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Banks vs Payday Loans in Santa Rosa, CA

39 branches of 16 FDIC-insured banks operate in Santa Rosa. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Santa Rosa — about 13.0 bank branches for every loan store.

Bank branches
39
Payday & loan stores
3
Banks
16
Loan store chains
3
Bank branches per 100k
18.5
Loan stores per 100k
1.4

Payday and installment loan stores in Santa Rosa

Addresses and phone numbers of storefront lenders in Santa Rosa. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
OneMain Financial 1 store in Santa Rosa onemainfinancial.com
711 Stony Point Rd #11 Santa Rosa, CA 95407 (707) 546-5162 — 4.0
Oportun 1 store in Santa Rosa oportun.com
711 Stony Point Rd Santa Rosa, CA 95407 (707) 200-6940 — 5.0
loanDepot 1 store in Santa Rosa loandepot.com
3700 Old Redwood Hwy #230 Santa Rosa, CA 95403 (707) 408-9050 — 5.0

Bank branches in Santa Rosa

Address Branch Type
Exchange Bank 9 branches in Santa Rosa exchangebank.com
545 4th St Santa Rosa, CA 95401 Exchange Bank Main office Full service
1300 Guerneville Rd Santa Rosa, CA 95403 Coddingtown Branch Full service
136 Calistoga Rd Santa Rosa, CA 95409 St. Francis Branch Full service
2416 Montgomery Dr Santa Rosa, CA 95405 Reinking Branch Full service
400 Dutton Ave Santa Rosa, CA 95407 Dutton Branch Full service
444 Aviation Blvd Santa Rosa, CA 95403 Andrew J. Shepard Branch Loan office
499 Stony Point Rd Santa Rosa, CA 95401 Stony Point Branch Full service
500 Larkfield Ctr Santa Rosa, CA 95403 Larkfield Branch Full service
5555 Montgomery Dr Santa Rosa, CA 95409 Spring Lake Village Branch Limited service
JPMorgan Chase Bank, National Association 5 branches in Santa Rosa jpmorganchase.com
1301 Guerneville Rd Santa Rosa, CA 95403 Coddingtown Branch Full service
2245 Mendocino Ave Santa Rosa, CA 95403 Mendocino Avenue Branch Full service
2300 Sonoma Ave Santa Rosa, CA 95405 Montgomery Village Branch Full service
760 Stony Point Rd Santa Rosa, CA 95407 Stony Point Rd Branch Full service
835 4th St Santa Rosa, CA 95404 Fourth Street Santa Rosa Branch Full service
Poppy Bank 4 branches in Santa Rosa poppy.bank
111 Santa Rosa Avenue, Suite 320 Santa Rosa, CA 95404 Poppy Bank Main office Full service
1401 Fountaingrove Pkwy Santa Rosa, CA 95403 Varenna Branch In-store
4210 Thomas Lake Harris Dr Santa Rosa, CA 95403 Fountaingrove Lodge Branch In-store
6580 Oakmont Dr Santa Rosa, CA 95409 Oakmont Branch Full service
Wells Fargo Bank, National Association 4 branches in Santa Rosa wellsfargo.com
200 B St Santa Rosa, CA 95401 Santa Rosa Main Branch Full service
2759 4th St Santa Rosa, CA 95405 Santa Rosa 4th St Branch Full service
2960 Cleveland Ave Santa Rosa, CA 95403 Cleveland Avenue Branch Full service
6585 Oakmont Dr Santa Rosa, CA 95409 Oakmont Branch Full service
BMO Bank National Association 2 branches in Santa Rosa bmo.com
260 Coddingtown Ctr Santa Rosa, CA 95401 Coddingtown Branch Full service
2801 4th St Santa Rosa, CA 95405 Santa Rosa Branch Full service
Bank of America, National Association 2 branches in Santa Rosa bankofamerica.com
1155 W Steele Ln Santa Rosa, CA 95403 Coddingtown Center Branch Full service
2420 Sonoma Ave Santa Rosa, CA 95405 Montgomery Village Branch Full service
Columbia Bank 2 branches in Santa Rosa columbiabank.com
801 4th St Santa Rosa, CA 95404 Santa Rosa Main Branch Full service
801 4th St Santa Rosa, CA 95404 Messenger Service Branch Limited service
WaFd Bank 2 branches in Santa Rosa wafdbank.com
500 3rd St Santa Rosa, CA 95401 Santa Rosa Branch Full service
520 3rd St, Fl 4 Santa Rosa, CA 95401 Santa Rosa Administrative Office Limited service
Westamerica Bank 2 branches in Santa Rosa westamerica.com
111 Santa Rosa Ave, Ste 120 Santa Rosa, CA 95404 Santa Rosa Branch Full service
2498 Guerneville Rd Santa Rosa, CA 95403 Cross Roads Branch Full service
Bank of Marin 1 branch in Santa Rosa bankofmarin.com
90 South E St Santa Rosa, CA 95404 Santa Rosa Branch Full service
Fremont Bank 1 branch in Santa Rosa fremontbank.com
182 Farmers Ln Ste 205 Santa Rosa, CA 95405 Santa Rosa Loan Production Office Loan office
Magnolia Bank, Incorporated 1 branch in Santa Rosa magnoliabank.com
451 Aviation Blvd, Ste 100 Santa Rosa, CA 95403 Santa Rosa Lpo Branch Loan office
Mechanics Bank 1 branch in Santa Rosa mechanicsbank.com
640 3rd St, Ste B Santa Rosa, CA 95404 Santa Rosa Branch Full service
Summit State Bank 1 branch in Santa Rosa summitstatebank.com
500 Bicentennial Way Santa Rosa, CA 95403 Summit State Bank Main office Full service
Tri Counties Bank 1 branch in Santa Rosa tcbk.com
819 4th St Santa Rosa, CA 95404 Santa Rosa Branch Full service
U.S. Bank National Association 1 branch in Santa Rosa usbank.com
2308 Magowan Dr Santa Rosa, CA 95405 Montgomery Village Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.