Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in San Luis Obispo, CA
16 branches of 14 FDIC-insured banks operate in San Luis Obispo. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in San Luis Obispo — about 16.0 bank branches for every loan store.
- Bank branches
- 16
- Payday & loan stores
- 1
- Banks
- 14
- Loan store chains
- 1
- Bank branches per 100k
- 25.0
- Loan stores per 100k
- 1.6
Payday and installment loan stores in San Luis Obispo
Addresses and phone numbers of storefront lenders in San Luis Obispo. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 3920 Broad St Ste 5 San Luis Obispo, CA 93401 | (805) 316-4793 | — | 3.5 |
Bank branches in San Luis Obispo
| Address | Branch | Type |
|---|---|---|
| 2276 Broad St San Luis Obispo, CA 93401 | Broad Street Branch | Full service |
| 75 Santa Rosa St San Luis Obispo, CA 93405 | San Luis Obispo Branch | Full service |
| 237 Higuera St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 3211 Broad St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Loan office |
| 1085 Higuera St, Ste 100 San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 1001 Marsh St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 1102 Higuera St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 500 Marsh St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 1144 Morro St San Luis Obispo, CA 93401 | Morro Street Branch | Full service |
| 4464 Broad St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 1235 Chorro St San Luis Obispo, CA 93401 | Chorro Branch | Full service |
| 1150 Osos St, Ste 202 San Luis Obispo, CA 93401 | San Luis Obispo Business Banking Center Branch | Full service |
| 892 Aerovista Pl, Ste 110 San Luis Obispo, CA 93401 | Murphy Bank San Luis Obispo Branch | Full service |
| 995 Higuera St San Luis Obispo, CA 93401 | San Luis Obispo Main Branch | Full service |
| 665 Marsh St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
| 599 Higuera St San Luis Obispo, CA 93401 | San Luis Obispo Branch | Full service |
More about San Luis Obispo
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.