Tracy - Grant Line Branch | Full service |
| 691 W 11th St Tracy, CA 95376 | Tracy Branch | Full service |
| 2175 W Grant Line Rd Tracy, CA 95377 | Tracy Branch | Full service |
| 2550 S Tracy Blvd Tracy, CA 95376 | Tracy Boulevard Raley's Branch | In-store |
| 1900 W 11th St Tracy, CA 95376 | Tracy Branch | Full service |
| 2600 S Tracy Blvd Tracy, CA 95376 | Red Maple Village Branch | Full service |
| 810 W Schulte Rd Tracy, CA 95376 | Tracy Branch | Full service |
| 1175 N Tracy Blvd Tracy, CA 95376 | Tracy Branch | Full service |
| 1034 N Central Ave Tracy, CA 95376 | Tracy Branch | Full service |
| 1070 N Tracy Blvd Tracy, CA 95376 | Tracey Branch | Full service |
More about Tracy
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.