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Banks vs Payday Loans in Gilroy, CA

8 branches of 7 FDIC-insured banks operate in Gilroy. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Gilroy — about 4.0 bank branches for every loan store.

Bank branches
8
Payday & loan stores
2
Banks
7
Loan store chains
2
Bank branches per 100k
11.8
Loan stores per 100k
2.9

Payday and installment loan stores in Gilroy

Addresses and phone numbers of storefront lenders in Gilroy. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Check Into Cash 1 store in Gilroy checkintocash.com
6948 Automall Pkwy Gilroy, CA 95020 (408) 847-6028 — 4.9
Oportun 1 store in Gilroy oportun.com
340 E 10th St Ste C Gilroy, CA 95020 (669) 257-5073 — 4.9

Bank branches in Gilroy

Address Branch Type
Wells Fargo Bank, National Association 2 branches in Gilroy wellsfargo.com
273 E 10th St Gilroy, CA 95020 Gilroy Branch Full service
777 1st St Gilroy, CA 95020 First And Wren Branch In-store
BMO Bank National Association 1 branch in Gilroy bmo.com
7865 Monterey St Gilroy, CA 95020 Gilroy Branch Full service
Bank of America, National Association 1 branch in Gilroy bankofamerica.com
7111 Camino Arroyo Gilroy, CA 95020 South Gilroy Branch Full service
JPMorgan Chase Bank, National Association 1 branch in Gilroy jpmorganchase.com
1177 1st St Gilroy, CA 95020 Gilroy Branch Full service
Mechanics Bank 1 branch in Gilroy mechanicsbank.com
805 1st St Gilroy, CA 95020 Gilroy Branch Full service
Pinnacle Bank 1 branch in Gilroy pinnacle.bank
7597 Monterey St Gilroy, CA 95020 Pinnacle Bank Main office Full service
U.S. Bank National Association 1 branch in Gilroy usbank.com
790 1st St, Unit A Gilroy, CA 95020 Gilroy Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.