Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday loans in Fort Worth, Texas
Texas payday loan rules that apply in Fort Worth
- Max loan amount
- No limit (CSO Model)
- Min loan term
- 7 days
- Max loan term
- 180 days
- Finance charge cap
- No state cap (fees set by city ordinances)
- Max absolute fee
- Varies
- Typical APR
- ~662%+
- Rollovers (extensions)
- Permitted (varies)
- Simultaneous loans
- No state limit
- Right to rescind
- N/A
- Governing law
- Texas Credit Services Organization Act
- Regulator
- TX OCCC
Fort Worth at a glance
| Metric | Fort Worth | Texas | United States |
|---|---|---|---|
| Population | 982,017 | 29.6M | 332.3M |
| Median household income | $76,043 | $81,963 | $85,275 |
| Median rent | $1,474/mo | $1,384/mo | $1,432/mo |
| Income spent on rent | 33.2% | 31.6% | 31.6% |
| Homeownership | 58.8% | 63.8% | 65.4% |
| Poverty rate | 13.4% | 13.9% | 12.6% |
| Unemployment rate | 5.1% | 5.2% | 5.3% |
| Without health insurance | 19.7% | 17.3% | 8.6% |
| Veterans | 6.0% | 6.4% | 6.5% |
Source: U.S. Census Bureau, American Community Survey, by ZIP code. City and state figures are population-weighted averages of ZIP code data and are approximate.
Payday loan cost calculator for Fort Worth
Move the sliders to see what a payday loan would cost under Texas rules and how it compares with local incomes.
Example range up to $1,000
Texas sets no fixed fee; $15 is typical
- Fee
- $75
- Total to repay
- $575
- APR
- 391%
- Total fees with rollovers
- $75
- Share of a two-week household paycheck in Fort Worth
- 2.6%
Estimate only. APR = fee ÷ amount × 365 ÷ term. Lenders may charge less than the state maximum; actual terms vary.
What a payday loan costs in Fort Worth
- Fee on a $500 loan
- $75
- Share of a two-week household paycheck
- 2.6%
- Hours of work at the local median wage
- 3.9 hours
Texas sets no fixed fee in dollars, so this example uses a typical fee of $15 per $100 on a $500 loan and local median incomes: two-week paycheck = household income ÷ 26, hourly wage = individual income ÷ 2,080. Actual terms vary by lender.
Fort Worth in context
- Population rank in Texas
- 5th
- of 103 Texas cities with 50,000+ residents
- Median household income rank
- 59th
- of 103 Texas cities with 50,000+ residents
- Households earning under $25,000
- 14.1%
- ▼ 0.9 pts vs TX
- Median home value
- $259,882
- ▼ 8% vs TX
- Home value to income
- 3.4×
- A $400 emergency expense
- 1.9 days
- of median household income
Payday loan stores in Fort Worth, TX
Licensed storefront lenders in Fort Worth with addresses, phone numbers and hours. We do not rank or recommend any lender; confirm each company's license with the TX OCCC before you borrow.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1029 N Saginaw Blvd Ste F8 Saginaw, TX 76179 | (817) 232-5199 | — | 4.9 |
| 3029 South Fwy Fort Worth, TX 76104 | (817) 921-9722 | — | 4.9 |
| 3905 E Belknap St Haltom City, TX 76111 | (817) 831-6588 | — | 4.8 |
| 4201 E Berry St Ste 22 Fort Worth, TX 76105 | (817) 535-8351 | — | 5.0 |
| 4749 E Lancaster Ave Fort Worth, TX 76103 | (817) 534-0175 | — | 4.9 |
| 5516 River Oaks Blvd Ste B River Oaks, TX 76114 | (817) 735-4963 | — | 4.9 |
| 5820 Camp Bowie Blvd Fort Worth, TX 76107 | (817) 735-8188 | — | 4.9 |
| 6213 Granbury Rd Fort Worth, TX 76133 | (817) 423-1321 | — | 4.9 |
| 6245 Rufe Snow Dr Ste 100 Watauga, TX 76148 | (817) 428-8008 | — | 4.9 |
| 6280 McCart Ave Ste 100 Fort Worth, TX 76133 | (817) 361-0317 | — | 4.9 |
| 6304 Lake Worth Blvd Lake Worth, TX 76135 | (817) 237-4152 | — | 5.0 |
| 6304 Meadowbrook Dr Ste B Fort Worth, TX 76112 | (817) 446-0042 | — | 4.9 |
| 9096 Camp Bowie West Boulevard, Highway 80 W Fort Worth, TX 76116 | (817) 560-8768 | — | 4.9 |
| 9324 Clifford St #108 Fort Worth, TX 76108 | (817) 367-0952 | — | 4.9 |
| 1600 S Cherry Ln White Settlement, TX 76108 | (817) 317-8384 | — | 5.0 |
| 2015 W Berry St Fort Worth, TX 76110 | (817) 317-8332 | — | 4.9 |
| 209 NE 28th St Fort Worth, TX 76164 | (817) 317-8911 | — | 5.0 |
| 220 E Seminary Dr #300 Fort Worth, TX 76115 | (817) 923-1128 | — | 4.9 |
| 3310 Mansfield Hwy Forest Hill, TX 76119 | (817) 317-8913 | — | 5.0 |
| 3411 Sycamore School Rd Ste 101 Fort Worth, TX 76123 | (817) 370-1470 | — | 4.9 |
| 5060 River Oaks Blvd River Oaks, TX 76114 | (817) 378-0355 | — | 5.0 |
| 5100 E Lancaster Ave Fort Worth, TX 76112 | (817) 446-7530 | — | 4.9 |
| 6000 Lake Worth Blvd Fort Worth, TX 76135 | (817) 840-3685 | — | 4.9 |
| 6324 Rufe Snow Dr North Richland Hills, TX 76148 | (682) 233-6007 | — | 4.9 |
| 6620 Camp Bowie Blvd Fort Worth, TX 76116 | (817) 317-8800 | — | 4.9 |
|
Texas Car Title and Payday Loan Services
5 stores in Fort Worth
texascartitleandpaydayloanservicesinc.com
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| 1516 W Berry St Fort Worth, TX 76110 | (817) 921-0247 | — | 4.8 |
| 2607 Jacksboro Hwy River Oaks, TX 76114 | (817) 626-5300 | — | 4.9 |
| 3909 Altamesa Blvd Fort Worth, TX 76133 | (817) 361-1684 | — | 4.9 |
| 5400 E Lancaster Ave Fort Worth, TX 76112 | (817) 451-1867 | — | 4.9 |
| 6620 Azle Ave Lake Worth, TX 76135 | (817) 237-2900 | — | 5.0 |
| 4608 Bryant Irvin Rd #411 Fort Worth, TX 76132 | (817) 370-0940 | — | 4.3 |
| 6548 Lake Worth Blvd #500 Lake Worth, TX 76135 | (817) 238-0468 | — | 3.4 |
| 8430 East Fwy Ste 110 Fort Worth, TX 76120 | (817) 276-8395 | — | 3.6 |
| 8436 Denton Hwy #211 Watauga, TX 76148 | (817) 788-2871 | — | 3.9 |
| 100 N Saginaw Blvd Saginaw, TX 76179 | (817) 232-8900 | — | 4.8 |
| 3206 Sycamore School Rd Fort Worth, TX 76133 | (817) 361-8110 | — | 4.9 |
| 4869 Bryant Irvin Rd Fort Worth, TX 76132 | (817) 423-9944 | — | 4.9 |
| 6112 McCart Ave 2nd Floor, Ste 201 Fort Worth, TX 76133 | (817) 292-8636 | — | 5.0 |
| 6742 Forest Hill Dr Fort Worth, TX 76140 | (817) 551-1685 | — | 5.0 |
| Ridglea East Office Buliding, 5608 Malvey Ave Ste 220 Fort Worth, TX 76107 | (817) 731-4156 | — | 4.9 |
| 1212 N Beach St Fort Worth, TX 76111 | (817) 813-4296 | — | 5.0 |
| 241 NE 28th St Fort Worth, TX 76106 | (817) 813-4177 | — | 4.9 |
| La Gran Plaza de Fort Worth, 4200 South Fwy Ste 1083 Fort Worth, TX 76115 | (817) 813-4176 | — | 4.9 |
| 1621 W Berry St Fort Worth, TX 76110 | (817) 926-4492 | — | 4.5 |
| 2901 Alta Mere Dr Ste 950 Fort Worth, TX 76116 | (817) 336-2051 | — | 4.8 |
| 5980 Rufe Snow Dr #110 Fort Worth, TX 76148 | (817) 428-2549 | — | 4.5 |
| 2812 N Main St Fort Worth, TX 76106 | (817) 626-2774 | — | 4.8 |
| 4209 E Lancaster Ave Fort Worth, TX 76103 | (817) 534-3093 | — | 5.0 |
| 800 E Seminary Dr Fort Worth, TX 76115 | (817) 927-5020 | — | 4.9 |
| 9112 Camp Bowie West, Ste. 120 Fort Worth, TX 76116 | (817) 560-8467 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
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| 4608 Bryant Irvin Rd Ste 450 Fort Worth, TX 76132 | (817) 984-4274 | — | 4.7 |
Fast & secure payday loans in Fort Worth, Texas
Unexpected expenses can happen anytime. If you need urgent cash in Fort Worth, our service connects you with trusted, state-licensed lenders.
Apply online from the comfort of your home, get a fast decision and, if approved, receive funds in your bank account as soon as the next business day.
Why Fort Worth residents use us
- Fast 5-minute request A simple online application, with no waiting in line at a storefront.
- Bad credit considered Lenders focus on your steady income, not just your credit history.
- Loans within Texas limits Loan terms must comply with the Texas Credit Services Organization Act.
- Safe & confidential Your personal and financial details are sent over an encrypted connection.
Notice for Fort Worth residents: Payday loans are designed for short-term emergency needs and should not be used as a long-term debt solution. Interest rates, fees and maximum loan amounts are governed by Texas law (Texas Credit Services Organization Act). Always review the contract terms carefully before signing.
Fort Worth payday loan FAQ
How much cash can I borrow in Fort Worth?
Loan amounts in Fort Worth are typically from $100 up to the Texas limit (No limit (CSO Model)), in line with Texas lending law. Your exact approved amount depends on your verifiable income, existing debt and the lender’s evaluation.
Do I need to visit a storefront in Fort Worth to apply?
No. The whole process is handled securely online, so you don’t need to wait in line at a local check-cashing store or branch. If approved, your funds are deposited directly into your bank account by ACH transfer.
Can I qualify for a payday loan in Fort Worth with poor credit?
Possibly. A traditional FICO score is not the only factor. Lenders in our network mainly look at whether you have a steady, recurring income and an active checking account to handle repayment. Approval is not guaranteed.
How quickly will I receive my funds in Fort Worth?
Many applicants get a decision within minutes. Once you review and e-sign your agreement, lenders typically release the cash the same day or the next business day, depending on your bank’s transfer cutoff times.
What are the minimum requirements for Fort Worth residents?
To qualify, you must:
- Be at least 18 years old.
- Live in Fort Worth or the surrounding Texas area.
- Have an active checking account in your name.
- Provide proof of consistent monthly income (employment, benefits or recurring deposits).