Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Oceanside, CA
12 branches of 5 FDIC-insured banks operate in Oceanside. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Oceanside — about 12.0 bank branches for every loan store.
- Bank branches
- 12
- Payday & loan stores
- 1
- Banks
- 5
- Loan store chains
- 1
- Bank branches per 100k
- 6.1
- Loan stores per 100k
- 0.5
Payday and installment loan stores in Oceanside
Addresses and phone numbers of storefront lenders in Oceanside. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 518 Oceanside Blvd #112 Oceanside, CA 92054 | (760) 433-0800 | — | 4.7 |
Bank branches in Oceanside
| Address | Branch | Type |
|---|---|---|
| 1040 Mission Ave Oceanside, CA 92054 | Oceanside Downtown | Full service |
| 3748 Mission Ave Oceanside, CA 92058 | Mission Ave Branch | Full service |
| 4147 Oceanside Blvd Oceanside, CA 92056 | Oceanside Branch | Full service |
| 615 College Blvd Oceanside, CA 92057 | College Bridge Branch | In-store |
| 165 Old Grove Rd Oceanside, CA 92057 | Oceanside - Old Grove Road Branch | Full service |
| 2733 Vista Way Oceanside, CA 92054 | El Camino Real Branch | Full service |
| 840 S Coast Hwy Oceanside, CA 92054 | Oceanside Branch | Full service |
| 3470 Marron Rd Oceanside, CA 92056 | Quarry Creek Branch | Full service |
| 4176 Oceanside Blvd Oceanside, CA 92056 | Rancho Del Oro Branch | Full service |
| 845 College Blvd Oceanside, CA 92057 | Oceanside College Boulevard Branch | In-store |
| 3756 Mission Ave Oceanside, CA 92058 | San Luis Rey Valley Branch | Full service |
| 815 Mission Ave Oceanside, CA 92054 | Oceanside Branch | Full service |
More about Oceanside
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.