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Banks vs Payday Loans in Modesto, CA
39 branches of 17 FDIC-insured banks operate in Modesto. Data: FDIC BankFind, as of June 30, 2026. There are also 10 payday, installment and title loan stores of 6 chains in Modesto — about 3.9 bank branches for every loan store.
- Bank branches
- 39
- Payday & loan stores
- 10
- Banks
- 17
- Loan store chains
- 6
- Bank branches per 100k
- 14.5
- Loan stores per 100k
- 3.7
Payday and installment loan stores in Modesto
Addresses and phone numbers of storefront lenders in Modesto. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1320 Standiford Ave Ste 8 Modesto, CA 95350 | (209) 572-2900 | — | 4.9 |
| 2508 Oakdale Rd Ste C3 Modesto, CA 95355 | (209) 551-7911 | — | 4.9 |
| 2800 McHenry Ave Suite 3, Ground Floor Modesto, CA 95350 | (209) 718-4313 | — | 4.9 |
| 420 H St Modesto, CA 95351 | (209) 526-8900 | — | 4.8 |
| 2101 Sylvan Ave #102 Modesto, CA 95355 | (209) 524-5014 | — | 5.0 |
| 2225 Plaza Pkwy Ste M4-B Modesto, CA 95350 | (209) 284-3100 | — | 4.7 |
| 2401 E. Orangeburg Ave., Ste. 170 Modesto, CA 95355 | (209) 579-1508 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 3501 McHenry Ave Ste D10 Modesto, CA 95356 | (209) 215-2255 | — | 4.8 |
| 2900 Standiford Ave Ste 12 Modesto, CA 95350 | (209) 522-3247 | — | 3.8 |
| 1620 Crows Landing Rd G Modesto, CA 95358 | (209) 263-0773 | — | 4.9 |
Bank branches in Modesto
| Address | Branch | Type |
|---|---|---|
| 1401 Oakdale Rd Modesto, CA 95355 | Eastridge Branch | Full service |
| 3600 Mchenry Ave Modesto, CA 95356 | Modesto Mchenry Branch | Full service |
| 3801 Pelandale Ave, Ste C Modesto, CA 95356 | Pelandale Branch | Full service |
| 901 H St Modesto, CA 95354 | Modesto Main Branch | Full service |
| 1601 I St Modesto, CA 95354 | Modesto Main Branch | Full service |
| 1737 Oakdale Rd Modesto, CA 95355 | Oakmore Plaza Branch | Full service |
| 3401 Dale Road/600 Modesto, CA 95356 | Vintage Faire Branch | Full service |
| 3416 Mchenry Ave Modesto, CA 95350 | North Mchenry Branch | Full service |
| 1521 N Carpenter Rd Modesto, CA 95351 | Modesto Carpenter Road Branch | Full service |
| 2711 Mchenry Ave Modesto, CA 95350 | Modesto Messenger Service Branch | Limited service |
| 3001 Mchenry Ave Modesto, CA 95350 | Modesto Main Branch | Full service |
| 3500 Dale Rd Modesto, CA 95356 | Modesto Vintage Faire Branch | Full service |
| 2401 E Orangeburg Ave, Ste 10 Modesto, CA 95355 | Century Center Branch | Full service |
| 2609 Mchenry Ave Modesto, CA 95350 | Mchenry Avenue Branch | Full service |
| 2900 Standiford Ave Modesto, CA 95350 | Standiford Ave Branch | Full service |
| 3601 Pelandale Ave Ste C-1 Modesto, CA 95356 | Pelandale And Chapman Branch | Full service |
| 1200 I St # 3 Modesto, CA 95354 | 12th & I | Full service |
| 3508 Mchenry Ave Modesto, CA 95356 | Mchenry Branch | Full service |
| 4120 Dale Rd, Ste B Modesto, CA 95356 | Modesto Dale Branch | Full service |
| 1124 J St Modesto, CA 95354 | Modesto Office | Full service |
| 2008 Mchenry Ave Modesto, CA 95350 | Mchenry Branch | Full service |
| 3501 Tully Rd Modesto, CA 95356 | Tully Branch | Full service |
| 1120 K St Modesto, CA 95354 | Modesto Main Branch | Full service |
| 3424 Dale Rd Modesto, CA 95356 | Vintage Faire Branch | Full service |
| 3456 Mchenry Ave Modesto, CA 95350 | Mchenry Avenue Branch | Full service |
| 1302 J St Modesto, CA 95354 | Modesto Branch | Full service |
| 4204 Dale Rd Modesto, CA 95356 | Dale Road Branch | Full service |
| 1340 Oakdale Rd Modesto, CA 95355 | Modesto-Oakdale | Full service |
| 2929 Mchenry Ave Modesto, CA 95350 | Modesto-Mchenry | Full service |
| 2601 Oakdale Rd, Ste T Modesto, CA 95355 | Modesto Lakes Branch | Full service |
| 3013 Mchenry Ave Modesto, CA 95350 | North Mchenry Branch | Full service |
| 1524 Mchenry Ave Modesto, CA 95350 | Mchenry Branch | Full service |
| 901 N Carpenter Rd, Ste 90 Modesto, CA 95351 | Kansas Branch | Full service |
| 1625 J St Modesto, CA 95354 | Modesto Branch | Full service |
| 3801 Pelandale Ave, Ste E7 Modesto, CA 95356 | Modesto Business Financial Center Branch | Full service |
| 1300 K St, Ste C Modesto, CA 95354 | Modesto Branch | Full service |
| 1700 Standiford Avenue, Suite A Modesto, CA 95350 | Modesto Branch | Full service |
| 3401 Oakdale Rd, Ste 500 Modesto, CA 95355 | Modesto Branch | Full service |
| 3601 Pelandale Ave, Ste E5 Modesto, CA 95356 | Modesto Branch | In-store |
More about Modesto
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.