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Banks vs Payday Loans in Bakersfield, CA

50 branches of 14 FDIC-insured banks operate in Bakersfield. Data: FDIC BankFind, as of June 30, 2026. There are also 18 payday, installment and title loan stores of 8 chains in Bakersfield — about 2.8 bank branches for every loan store.

Bank branches
50
Payday & loan stores
18
Banks
14
Loan store chains
8
Bank branches per 100k
8.5
Loan stores per 100k
3.1

Payday and installment loan stores in Bakersfield

Addresses and phone numbers of storefront lenders in Bakersfield. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
ACE Cash Express 5 stores in Bakersfield acecashexpress.com
2011 Union Ave Bakersfield, CA 93305 (661) 324-2284 — 4.9
2600 Buck Owens Blvd Bakersfield, CA 93308 (661) 637-2020 — 4.9
2707 S H St A Bakersfield, CA 93304 (661) 837-9932 — 4.9
6300 White Ln Bakersfield, CA 93309 (661) 832-6782 — 4.9
6465 Niles St Bakersfield, CA 93306 (661) 366-2000 — 4.9
OneMain Financial 3 stores in Bakersfield onemainfinancial.com
3801 Mall View Rd Bakersfield, CA 93306 (661) 871-4014 — 4.4
4200 Truxtun Ave #100 Bakersfield, CA 93309 (661) 833-5560 — 4.1
9680 Hageman Rd Ste d Bakersfield, CA 93312 (661) 695-4104 — 4.2
Advance America 2 stores in Bakersfield advanceamerica.net
2600 Oswell, Space C Bakersfield, CA 93306 (661) 872-0686 Mon–Fri 10:00 AM – 6:00 PM
Sat 9:00 AM – 1:00 PM
Sun closed
—
3811 Ming Ave. Bakersfield, CA 93309 (661) 827-8680 Mon–Fri 10:00 AM – 6:00 PM
Sat 9:00 AM – 1:00 PM
Sun closed
—
Check Into Cash 2 stores in Bakersfield checkintocash.com
2350 White Ln Ste B Bakersfield, CA 93304 (661) 398-8098 — 4.8
4476 Ming Ave Bakersfield, CA 93309 (661) 831-4534 — 4.9
Lendmark Financial Services 2 stores in Bakersfield lendmarkfinancial.com
1525 Columbus St #400 Bakersfield, CA 93305 (661) 854-5501 — 3.7
Stockdale Fashion Plaza Shopping Center, 4905 Stockdale Hwy Bakersfield, CA 93309 (661) 835-7595 — 5.0
Oportun 2 stores in Bakersfield oportun.com
5909 Niles St #2 Bakersfield, CA 93306 (661) 888-4041 — 4.9
Inside Vallarta, 2705 S H St Bakersfield, CA 93304 (661) 877-9677 — 4.9
Mariner Finance 1 store in Bakersfield marinerfinance.com
3603 Coffee Rd Ste 200 Bakersfield, CA 93308 (661) 214-5638 — 4.7
loanDepot 1 store in Bakersfield loandepot.com
1700 K St #220 Bakersfield, CA 93301 (661) 270-8610 — 3.7

Bank branches in Bakersfield

Address Branch Type
JPMorgan Chase Bank, National Association 9 branches in Bakersfield jpmorganchase.com
13107 Rosedale Hwy Bakersfield, CA 93314 Rosedale Branch Full service
1515 17th St Bakersfield, CA 93301 Bakersfield Main Branch Full service
2050 White Ln Bakersfield, CA 93304 White Lane Branch Full service
2631 Oswell St Bakersfield, CA 93306 Oswell And Mall View Branch Full service
4814 Panama Ln Bakersfield, CA 93313 Panama & Stine Banking Center Branch Full service
5277 Gosford Rd Bakersfield, CA 93313 Gosford & Harris Banking Ctr Branch Full service
5660 Stockdale Hwy Bakersfield, CA 93309 Stockdale Avenue & California Avenue Banking Center Branch Full service
6085 Coffee Rd Bakersfield, CA 93308 Coffee Road Branch Full service
9000 Ming Ave, Ste N Bakersfield, CA 93311 Haggin Oaks & Ming Banking Center Branch Full service
Wells Fargo Bank, National Association 9 branches in Bakersfield wellsfargo.com
10610 Stockdale Hwy, Ste A Bakersfield, CA 93311 Shops At Riverwalk Branch Full service
1300 22nd St Bakersfield, CA 93301 Bakersfield Downtown Branch Full service
13045 Rosedale Hwy Bakersfield, CA 93314 Rosedale & Allen Branch In-store
2100 White Ln Bakersfield, CA 93304 Bakersfield-White Lane Branch In-store
3401 Panama Ln Bakersfield, CA 93313 Wible & Panama Branch Full service
3743 Columbus St Bakersfield, CA 93306 Northeast Bakersfield Branch Full service
4500 Coffee Rd Bakersfield, CA 93308 Vons Coffee Road Branch In-store
5401 California Ave Bakersfield, CA 93309 Stockdale Branch Full service
8000 White Ln Bakersfield, CA 93309 Village Oaks Branch Full service
Bank of America, National Association 6 branches in Bakersfield bankofamerica.com
1201 Baker St Bakersfield, CA 93305 Old Town Kern Branch Full service
2800 Oswell St Bakersfield, CA 93306 College Heights Branch Full service
3800 Ming Ave Bakersfield, CA 93309 Ming Plaza Branch Full service
4480 Coffee Rd Bakersfield, CA 93308 Riverlakes Village Branch Full service
5021 California Ave Bakersfield, CA 93309 Stockdale Branch Full service
9000 Ming Ave, Ste R3 Bakersfield, CA 93311 Marketplace Plaza Branch Full service
Bank of the Sierra 4 branches in Bakersfield bankofthesierra.com
2501 Mount Vernon Ave Bakersfield, CA 93306 East Hills Branch Full service
4060 Coffee Rd Bakersfield, CA 93308 Riverlakes Branch Full service
4456 California Ave Bakersfield, CA 93309 Cal Ave Branch Full service
8500 Ming Ave Bakersfield, CA 93311 Bakersfield Ming Branch Full service
Mechanics Bank 4 branches in Bakersfield mechanicsbank.com
3800 Riverlakes Dr Bakersfield, CA 93312 Riverlakes Drive Office Branch Full service
3990 Gosford Rd Bakersfield, CA 93309 Bakersfield Gosford Branch Full service
5151 Stockdale Hwy Bakersfield, CA 93309 Stockdale Highway Branch Full service
900 Truxtun Ave, Ste 100 Bakersfield, CA 93301 Truxton Avenue Branch Full service
U.S. Bank National Association 4 branches in Bakersfield usbank.com
2641 Oswell St, Ste A Bakersfield, CA 93306 East Hills Branch Full service
4550 Coffee Rd Ste 1-A, Suite #1-A Bakersfield, CA 93308 Bakersfield Branch Full service
5400 Stockdale Hwy Bakersfield, CA 93309 Stockdale Village Branch Full service
9200 Ming Ave Bakersfield, CA 93311 University Centre Full service
Citizens Business Bank, National Association 3 branches in Bakersfield cbbank.com
1230 17th St Bakersfield, CA 93301 Bakersfield Downtown Branch Full service
3911 Coffee Rd, Ste A Bakersfield, CA 93308 Rosedale Branch Full service
5060 California Ave Bakersfield, CA 93309 Stockdale Business Financial Center Full service
Tri Counties Bank 3 branches in Bakersfield tcbk.com
11330 Ming Ave, Ste 400 Bakersfield, CA 93311 Bakersfield Grand Island Village Branch Full service
4300 Coffee Rd Ste A6 Bakersfield, CA 93308 Bakersfield Riverlakes Branch Full service
5000 California Ave, Ste 110 Bakersfield, CA 93309 Bakersfield Main Branch Full service
Citibank, National Association 2 branches in Bakersfield citibank.com
2525 Oswell St Bakersfield, CA 93306 Bakersfield-Oswell Branch Full service
5554 California Ave Bakersfield, CA 93309 California Avenue Branch Full service
Mission Bank 2 branches in Bakersfield missionbank.bank
1301 17th St Bakersfield, CA 93301 Mission Bank Main office Full service
11200 River Run Blvd, Ste 101 Bakersfield, CA 93311 Riverwalk Branch Full service
BMO Bank National Association 1 branch in Bakersfield bmo.com
5201 California Ave Bakersfield, CA 93309 Bakersfield Branch Full service
Banc of California 1 branch in Bakersfield bancofcal.com
11120 Stockdale Hwy, Ste 101 Bakersfield, CA 93311 Bakersfield Branch Full service
Community West Bank 1 branch in Bakersfield communitywestbank.com
9201 Camino Media Ste 100, Ste 100 Bakersfield, CA 93311 Bakersfield Branch Full service
Westamerica Bank 1 branch in Bakersfield westamerica.com
2130 Chester Ave, Suite 100 Bakersfield, CA 93301 Bakersfield Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.