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Banks vs Payday Loans in San Jose, CA

120 branches of 25 FDIC-insured banks operate in San Jose. Data: FDIC BankFind, as of June 30, 2026. There are also 10 payday, installment and title loan stores of 7 chains in San Jose — about 12.0 bank branches for every loan store.

Bank branches
120
Payday & loan stores
10
Banks
25
Loan store chains
7
Bank branches per 100k
11.8
Loan stores per 100k
1.0

Payday and installment loan stores in San Jose

Addresses and phone numbers of storefront lenders in San Jose. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
OneMain Financial 3 stores in San Jose onemainfinancial.com
1008 Blossom Hill Rd Ste G1 San Jose, CA 95123 (408) 264-8488 — 3.8
189 Curtner Ave #40 San Jose, CA 95125 (408) 906-8920 — 2.9
5132 Stevens Creek Blvd San Jose, CA 95129 (408) 249-8220 — 3.9
Oportun 2 stores in San Jose oportun.com
1636 Story Rd San Jose, CA 95122 (669) 257-5072 — 5.0
201 Willow St San Jose, CA 95110 (669) 282-3004 — 5.0
ACE Cash Express 1 store in San Jose acecashexpress.com
456 E Hedding St San Jose, CA 95112 (408) 947-2072 — 4.9
Advance America 1 store in San Jose advanceamerica.net
5568 Monterey Road San Jose, CA 95138 (408) 225-0480 Mon–Fri 10:00 AM – 6:00 PM
Sat 9:00 AM – 1:00 PM
Sun closed
—
Lendmark Financial Services 1 store in San Jose lendmarkfinancial.com
4750 Almaden Expy #148 San Jose, CA 95118 (408) 620-3900 — 4.9
Mariner Finance 1 store in San Jose marinerfinance.com
3150 Almaden Expy Suite 200 San Jose, CA 95118 (669) 288-5737 — 4.4
loanDepot 1 store in San Jose loandepot.com
1762 Technology Dr Ste 223 San Jose, CA 95110 (707) 408-9050 — 4.8

Bank branches in San Jose

Address Branch Type
Bank of America, National Association 22 branches in San Jose bankofamerica.com
1058 E Brokaw Rd San Jose, CA 95131 Brokaw Plaza Branch Full service
1107 S King Rd San Jose, CA 95122 Story And King Branch Full service
1245 Lincoln Ave San Jose, CA 95125 Willow Glen Branch Full service
1337 South Winchester Boulevard San Jose, CA 95128 Winchester And Payne Branch Full service
1660 S De Anza Blvd San Jose, CA 95129 Prospect-Highway 85 Branch Full service
1695 Saratoga Ave San Jose, CA 95129 Prospect-Saratoga Avenue Branch Full service
1707 E Capitol Expy San Jose, CA 95121 Capitol And Aborn Branch Full service
2049 Camden Ave San Jose, CA 95124 Cambrian Park Branch Full service
2225 Quimby Rd San Jose, CA 95122 Eastridge Center Branch Full service
2300 Alum Rock Ave San Jose, CA 95116 Alum Rock Branch Full service
2611 N 1st St San Jose, CA 95134 Orchard Park Branch Full service
2650 Berryessa Rd San Jose, CA 95132 Capitol-Berryessa Branch Full service
2975 Meridian Ave San Jose, CA 95124 Hacienda Gardens Branch Full service
4075 Evergreen Village Sq, Ste 170 San Jose, CA 95135 Evergreen Village Branch Full service
4150 Monterey Hwy San Jose, CA 95111 Seven Trees Center Branch Full service
4190 N 1st St, Ste 10 San Jose, CA 95134 N First And Holger Branch Full service
560 S Winchester Blvd San Jose, CA 95128 San Jose Pwm Branch Drive-thru
5615 Snell Ave San Jose, CA 95123 Snell-Blossom Hill Branch Full service
5710 Cottle Rd San Jose, CA 95123 Village Oaks Branch Full service
6490 Camden Ave San Jose, CA 95120 Almaden Valley Branch Full service
971 Blossom Hill Rd San Jose, CA 95123 Blossom Hill-Winfield Branch Full service
99 S 4th St San Jose, CA 95112 Washington Square Branch Full service
JPMorgan Chase Bank, National Association 22 branches in San Jose jpmorganchase.com
1000 Miller Ave San Jose, CA 95129 Bollinger And Miller Branch Full service
1077 E Brokaw Rd San Jose, CA 95131 Oakland Road & Brokaw Road Banking Center Full service
1402 Lincoln Ave San Jose, CA 95125 Willow Glen Branch Full service
1499 Berryessa Rd San Jose, CA 95133 Sierra Rd And Berryessa Rd Branch Full service
1705 E Capitol Expy, Ste 30 San Jose, CA 95121 Silver Creek Branch Full service
1705 Story Rd, Ste A San Jose, CA 95122 Story Rd Branch Full service
1725 Saratoga Ave San Jose, CA 95129 Saratoga Ave Branch Full service
1866 Camden Ave San Jose, CA 95124 Camden Branch Full service
2199 Monterey Hwy, Ste 30 San Jose, CA 95125 The Plant Branch Full service
2670 Berryessa Rd San Jose, CA 95132 Berryessa Branch Full service
2791 Story Rd San Jose, CA 95127 East Foothills Branch Full service
3015 Meridian Ave San Jose, CA 95124 Foxworthy And Meridian Branch Full service
370 N Capitol Ave San Jose, CA 95133 Capital & Mcfee Banking Cntr Branch Full service
4055 Evergreen Village Sq San Jose, CA 95135 San Jose - Evergreen Branch Full service
5393 Almaden Expy San Jose, CA 95118 Almaden Branch Full service
555 W Capitol Expy San Jose, CA 95136 Copperfield And W Capitol Expwy Branch Full service
5640 Cottle Rd, Ste 10 San Jose, CA 95123 Cottle And Raleigh Branch Full service
595 Coleman Ave, Ste 10 San Jose, CA 95110 Coleman Ave Branch Full service
6471 Almaden Expy, Ste 50 San Jose, CA 95120 Almaden Valley Banking Center Branch Full service
690 River Oaks Pkwy, Ste A San Jose, CA 95134 River Oaks Branch Full service
77 Holger Way San Jose, CA 95134 Hwy 237 & North First Street Banking Center Full service
99 E San Fernando St San Jose, CA 95113 E San Fernando St And South 3rd Street Branch Full service
Wells Fargo Bank, National Association 19 branches in San Jose wellsfargo.com
1006 Blossom Hill Rd San Jose, CA 95123 Oakridge-Almaden Branch Full service
1068 E Brokaw Rd San Jose, CA 95131 Brokaw Branch Full service
1250 Lincoln Ave San Jose, CA 95125 Willow Glen Branch Full service
130 Blossom Hill Rd San Jose, CA 95123 Edenvale Branch Full service
1720 Story Rd, Ste 60 San Jose, CA 95122 Story & King Branch Full service
1730 Saratoga Ave San Jose, CA 95129 Westgate Branch Full service
191 Branham Ln San Jose, CA 95136 Branham-Snell Branch Full service
2061 Camden Ave San Jose, CA 95124 Camden Branch Full service
2170 Tully Rd San Jose, CA 95122 Eastridge Branch Full service
2528 Berryessa Rd San Jose, CA 95132 Berryessa & Sandstone Branch Full service
3053 Meridian Ave San Jose, CA 95124 Meridian Hacienda Branch Full service
3331 San Felipe Rd San Jose, CA 95135 Evergreen Branch Full service
360 N Capitol Ave San Jose, CA 95133 Capitol-Mckee Branch Full service
4888 San Felipe Rd San Jose, CA 95135 Silver Creek Branch Full service
50 W San Fernando St San Jose, CA 95113 San Jose Main Office Branch Full service
575 W Capitol Expy San Jose, CA 95136 Waterford Plaza Branch Full service
6465 Almaden Expy San Jose, CA 95120 Almaden Valley Branch Full service
685 Coleman Ave, Ste 10 San Jose, CA 95110 Coleman & Taylor Branch Full service
6990 Santa Teresa Blvd San Jose, CA 95119 Santa Teresa Branch Full service
U.S. Bank National Association 12 branches in San Jose usbank.com
1099 Lincoln Ave San Jose, CA 95125 Willow Glen Branch Full service
1110 Blossom Hill Rd, Ste 40 San Jose, CA 95118 San Jose - Blossom Hill Branch Full service
1399 Foxworthy Ave San Jose, CA 95118 San Jose Foxworthy Branch Full service
1494 Saratoga Ave San Jose, CA 95129 Westgate Branch Full service
1700 The Alameda San Jose, CA 95126 Alameda Taylor Branch Full service
2007 Camden Ave, Ste 10 San Jose, CA 95124 Camden Park Branch Full service
2875 The Villages Pkwy San Jose, CA 95135 San Jose The Villages Parkway Branch Full service
2980 E Capitol Expy San Jose, CA 95148 E Capitol Expressway Safeway Branch In-store
3290 Stevens Creek Blvd San Jose, CA 95117 Stevens Creek Branch Full service
590 N 6th St San Jose, CA 95112 San Jose - Japantown Branch Full service
6061 Snell Ave San Jose, CA 95123 Snell Avenue Nob Hill Foods In-store
99 Almaden Blvd, Ste 100 San Jose, CA 95113 San Jose Downtown Branch Full service
BMO Bank National Association 10 branches in San Jose bmo.com
14948 Camden Ave San Jose, CA 95124 Cambrian Branch Full service
1566 Monterey Hwy San Jose, CA 95110 Sun Garden Branch Full service
1590 Hamilton Ave San Jose, CA 95125 Hamilton-Meridian Branch Full service
2910 Stevens Creek Blvd San Jose, CA 95128 Stevens Creek Branch Full service
3081 Mckee Rd San Jose, CA 95127 Mckee-White Branch Full service
6213 Santa Teresa Blvd San Jose, CA 95119 Santa Teresa-Cottle Branch Full service
77 N Almaden Ave San Jose, CA 95110 San Jose Main Branch Full service
890 N 1st St San Jose, CA 95112 Civic Center Branch Full service
908 Blossom Hill Rd San Jose, CA 95123 Oakridge Branch Full service
965 S De Anza Blvd San Jose, CA 95129 Bollinger Road Branch Full service
Citibank, National Association 9 branches in San Jose citibank.com
10 Almaden Blvd, Ste 100 San Jose, CA 95113 San Jose Main Full service
1096 Blossom Hill Rd San Jose, CA 95123 San Jose-Blossom Hill Full service
1310 El Paseo De Saratoga San Jose, CA 95130 Westgate West Branch Full service
200 W Taylor St San Jose, CA 95110 San Jose-Civic Center Full service
2189 Quimby Rd San Jose, CA 95122 2189 Quimby Road Branch Full service
2830 Alum Rock Ave San Jose, CA 95127 Alum Rock Branch Full service
3490 Stevens Creek Blvd San Jose, CA 95117 3490 Stevens Creek Blvd Branch Full service
3510 Leigh Ave San Jose, CA 95124 Camden Branch Full service
6079 Meridian Ave San Jose, CA 95120 Almaden Valley Branch Full service
Fifth Third Bank, National Association 5 branches in San Jose 53.com
1092 Blossom Hill Rd San Jose, CA 95123 Almaden Valley Branch Full service
1191 Lincoln Ave San Jose, CA 95125 Willow Glen Branch Full service
1245 S Winchester Blvd San Jose, CA 95128 Winchester Branch Full service
333 W Santa Clara St San Jose, CA 95113 San Jose Main Full service
5601 Silver Creek Valley Rd San Jose, CA 95138 Silver Creek Branch In-store
Cathay Bank 2 branches in San Jose cathaybank.com
1708 Oakland Rd, Ste 400 San Jose, CA 95131 San Jose Brokaw Branch Full service
2010 Tully Rd San Jose, CA 95122 San Jose Branch Full service
East West Bank 2 branches in San Jose eastwestbank.com
1001 Story Rd, Ste 130 San Jose, CA 95122 San Jose Story Branch Full service
1728 Hostetter Rd, Ste 10 San Jose, CA 95131 San Jose Branch Full service
Poppy Bank 2 branches in San Jose poppy.bank
1 S Market St Ste 10 San Jose, CA 95113 San Jose Downtown Branch Full service
5377 Prospect Road San Jose, CA 95129 San Jose Branch Full service
Avidbank 1 branch in San Jose avidbank.com
1732 N 1st St, Fl 6 San Jose, CA 95112 Avidbank Main office Full service
Citizens Business Bank, National Association 1 branch in San Jose cbbank.com
224 Airport Pkwy San Jose, CA 95110 Heritage Bank Of Commerce Branch Full service
City National Bank 1 branch in San Jose cnb.com
1 Almaden Blvd, Ste 100 San Jose, CA 95113 San Jose Main Branch Full service
Columbia Bank 1 branch in San Jose columbiabank.com
225 W Santa Clara St, Ste 150 San Jose, CA 95113 San Jose Downtown Branch Full service
Commercial Bank of California 1 branch in San Jose cbcal.com
956 The Alameda San Jose, CA 95126 San Jose Branch Full service
First Commercial Bank (USA) 1 branch in San Jose bankfcb.com
7270 Bollinger Road, Suite 10 San Jose, CA 95129 Silicon Valley Branch Full service
First-Citizens Bank & Trust Company 1 branch in San Jose firstcitizens.com
60 S Market St San Jose, CA 95113 San Jose Branch Full service
Fremont Bank 1 branch in San Jose fremontbank.com
160 W Santa Clara St, Ste 100 San Jose, CA 95113 San Jose Branch Full service
GBC International Bank 1 branch in San Jose gbcib.com
1688 Hostetter Rd Unit A-B San Jose, CA 95131 San Jose Branch Full service
Metropolitan Bank 1 branch in San Jose met.bank
1816 Tully Road, No. 192 San Jose, CA 95122 San Jose Branch Full service
United Business Bank 1 branch in San Jose unitedbusinessbank.com
2550 N 1st St, Ste 102 San Jose, CA 95131 San Jose Branch Full service
WaFd Bank 1 branch in San Jose wafdbank.com
1420 El Paseo De Saratoga San Jose, CA 95130 San Jose Branch Full service
West Coast Community Bank 1 branch in San Jose wccb.com
10 Almaden Blvd San Jose, CA 95113 San Jose Branch Full service
Western Alliance Bank 1 branch in San Jose westernalliancebancorporation.com
55 Almaden Blvd San Jose, CA 95113 San Jose Branch Full service
Zions Bancorporation, N.A. 1 branch in San Jose zionsbancorporation.com
515 N 1st St San Jose, CA 95112 San Jose Main Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.