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Banks vs Payday Loans in Oxnard, CA

17 branches of 13 FDIC-insured banks operate in Oxnard. Data: FDIC BankFind, as of June 30, 2026. There are also 7 payday, installment and title loan stores of 6 chains in Oxnard — about 2.4 bank branches for every loan store.

Bank branches: 17
Payday & loan stores: 7
Banks: 13
Loan store chains: 6
Bank branches per 100k: 8.0
Loan stores per 100k: 3.3

Payday and installment loan stores in Oxnard

Addresses and phone numbers of storefront lenders in Oxnard. These loans usually cost far more than a bank or credit union loan — compare first.

Address	Phone	Hours	Google rating
Oportun 2 stores in Oxnard oportun.com
2696 E Vineyard Ave Oxnard, CA 93036	(805) 978-5401	—	4.8
Inside Superior, 2401 Saviers Rd Oxnard, CA 93033	(805) 978-5375	—	4.9
ACE Cash Express 1 store in Oxnard acecashexpress.com
2694 E Vineyard Ave Oxnard, CA 93036	(805) 981-3548	—	4.9
Advance America 1 store in Oxnard advanceamerica.net
2329 North Oxnard Blvd. Oxnard, CA 93036	(805) 278-7842	Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed	—
Lendmark Financial Services 1 store in Oxnard lendmarkfinancial.com
1991 Ventura Blvd Ste C Oxnard, CA 93036	(805) 278-1263	—	4.7
OneMain Financial 1 store in Oxnard onemainfinancial.com
187 E Gonzales Rd Oxnard, CA 93036	(805) 278-0026	—	3.3
loanDepot 1 store in Oxnard loandepot.com
2901 N Ventura Rd Ste 185 Oxnard, CA 93036	(805) 394-7200	—	5.0

Bank branches in Oxnard

Address	Branch	Type
Bank of America, National Association 3 branches in Oxnard bankofamerica.com
1855 N Oxnard Blvd Oxnard, CA 93030	Oxnard Main Branch	Full service
2475 Saviers Rd Oxnard, CA 93033	South Oxnard Branch	Full service
670 Town Center Dr Oxnard, CA 93036	Riverpark Center Branch	Full service
Wells Fargo Bank, National Association 3 branches in Oxnard wellsfargo.com
1700 E Gonzales Rd Oxnard, CA 93036	Rose Ranch Branch	Full service
2831 Saviers Rd Oxnard, CA 93033	Centerpoint Mall Branch	Full service
460 E Esplanade Dr Oxnard, CA 93036	Oxnard Branch	Full service
BMO Bank National Association 1 branch in Oxnard bmo.com
371 W Esplanade Dr Oxnard, CA 93036	Oxnard Branch	Full service
Banc of California 1 branch in Oxnard bancofcal.com
300 E Esplanade Dr, Ste 102 Oxnard, CA 93036	Oxnard Branch	Full service
Citizens Business Bank, National Association 1 branch in Oxnard cbbank.com
2400 E Gonzales Rd Oxnard, CA 93036	Oxnard Branch	Full service
City National Bank 1 branch in Oxnard cnb.com
500 E Esplanade Dr Oxnard, CA 93036	Oxnard Branch	Full service
Community West Bank 1 branch in Oxnard communitywestbank.com
300 E Esplanade Dr, Suite 100 Oxnard, CA 93036	Oxnard Branch	Full service
JPMorgan Chase Bank, National Association 1 branch in Oxnard jpmorganchase.com
2181 N Rose Ave Oxnard, CA 93036	Rose Ave And Lockwood St Branch	Full service
Mechanics Bank 1 branch in Oxnard mechanicsbank.com
156 W 5th St Oxnard, CA 93030	Downtown Oxnard Branch	Full service
Montecito Bank & Trust 1 branch in Oxnard montecito.bank
300 W Esplanade Dr Oxnard, CA 93036	Oxnard Branch	Full service
Royal Business Bank 1 branch in Oxnard royalbusinessbankusa.com
400 E Esplanade Dr, Ste 105 Oxnard, CA 93036	Oxnard Branch	Full service
U.S. Bank National Association 1 branch in Oxnard usbank.com
400 E Esplanade Dr Oxnard, CA 93036	Oxnard Main Branch	Full service
Zions Bancorporation, N.A. 1 branch in Oxnard zionsbancorporation.com
365 E Esplanade Dr Oxnard, CA 93036	Oxnard Branch	Full service

More about Oxnard

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.