Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Surprise, AZ
20 branches of 12 FDIC-insured banks operate in Surprise. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Surprise — about 6.7 bank branches for every loan store.
- Bank branches
- 20
- Payday & loan stores
- 3
- Banks
- 12
- Loan store chains
- 3
- Bank branches per 100k
- 13.0
- Loan stores per 100k
- 1.9
Payday and installment loan stores in Surprise
Addresses and phone numbers of storefront lenders in Surprise. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 13980 W Bell Rd Unit 17 Surprise, AZ 85374 | (623) 556-5520 | — | 4.9 |
| 17173 N Litchfield Rd Unit 39 Surprise, AZ 85374 | (480) 428-8484 | — | 4.9 |
| 16572 W Greenway Rd #109 Surprise, AZ 85388 | (623) 383-2333 | — | 3.5 |
Bank branches in Surprise
| Address | Branch | Type |
|---|---|---|
| 13912 W Waddell Rd Surprise, AZ 85379 | Litchfield And Waddell Banking Center Branch | Full service |
| 16380 W Waddell Rd Surprise, AZ 85388 | Waddell Rd And Prasada Pkwy Branch | Full service |
| 17073 W Bell Rd Surprise, AZ 85374 | Bell Road & Cotton Lane Banking Center Branch | Full service |
| 19500 N Sunrise Blvd Surprise, AZ 85374 | Sun City Grand Branch | Full service |
| 14547 W Grand Ave Surprise, AZ 85374 | Grand & Reems Branch | Full service |
| 15564 W Waddell Rd Surprise, AZ 85379 | Reems & Waddell Branch | Full service |
| 19450 N Sunrise Blvd Surprise, AZ 85374 | Sun City Grand Branch | Full service |
| 13780 W Waddell Rd Surprise, AZ 85379 | Surprise Crossing Branch | Full service |
| 16517 W Bell Rd Surprise, AZ 85374 | Bell And Loop 303 Branch | Full service |
| 15451 W Waddell Rd Surprise, AZ 85379 | Reems And Waddell Branch | Full service |
| 16976 W Bell Rd Surprise, AZ 85374 | Cotton And Bell Branch | Full service |
| 13751 W Bell Rd, Ste 1 Surprise, AZ 85374 | Surprise Branch | Full service |
| 17049 W Bell Rd Surprise, AZ 85374 | Cotton And Bell Road Safeway Branch | In-store |
| 16324 W Pat Tillman Blvd Surprise, AZ 85387 | Asante/surprise Branch | Full service |
| 16890 W Bell Rd Surprise, AZ 85374 | Surprise West Branch | Full service |
| 14211 W Bell Rd Surprise, AZ 85374 | Bell & Bullard Branch | Full service |
| 14111 N Prasada Gateway Ave Surprise, AZ 85388 | Swm - Surprise - Rc 913 | In-store |
| 14543 W Grand Ave Surprise, AZ 85374 | Surprise Branch | Full service |
| 15413 W Bell Rd Surprise, AZ 85374 | Surprise Branch | Full service |
| 13640 N Prasada Pkwy, Ste 140 Surprise, AZ 85388 | Prasada Branch | Full service |
More about Surprise
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.