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Banks vs Payday Loans in Oakland, CA

59 branches of 27 FDIC-insured banks operate in Oakland. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 3 chains in Oakland — about 9.8 bank branches for every loan store.

Bank branches
59
Payday & loan stores
6
Banks
27
Loan store chains
3
Bank branches per 100k
13.9
Loan stores per 100k
1.4

Payday and installment loan stores in Oakland

Addresses and phone numbers of storefront lenders in Oakland. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
ACE Cash Express 3 stores in Oakland acecashexpress.com
2700 San Pablo Ave Oakland, CA 94612 (510) 891-9466 — 4.8
3229 International Blvd Oakland, CA 94601 (510) 533-1772 — 4.8
9001 International Blvd Oakland, CA 94603 (510) 635-2591 — 4.5
Oportun 2 stores in Oakland oportun.com
1477 Fruitvale Ave Oakland, CA 94601 (510) 214-0322 — 4.9
4413 Foothill Blvd Oakland, CA 94601 (510) 256-6108 — 5.0
loanDepot 1 store in Oakland loandepot.com
505 14th St Suite 900 Oakland, CA 94612 (510) 680-7300 — 5.0

Bank branches in Oakland

Address Branch Type
JPMorgan Chase Bank, National Association 9 branches in Oakland jpmorganchase.com
2110 Mountain Blvd Oakland, CA 94611 Montclair Branch Full service
270 E 18th St Oakland, CA 94606 East 18th Branch Full service
3005 Broadway Oakland, CA 94611 Broadway And 30th St Branch Full service
3241 Lakeshore Ave Oakland, CA 94610 Lakeshore Branch Full service
3310 International Blvd Oakland, CA 94601 E 14th Oakland Branch Full service
3438 Fruitvale Ave Oakland, CA 94602 Dimond Branch Full service
350 20th St Oakland, CA 94612 Oakland 20th St Branch Full service
401 8th St Oakland, CA 94607 Franklin Street & 8th Bankinig Center Branch Full service
5114 Broadway Oakland, CA 94611 Rockridge Branch Full service
Wells Fargo Bank, National Association 8 branches in Oakland wellsfargo.com
1 Kaiser Plz, Ste 850 Oakland, CA 94612 East Bay Rcbo Branch Drive-thru
10700 Macarthur Blvd Oakland, CA 94605 Foothill Square Branch Full service
151 40th St Oakland, CA 94611 Fortieth Piedmont Branch Full service
2040 Franklin St Oakland, CA 94612 Oakland Main Branch Full service
2220 Mountain Blvd Oakland, CA 94611 Montclair Village Branch Full service
3348 Lakeshore Ave Oakland, CA 94610 Lakeshore Branch Full service
344 Highland Ave Piedmont, CA 94611 Piedmont Highland Branch Full service
901 Franklin St Oakland, CA 94607 Oakland Chinatown Branch Full service
Bank of America, National Association 7 branches in Oakland bankofamerica.com
1959 Mountain Blvd Oakland, CA 94611 Montclair Branch Full service
303 Hegenberger Rd Oakland, CA 94621 Oakland Industrial Center Branch Full service
3251 International Blvd Oakland, CA 94601 Fruitvale Branch Full service
345 Highland Ave Piedmont, CA 94611 Piedmont Branch Full service
388 9th St Oakland, CA 94607 Oakland Chinatown Branch Full service
496 Lake Park Ave Oakland, CA 94610 Grand-Lake Branch Full service
6201 College Ave Oakland, CA 94618 College Avenue Branch Full service
Citibank, National Association 6 branches in Oakland citibank.com
1198 Webster St Oakland, CA 94607 Oakland-Chinatown Branch Full service
1325 Broadway Oakland, CA 94612 Oakland-Downtown Full service
3301 E 12th St Oakland, CA 94601 Fruitvale Village Full service
333 Highland Ave Piedmont, CA 94611 Piedmont Civic Center Branch Full service
4017 Macarthur Blvd Oakland, CA 94619 Oakland Macarthur Branch Full service
4101 Piedmont Ave Oakland, CA 94611 Oakland-Piedmont Avenue Branch Full service
BMO Bank National Association 4 branches in Oakland bmo.com
2001 Broadway Oakland, CA 94612 Oakland Main Branch Full service
2023 Mountain Blvd Oakland, CA 94611 Montclair Branch Full service
3062 E 9th St Oakland, CA 94601 Fruitvale Station Branch Full service
3400 Lakeshore Ave Oakland, CA 94610 Lakeshore Branch Full service
U.S. Bank National Association 3 branches in Oakland usbank.com
1970 Franklin St Oakland, CA 94612 Oakland Office Full service
1998 Mountain Blvd Oakland, CA 94611 Montclair Branch Full service
900 Fallon St Oakland, CA 94607 Laney College Branch Full service
Metropolitan Bank 2 branches in Oakland met.bank
250 E 18th St Oakland, CA 94606 Metropolitan Bank Main office Full service
381 8th St Oakland, CA 94607 Oakland Chinatown Branch Full service
Bank of Marin 1 branch in Oakland bankofmarin.com
180 Grand Ave, Ste 1545 Oakland, CA 94612 Oakland Branch Full service
Bank of the Orient 1 branch in Oakland bankorient.com
388 9th St, Suite 121 Oakland, CA 94607 Oakland Branch Full service
Beneficial State Bank 1 branch in Oakland beneficialstatebank.com
2100 Franklin St Oakland, CA 94612 Beneficial State Bank Main office Full service
Cathay Bank 1 branch in Oakland cathaybank.com
710 Webster St Oakland, CA 94607 Oakland Branch Full service
Citizens Business Bank, National Association 1 branch in Oakland cbbank.com
1111 Broadway, Ste 1650 Oakland, CA 94607 Oakland Branch Full service
City National Bank 1 branch in Oakland cnb.com
1180 Broadway Oakland, CA 94607 Oakland Branch Full service
Commercial Bank of California 1 branch in Oakland cbcal.com
180 Grand Ave, Ste 1550 Oakland, CA 94612 Community Bank Of The Bay Branch Full service
East West Bank 1 branch in Oakland eastwestbank.com
900 Webster St Oakland, CA 94607 Oakland Webster Branch Full service
EverBank, National Association 1 branch in Oakland everbank.com
735 Webster St Oakland, CA 94607 Oakland Branch Full service
Farmers & Merchants Bank of Central California 1 branch in Oakland fmbonline.com
6182 Antioch St Oakland, CA 94611 Montclair Branch Full service
First Federal Savings and Loan Association of San Rafael 1 branch in Oakland ffsavings.com
6058 College Ave Oakland, CA 94618 6058 College Avenue Branch Full service
Fremont Bank 1 branch in Oakland fremontbank.com
6300 College Ave, Ste 160 Oakland, CA 94618 Rockridge Branch Full service
Gateway Bank, F.S.B. 1 branch in Oakland gatewayfsb.com
388 9th St, Ste 109 Oakland, CA 94607 Gateway Bank, F.s.b. Main office Full service
Industrial and Commercial Bank of China USA, National Association 1 branch in Oakland icbc-us.com
401 9th St Oakland, CA 94607 Oakland Branch Full service
Mechanics Bank 1 branch in Oakland mechanicsbank.com
1999 Harrison St, Ste 100 Oakland, CA 94612 Oakland Branch Full service
Summit Bank 1 branch in Oakland summitbanking.com
2969 Broadway Oakland, CA 94611 Summit Bank Main office Full service
Sunflower Bank, National Association 1 branch in Oakland sunflowerbank.com
323 20th St Oakland, CA 94612 Oakland Office Full service
United Business Bank 1 branch in Oakland unitedbusinessbank.com
100 Hegenberger Rd, Ste 110 Oakland, CA 94621 Oakland Branch Full service
Western Alliance Bank 1 branch in Oakland westernalliancebancorporation.com
1951 Webster St Oakland, CA 94612 Oakland Branch Full service
Zions Bancorporation, N.A. 1 branch in Oakland zionsbancorporation.com
400 Thomas L Berkley Way Oakland, CA 94612 Oakland Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.