Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Chico, CA
26 branches of 13 FDIC-insured banks operate in Chico. Data: FDIC BankFind, as of June 30, 2026. There are also 4 payday, installment and title loan stores of 4 chains in Chico — about 6.5 bank branches for every loan store.
- Bank branches
- 26
- Payday & loan stores
- 4
- Banks
- 13
- Loan store chains
- 4
- Bank branches per 100k
- 22.1
- Loan stores per 100k
- 3.4
Payday and installment loan stores in Chico
Addresses and phone numbers of storefront lenders in Chico. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 216 W. East Ave., Ste. A Chico, CA 95926 | (530) 894-1457 | Mon–Fri 10:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 1354 East Ave Ste N Chico, CA 95973 | (530) 899-0789 | — | 4.9 |
| 2033 Forest Ave Ste 104 Chico, CA 95928 | (530) 343-2322 | — | 4.6 |
| 2485 Notre Dame Blvd Ste 220 Chico, CA 95928 | (530) 345-7495 | — | 4.2 |
Bank branches in Chico
| Address | Branch | Type |
|---|---|---|
| 63 Constitution Dr Chico, CA 95973 | Tri Counties Bank Main office | Full service |
| 211 W East Ave Chico, CA 95926 | Chico Esplanade Branch | In-store |
| 2171 Pillsbury Rd Chico, CA 95926 | Chico Pillsbury Branch | Full service |
| 2483 Notre Dame Blvd, Ste 100 Chico, CA 95928 | Chico South Branch | Full service |
| 780 Mangrove Ave Chico, CA 95926 | Chico Park Plaza Branch | Full service |
| 890 Fortress St Chico, CA 95973 | Telephone Banking Center Branch | Limited service |
| Fifth And Salem Streets Chico, CA 95927 | Messenger Service Branch | Limited service |
| 400 Broadway St Chico, CA 95928 | Chico Main Branch | Full service |
| 801 East Ave Chico, CA 95926 | North Valley Plaza Branch | Full service |
| 2025 Pillsbury Rd Chico, CA 95926 | Chico Main Branch | Full service |
| 372 E 6th St Chico, CA 95928 | Chico Cbc | Loan office |
| 190 Cohasset Rd, Ste 170 Chico, CA 95926 | Golden Valley Bank Main office | Full service |
| 196 Cohasset Rd Chico, CA 95926 | Administrative Office Branch | Limited service |
| 200 Broadway St Chico, CA 95928 | Chico Broadway Branch | Full service |
| 850 East Ave Chico, CA 95926 | Cohasset Rd & East Ave Branch | Full service |
| 2041 Forest Ave Chico, CA 95928 | South Chico Branch | Full service |
| 237 W East Ave Chico, CA 95926 | North Chico Branch | Full service |
| 2385 Esplanade Chico, CA 95926 | Chico Esplanade Branch | Full service |
| 260 E 2nd St Chico, CA 95928 | Chico Branch | Full service |
| 355 Memorial Way Chico, CA 95926 | Chico Main Branch | Full service |
| 954 East Ave Chico, CA 95926 | Chico East Branch | Full service |
| 1540 Esplanade Chico, CA 95926 | Chico Branch | Full service |
| 2485 Notre Dame Blvd Chico, CA 95928 | Chico - Notre Dame Blvd | Full service |
| 1717 Mangrove Ave, Ste 100 Chico, CA 95926 | Chico Branch | Full service |
| 1370 E Lassen Ave, Ste 100 Chico, CA 95973 | Five Star Bank - Chico Office Branch | Full service |
| 900 Mangrove Ave Chico, CA 95926 | Chico Branch | Full service |
More about Chico
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.