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Banks vs Payday Loans in Folsom, CA

16 branches of 12 FDIC-insured banks operate in Folsom. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Folsom — about 5.3 bank branches for every loan store.

Bank branches
16
Payday & loan stores
3
Banks
12
Loan store chains
3
Bank branches per 100k
20.5
Loan stores per 100k
3.8

Payday and installment loan stores in Folsom

Addresses and phone numbers of storefront lenders in Folsom. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Lendmark Financial Services 1 store in Folsom lendmarkfinancial.com
717 E Bidwell St Ste 717-2 Folsom, CA 95630 (279) 356-2001 — 4.9
OneMain Financial 1 store in Folsom onemainfinancial.com
1181 Riley St Folsom, CA 95630 (916) 836-0720 — 4.5
loanDepot 1 store in Folsom loandepot.com
1024 Iron Point Rd Office #1082 Folsom, CA 95630 (916) 994-0770 — —

Bank branches in Folsom

Address Branch Type
Bank of America, National Association 2 branches in Folsom bankofamerica.com
200 Palladio Pkwy, Ste 2201 Folsom, CA 95630 Palladio Branch Full service
403 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
JPMorgan Chase Bank, National Association 2 branches in Folsom jpmorganchase.com
2750 E Bidwell St, Ste 400 Folsom, CA 95630 Folsom - Broadstone Branch Full service
707 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
U.S. Bank National Association 2 branches in Folsom usbank.com
1900 Prairie City Rd Folsom, CA 95630 Folsom Intel Campus Branch In-store
521 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
Wells Fargo Bank, National Association 2 branches in Folsom wellsfargo.com
1113 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
25015 Blue Ravine Rd Folsom, CA 95630 Empire Ranch Branch Full service
BMO Bank National Association 1 branch in Folsom bmo.com
1000 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
Banner Bank 1 branch in Folsom bannerbank.com
701 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
Columbia Bank 1 branch in Folsom columbiabank.com
2779 E Bidwell St, Ste 400 Folsom, CA 95630 Folsom Branch Full service
Community West Bank 1 branch in Folsom communitywestbank.com
905 Sutter St, Ste 100 Folsom, CA 95630 Folsom Sutter Downtown Branch Full service
El Dorado Savings Bank, F.S.B. 1 branch in Folsom eldoradosavingsbank.com
300 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
First-Citizens Bank & Trust Company 1 branch in Folsom firstcitizens.com
1320 E Bidwell St Folsom, CA 95630 Folsom Branch Full service
Poppy Bank 1 branch in Folsom poppy.bank
2760 E. Bidwell Street Folsom, CA 95630 Folsom Branch In-store
Tri Counties Bank 1 branch in Folsom tcbk.com
25065 Blue Ravine Rd Folsom, CA 95630 Folsom Empire Ranch Branch In-store

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.