Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Salinas, CA
23 branches of 11 FDIC-insured banks operate in Salinas. Data: FDIC BankFind, as of June 30, 2026. There are also 4 payday, installment and title loan stores of 3 chains in Salinas — about 5.8 bank branches for every loan store.
- Bank branches
- 23
- Payday & loan stores
- 4
- Banks
- 11
- Loan store chains
- 3
- Bank branches per 100k
- 11.7
- Loan stores per 100k
- 2.0
Payday and installment loan stores in Salinas
Addresses and phone numbers of storefront lenders in Salinas. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 624 Williams Rd Salinas, CA 93905 | (831) 920-6176 | — | 4.9 |
| 640 E Boronda Rd Salinas, CA 93906 | (831) 920-6172 | — | 5.0 |
| 977 North Main St. Salinas, CA 93906 | (831) 771-2783 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 961 N Main St Salinas, CA 93906 | (831) 751-3910 | — | 3.3 |
Bank branches in Salinas
| Address | Branch | Type |
|---|---|---|
| 1037 S Main St Salinas, CA 93901 | Valley Center Branch | Full service |
| 17539 Vierra Canyon Rd Prunedale, CA 93907 | Prunedale Branch | In-store |
| 456 S Main St Salinas, CA 93901 | Salinas Branch | Full service |
| 65 W Alisal St Salinas, CA 93901 | Central Coast Rcbo Branch | Drive-thru |
| 820 Northridge Shopping Ctr Salinas, CA 93906 | Northridge Shopping Center Branch | Full service |
| 1010 E Alisal St Salinas, CA 93905 | Alisal Branch | Full service |
| 405 Main St Salinas, CA 93901 | Salinas Main Branch | Full service |
| 800 Northridge Ctr Salinas, CA 93906 | North Salinas Branch | Full service |
| 1590 N Main St Salinas, CA 93906 | Harden Plaza Branch | Full service |
| 1596 Constitution Blvd Salinas, CA 93905 | Salinas - Creek Bridge Branch | Full service |
| 425 Main St Salinas, CA 93901 | Main Street Salinas Branch | Full service |
| 430 S Main St Salinas, CA 93901 | Salinas Branch | Full service |
| 7915 San Miguel Canyon Rd Salinas, CA 93907 | Prunedale Branch | Full service |
| 1285 N Davis Rd Salinas, CA 93907 | Westridge Branch | Full service |
| 307 Main St, Ste 200 Salinas, CA 93901 | Salinas Branch | Full service |
| 150 Main St, Ste 210 Salinas, CA 93901 | Pacific Valley Bank Main office | Limited service |
| 1097 S Main St Salinas, CA 93901 | Salinas Branch | Full service |
| 1001 S Main St Salinas, CA 93901 | Salinas Main Branch | Full service |
| 1890 N Main St Salinas, CA 93906 | North Salinas Branch | Full service |
| 1127 S Main St Salinas, CA 93901 | Salinas Branch | Full service |
| 1276 S Main St, Ste A Salinas, CA 93901 | Salinas Branch | Full service |
| 1418 S Main St Salinas, CA 93908 | Salinas Branch | Full service |
| 480 S Main St Salinas, CA 93901 | Salinas Branch | Full service |
More about Salinas
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.