Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Santa Barbara, CA
40 branches of 18 FDIC-insured banks operate in Santa Barbara. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Santa Barbara — about 40.0 bank branches for every loan store.
- Bank branches
- 40
- Payday & loan stores
- 1
- Banks
- 18
- Loan store chains
- 1
- Bank branches per 100k
- 28.9
- Loan stores per 100k
- 0.7
Payday and installment loan stores in Santa Barbara
Addresses and phone numbers of storefront lenders in Santa Barbara. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 3611 State St Santa Barbara, CA 93105 | (805) 563-1142 | — | 4.9 |
Bank branches in Santa Barbara
| Address | Branch | Type |
|---|---|---|
| 1000 State St Santa Barbara, CA 93101 | Montecito Bank & Trust Main office | Full service |
| 1106 Coast Village Rd, Ste A Montecito, CA 93108 | Montecito Branch | Full service |
| 2034 Cliff Dr Santa Barbara, CA 93109 | Mesa Branch | Full service |
| 2550 Treasure Dr Santa Barbara, CA 93105 | Samarkand | Full service |
| 300 Hot Springs Rd Montecito, CA 93108 | Casa Dorinda | Full service |
| 3802 State St Santa Barbara, CA 93105 | La Cumbre Branch | Full service |
| 5486 Calle Real Santa Barbara, CA 93111 | Maravilla | Full service |
| 1483 E Valley Rd Montecito, CA 93108 | Montecito Village Branch | Full service |
| 1960 Cliff Dr Santa Barbara, CA 93109 | Santa Barbara -Mesa Branch | Full service |
| 20 E Carrillo St Santa Barbara, CA 93101 | Santa Barbara Main Branch | Full service |
| 220 Nogales Ave Santa Barbara, CA 93105 | Santa Barbara-Cottage Branch | Full service |
| 3451 State St Santa Barbara, CA 93105 | Santa Barbara -San Roque Branch | Full service |
| 5190 Hollister Ave Goleta, CA 93111 | Goleta - Magnolia Center Branch | Full service |
| 1036 Anacapa St Santa Barbara, CA 93101 | Santa Barbara Main Branch | Full service |
| 1482 E Valley Rd Montecito, CA 93108 | Montecito Branch | Full service |
| 3660 State St Santa Barbara, CA 93105 | Santa Barbara Trust Office Branch | Limited service |
| 3804 State St Santa Barbara, CA 93105 | La Cumbre Plaza Branch | Full service |
| 1033 Anacapa St Santa Barbara, CA 93101 | American Riviera Bank Main office | Full service |
| 30 E Figueroa St Santa Barbara, CA 93101 | Commercial Lending Center | Loan office |
| 525 San Ysidro Rd, Ste G Santa Barbara, CA 93108 | Montecito - Upper Village Branch | Full service |
| 1096 Coast Village Rd Santa Barbara, CA 93108 | Montecito Branch | Full service |
| 3790 State St Santa Barbara, CA 93105 | North Santa Barbara Branch | Full service |
| 834 State St Santa Barbara, CA 93101 | Santa Barbara Main Branch | Full service |
| 1165 Coast Village Rd, Ste K Montecito, CA 93108 | Coast Village & Middle Banking Center | Full service |
| 1302 State St Santa Barbara, CA 93101 | State Street Branch | Full service |
| 3768 State St Santa Barbara, CA 93105 | State St And Hope Ave Branch | Full service |
| 2222 Bath St Santa Barbara, CA 93105 | Cottage Branch | Full service |
| 3757 State St Santa Barbara, CA 93105 | Santa Barbara Branch | Full service |
| 914 Carpinteria St Santa Barbara, CA 93103 | Santa Barbara Branch | Full service |
| 3780 State St Santa Barbara, CA 93105 | Santa Barbara North Branch | Full service |
| 21 E Carrillo St Santa Barbara, CA 93101 | Santa Barbara Branch | Full service |
| 1482 E Valley Rd, Ste 44 Montecito, CA 93108 | Montecito Branch | Full service |
| 1101 Anacapa St Santa Barbara, CA 93101 | Santa Barbara Branch | Full service |
| 1035 State St Santa Barbara, CA 93101 | Santa Barbara Branch | Full service |
| 1501 State St Santa Barbara, CA 93101 | Santa Barbara Branch | Full service |
| 33 E Carrillo St Santa Barbara, CA 93101 | Santa Barbara Branch | Full service |
| 3304 State St Santa Barbara, CA 93105 | Santa Barbara Branch | Full service |
| 1100 Santa Barbara St Santa Barbra, CA 93101 | Santa Barbara Branch | Full service |
| 30 E Figueroa St Santa Barbara, CA 93101 | Santa Barbara Branch | Full service |
| 1485 East Valley Road (montecito) Santa Barbara, CA 93108 | Montecito Branch | Full service |
More about Santa Barbara
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.