Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Santa Maria, CA
19 branches of 12 FDIC-insured banks operate in Santa Maria. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 6 chains in Santa Maria — about 3.2 bank branches for every loan store.
- Bank branches
- 19
- Payday & loan stores
- 6
- Banks
- 12
- Loan store chains
- 6
- Bank branches per 100k
- 13.1
- Loan stores per 100k
- 4.1
Payday and installment loan stores in Santa Maria
Addresses and phone numbers of storefront lenders in Santa Maria. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1525 A South Broadway Santa Maria, CA 93454 | (805) 925-5493 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 230 Betteravia Rd L Santa Maria, CA 93454 | (805) 928-0401 | — | 4.8 |
| 2125 S Broadway #107 Santa Maria, CA 93454 | (805) 346-8726 | — | 5.0 |
| 238 Betteravia Rd A Santa Maria, CA 93454 | (805) 928-9877 | — | 4.0 |
| 2202 S Bradley Rd Santa Maria, CA 93455 | — | — | 2.8 |
| 2605 S Miller St Ste 103 Santa Maria, CA 93455 | (805) 361-7200 | — | 3.7 |
Bank branches in Santa Maria
| Address | Branch | Type |
|---|---|---|
| 1110 E Clark Ave Santa Maria, CA 93455 | Orcutt-Oak Knolls Branch | Full service |
| 1554 S Broadway Santa Maria, CA 93454 | Santa Maria-South Broadway Branch | Full service |
| 519 E Main St Santa Maria, CA 93454 | East Main Branch | Full service |
| 1450 S Broadway Santa Maria, CA 93454 | South Broadway Branch | Full service |
| 2445 S Broadway Santa Maria, CA 93454 | Broadway & Mccoy Branch | Full service |
| 407 E Main St Santa Maria, CA 93454 | Santa Maria Branch | Full service |
| 2060 S Broadway Santa Maria, CA 93454 | South Broadway Branch | Full service |
| 300 Town Ctr E Santa Maria, CA 93454 | Santa Maria Branch | Full service |
| 2739 Santa Maria Way Santa Maria, CA 93455 | Community Bank Of Santa Maria Main office | Full service |
| 1421 S Broadway Santa Maria, CA 93454 | South Broadway Branch | Full service |
| 2200 S Broadway Santa Maria, CA 93454 | Betteravia Branch | Full service |
| 401 S Broadway Santa Maria, CA 93454 | Cook St Branch | Full service |
| 2605 S Miller St, Ste 108 Santa Maria, CA 93455 | Santa Maria Branch | Full service |
| 2646 Santa Maria Way, Ste 101 Santa Maria, CA 93455 | Santa Maria Branch | Full service |
| 1825 S Broadway Santa Maria, CA 93454 | Santa Maria Branch | Full service |
| 122 E Betteravia Rd Santa Maria, CA 93454 | Santa Maria Branch | Full service |
| 2027 A South Broadway Santa Maria, CA 93454 | Santa Maria Branch | Full service |
| 2125 South Broadway, Suite 101a Santa Maria, CA 93454 | Santa Maria Branch | Full service |
| 2340 S Broadway Santa Maria, CA 93454 | Santa Maria Branch | Full service |
More about Santa Maria
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.