Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Richmond, CA
7 branches of 6 FDIC-insured banks operate in Richmond. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Richmond — about 7.0 bank branches for every loan store.
- Bank branches
- 7
- Payday & loan stores
- 1
- Banks
- 6
- Loan store chains
- 1
- Bank branches per 100k
- 7.5
- Loan stores per 100k
- 1.1
Payday and installment loan stores in Richmond
Addresses and phone numbers of storefront lenders in Richmond. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 2300 Cutting Blvd Richmond, CA 94804 | (510) 236-3036 | — | 4.9 |
Bank branches in Richmond
| Address | Branch | Type |
|---|---|---|
| 4 W Richmond Ave Point Richmond, CA 94801 | Point Richmond Office | Full service |
| 4100 Macdonald Ave Richmond, CA 94805 | Mira Vista Branch | Full service |
| 4800 Macdonald Ave Richmond, CA 94805 | Mira Vista Branch | Full service |
| 3288 Pierce St, Ste D101 Richmond, CA 94804 | Berkeley-Richmond Branch | Full service |
| 3634 Macdonald Ave Richmond, CA 94805 | Richmond Branch | Full service |
| 12121 San Pablo Ave Richmond, CA 94805 | San Pablo Ave Branch | Full service |
| 4300 Macdonald Ave Richmond, CA 94805 | Richmond Main Branch | Full service |
More about Richmond
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.