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Banks vs Payday Loans in El Cajon, CA
21 branches of 11 FDIC-insured banks operate in El Cajon. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 5 chains in El Cajon — about 4.2 bank branches for every loan store.
- Bank branches
- 21
- Payday & loan stores
- 5
- Banks
- 11
- Loan store chains
- 5
- Bank branches per 100k
- 12.1
- Loan stores per 100k
- 2.9
Payday and installment loan stores in El Cajon
Addresses and phone numbers of storefront lenders in El Cajon. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1175 Avocado Ave Ste 104 El Cajon, CA 92020 | (619) 441-9172 | — | 4.9 |
| 534 N. 2nd Street El Cajon, CA 92021 | (619) 593-8104 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 303 N 2nd St El Cajon, CA 92021 | (619) 440-8000 | — | 4.7 |
| 2856 Fletcher Pkwy T & C El Cajon, CA 92020 | (619) 463-2495 | — | 3.5 |
| 380 Broadway Suite 103 El Cajon, CA 92021 | (619) 447-4547 | — | 4.9 |
Bank branches in El Cajon
| Address | Branch | Type |
|---|---|---|
| 1235 Avocado Ave El Cajon, CA 92020 | Horizon Hills Branch | Full service |
| 2366 Jamacha Rd El Cajon, CA 92019 | Rancho San Diego Branch | Full service |
| 250 N 2nd St El Cajon, CA 92021 | East El Cajon Branch | Full service |
| 475 Fletcher Pkwy El Cajon, CA 92020 | El Cajon Branch | Full service |
| 8800 Grossmont College Dr El Cajon, CA 92020 | Ca San Diego County 1 Branch | Limited service |
| 1133 Avocado Ave El Cajon, CA 92020 | Avocado And Chase Branch | Full service |
| 1790 E Main St El Cajon, CA 92021 | El Cajon East Branch | Full service |
| 2644 Jamacha Rd El Cajon, CA 92019 | Rancho San Diego East Branch | Full service |
| 866 N Johnson Ave El Cajon, CA 92020 | El Cajon Branch | Full service |
| 2910 Jamacha Rd El Cajon, CA 92019 | Rancho San Diego- Jamacha Road Branch | Full service |
| 490 Fletcher Pkwy El Cajon, CA 92020 | El Cajon Branch | Full service |
| 580 N 2nd St El Cajon, CA 92021 | El Cajon Valley Branch | Full service |
| 2930 Jamacha Rd El Cajon, CA 92019 | Rancho San Diego Branch | Full service |
| 845 N 2nd St El Cajon, CA 92021 | Second And Peach Branch | Full service |
| 1234 E Main St El Cajon, CA 92021 | El Cajon Branch | Full service |
| 742 Fletcher Pkwy El Cajon, CA 92020 | El Cajon | Full service |
| 402 Fletcher Pkwy El Cajon, CA 92020 | El Cajon Branch | Full service |
| 175 W Main St El Cajon, CA 92020 | El Cajon Branch | Full service |
| 368 Broadway El Cajon, CA 92021 | El Cajon Branch | Full service |
| 2987 Jamacha Rd, Ste 2b El Cajon, CA 92019 | Neighborhood National Bank Main office | Full service |
| 1024 Graves Ave El Cajon, CA 92021 | El Cajon Branch | Full service |
More about El Cajon
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.