Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Merced, CA
10 branches of 9 FDIC-insured banks operate in Merced. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 6 chains in Merced — about 1.7 bank branches for every loan store.
- Bank branches
- 10
- Payday & loan stores
- 6
- Banks
- 9
- Loan store chains
- 6
- Bank branches per 100k
- 9.1
- Loan stores per 100k
- 5.5
Payday and installment loan stores in Merced
Addresses and phone numbers of storefront lenders in Merced. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1340 W Olive Ave #102 Merced, CA 95348 | (209) 385-2271 | — | 4.9 |
| 1828 West Olive Ave. Merced, CA 95348 | (209) 384-7621 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 1206 W Olive Ave Merced, CA 95348 | (209) 383-9118 | — | 4.9 |
| 510 W Main St Ste D Merced, CA 95340 | (209) 723-4206 | — | 4.1 |
| 113 W El Portal Dr a Merced, CA 95348 | (209) 383-5929 | — | 3.6 |
| 1950 Yosemite Pkwy Merced, CA 95341 | (209) 263-0776 | — | 4.9 |
Bank branches in Merced
| Address | Branch | Type |
|---|---|---|
| 490 W Olive Ave Merced, CA 95348 | Merced Olive Branch | Full service |
| 605 W 18th St Merced, CA 95340 | Merced Downtown Branch | Full service |
| 710 W Main St Merced, CA 95340 | Merced Branch | Full service |
| 1840 M St Merced, CA 95340 | Merced-Downtown | Full service |
| 3337 G St, Ste B Merced, CA 95340 | Merced Office Branch | Full service |
| 2936 G St Merced, CA 95340 | Merced Branch | Full service |
| 800 W Olive Ave Merced, CA 95348 | North Merced Branch | Full service |
| 2000 M St Merced, CA 95340 | Merced Branch | Full service |
| 3065 G St Merced, CA 95340 | Merced Branch | Full service |
| 555 W 18th St Merced, CA 95340 | Merced Branch | Full service |
More about Merced
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.