Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday loans in Las Vegas, Nevada
Nevada payday loan rules that apply in Las Vegas
- Max loan amount
- 25% of gross income
- Min loan term
- N/A
- Max loan term
- 35 days
- Finance charge cap
- No strict state limit
- Max absolute fee
- N/A
- Typical APR
- ~652%+
- Rollovers (extensions)
- Permitted (up to 60 days total)
- Simultaneous loans
- No state limit
- Right to rescind
- Next business day
- Governing law
- Nevada Deferred Deposit Loan Law
- Regulator
- NV Fin. Inst. Div.
Las Vegas at a glance
| Metric | Las Vegas | Nevada | United States |
|---|---|---|---|
| Population | 1.6M | 3.1M | 332.3M |
| Median household income | $74,450 | $78,884 | $85,275 |
| Median rent | $1,583/mo | $1,571/mo | $1,432/mo |
| Income spent on rent | 34.0% | 32.6% | 31.6% |
| Homeownership | 54.3% | 59.5% | 65.4% |
| Poverty rate | 14.4% | 12.6% | 12.6% |
| Unemployment rate | 7.5% | 6.8% | 5.3% |
| Without health insurance | 13.1% | 11.3% | 8.6% |
| Veterans | 7.1% | 8.3% | 6.5% |
Source: U.S. Census Bureau, American Community Survey, by ZIP code. City and state figures are population-weighted averages of ZIP code data and are approximate.
Payday loan cost calculator for Las Vegas
Move the sliders to see what a payday loan would cost under Nevada rules and how it compares with local incomes.
Example range up to $1,000
Nevada sets no fixed fee; $15 is typical
- Fee
- $75
- Total to repay
- $575
- APR
- 391%
- Total fees with rollovers
- $75
- Share of a two-week household paycheck in Las Vegas
- 2.6%
Estimate only. APR = fee ÷ amount × 365 ÷ term. Lenders may charge less than the state maximum; actual terms vary.
What a payday loan costs in Las Vegas
- Fee on a $500 loan
- $75
- Share of a two-week household paycheck
- 2.6%
- Hours of work at the local median wage
- 4.0 hours
Nevada sets no fixed fee in dollars, so this example uses a typical fee of $15 per $100 on a $500 loan and local median incomes: two-week paycheck = household income ÷ 26, hourly wage = individual income ÷ 2,080. Actual terms vary by lender.
Las Vegas in context
- Population rank in Nevada
- 1st
- of 6 Nevada cities with 50,000+ residents
- Median household income rank
- 5th
- of 6 Nevada cities with 50,000+ residents
- Households earning under $25,000
- 16.0%
- ▲ 1.6 pts vs NV
- Median home value
- $379,757
- ▼ 6% vs NV
- Home value to income
- 5.1×
- A $400 emergency expense
- 2.0 days
- of median household income
Payday loan stores in Las Vegas, NV
Licensed storefront lenders in Las Vegas with addresses, phone numbers and hours. We do not rank or recommend any lender; confirm each company's license with the NV Fin. Inst. Div. before you borrow.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1386 E Flamingo Rd Las Vegas, NV 89119 | (702) 838-5626 | — | 3.3 |
| 2288 S Nellis Blvd #1B Las Vegas, NV 89104 | (702) 631-5626 | — | 4.2 |
| 2685 S Eastern Ave Las Vegas, NV 89169 | (702) 870-5626 | — | 4.5 |
| 3962 Blue Diamond Rd #103 Las Vegas, NV 89139 | (702) 476-3320 | — | 4.8 |
| 4310 E Tropicana Ave Las Vegas, NV 89121 | (702) 451-5826 | — | 3.5 |
| 4700 Meadows Ln Las Vegas, NV 89107 | (702) 259-5505 | — | 2.8 |
| 4902 S Eastern Ave Las Vegas, NV 89119 | (702) 476-3390 | — | 4.9 |
| 5270 S Procyon St Las Vegas, NV 89118 | (702) 940-5163 | — | 5.0 |
| 5335 S Decatur Blvd A Las Vegas, NV 89118 | (702) 862-4222 | — | 4.4 |
| 6122 W Sahara Ave Las Vegas, NV 89146 | (702) 215-6244 | — | 4.3 |
| 625 N Lamb Blvd Las Vegas, NV 89110 | (702) 452-2028 | — | 3.7 |
| 6401 N Durango Dr #110 Las Vegas, NV 89149 | (702) 956-9914 | — | 3.7 |
| 6420 S Pecos Rd Las Vegas, NV 89120 | (702) 567-5200 | — | 4.9 |
| 651 N Rainbow Blvd #130 Las Vegas, NV 89107 | (702) 854-6172 | — | 4.7 |
| 6620 W Flamingo Rd Las Vegas, NV 89103 | (702) 331-5035 | — | 3.8 |
| 6685 E Lake Mead Blvd #105 Las Vegas, NV 89156 | (702) 476-2274 | — | 4.5 |
| 7345 S Durango Dr B-109 Las Vegas, NV 89113 | (702) 251-1800 | — | 4.5 |
| 7390 S Las Vegas Blvd #115 Las Vegas, NV 89123 | (702) 492-3565 | — | 4.2 |
| 7421 W Lake Mead Blvd #4 Las Vegas, NV 89128 | (702) 476-5400 | — | 4.8 |
| 7875 S Rainbow Blvd #101 Las Vegas, NV 89139 | (702) 263-4003 | — | 4.8 |
| 8334 S Maryland Pkwy #103 Las Vegas, NV 89123 | (702) 331-6051 | — | — |
| 8665 W Flamingo Rd #101 Las Vegas, NV 89147 | (702) 693-5626 | — | 4.8 |
| 9101 W Sahara Ave Suite 100 Las Vegas, NV 89117 | (702) 333-2100 | — | 4.6 |
| 9340 S Eastern Ave #100 Las Vegas, NV 89123 | (702) 888-1112 | — | 4.2 |
| 9420 W Russell Rd #103 Las Vegas, NV 89148 | (702) 202-0137 | — | 5.0 |
| 1280 E Silverado Ranch Blvd #110 Las Vegas, NV 89183 | (702) 487-5000 | — | 4.7 |
| 1990 N Rainbow Blvd Las Vegas, NV 89108 | (702) 216-1777 | — | 4.7 |
| 2475 S Jones Blvd #2 Las Vegas, NV 89146 | (702) 876-8822 | — | 4.8 |
| 3210 S Nellis Blvd Unit 100 Las Vegas, NV 89121 | (702) 685-4500 | — | 4.7 |
| 4035 S Durango Dr Las Vegas, NV 89147 | (702) 216-3777 | — | 4.8 |
| 4125 S Eastern Ave Ste 101 Las Vegas, NV 89119 | (702) 566-5777 | — | 4.6 |
| 4348 E Craig Rd #100 Las Vegas, NV 89115 | (702) 216-0900 | — | 4.6 |
| 4455 E Tropicana Ave Las Vegas, NV 89121 | (702) 215-4300 | — | 4.7 |
| 5861 W Craig Rd #104 Las Vegas, NV 89130 | (702) 215-4444 | — | 4.8 |
| 6020 W Flamingo Rd Ste B1 Las Vegas, NV 89103 | (702) 367-7800 | — | 4.8 |
| 631 N Nellis Blvd Las Vegas, NV 89110 | (702) 215-4400 | — | 4.8 |
| 6382 W Lake Mead Blvd Las Vegas, NV 89108 | (702) 636-2888 | — | 4.7 |
| 6510 Boulder Hwy #101 Las Vegas, NV 89122 | (702) 777-1888 | — | 4.8 |
| 6510 N Buffalo Dr Las Vegas, NV 89131 | (702) 360-8800 | — | 4.9 |
| 6820 W Charleston Blvd Las Vegas, NV 89117 | (702) 880-5300 | — | 4.7 |
| 7350 W Cheyenne Ave #111/112 Las Vegas, NV 89129 | (702) 216-5888 | — | 4.8 |
| 7910 S Rainbow Blvd #135 Las Vegas, NV 89139 | (702) 815-1888 | — | 4.7 |
| 8030 Blue Diamond Rd Las Vegas, NV 89113 | (702) 998-9000 | — | 4.7 |
| 8505 S Eastern Ave #104 Las Vegas, NV 89123 | (702) 869-8777 | — | 4.7 |
| 8520 W Warm Springs Rd Las Vegas, NV 89113 | (702) 216-8999 | — | 4.7 |
| 9425 W Tropicana Ave Ste 104 Las Vegas, NV 89147 | (702) 562-2200 | — | 4.8 |
| 1600 N Nellis Blvd Suite 102 Las Vegas, NV 89115 | (702) 438-9553 | — | 4.9 |
| 2400 N Buffalo Dr #140 Las Vegas, NV 89128 | (702) 242-8555 | — | 5.0 |
| 2550 S Eastern Ave Las Vegas, NV 89169 | (702) 431-8700 | — | 5.0 |
| 3391 E Tropicana Ave Las Vegas, NV 89121 | (702) 880-0707 | — | 5.0 |
| 3525 S Fort Apache Rd Ste. 160 Las Vegas, NV 89147 | (702) 362-0054 | — | 5.0 |
| 3810 Blue Diamond Rd Ste. 105 Las Vegas, NV 89139 | (702) 361-2721 | — | 5.0 |
| 3900 W Sahara Ave Las Vegas, NV 89102 | (702) 262-5479 | — | 5.0 |
| 4077 W Charleston Blvd Las Vegas, NV 89102 | (702) 878-6800 | — | 4.9 |
| 4811 W Craig Rd Las Vegas, NV 89130 | (702) 255-2274 | — | 5.0 |
| 4944 Boulder Hwy Las Vegas, NV 89121 | (702) 222-3400 | — | 5.0 |
| 6436 N Decatur Blvd Ste. 115 Las Vegas, NV 89131 | (702) 395-9111 | — | 5.0 |
| 6450 W Lake Mead Blvd Las Vegas, NV 89108 | (702) 638-2292 | — | 5.0 |
| 6525 S Fort Apache Rd Las Vegas, NV 89148 | (702) 361-3559 | — | 5.0 |
| 6795 W Tropicana Ave Ste 140 Las Vegas, NV 89103 | (702) 221-1050 | — | 5.0 |
| 7380 S Eastern Ave Ste. 126 Las Vegas, NV 89123 | (702) 616-2555 | — | 5.0 |
| 7615 S Rainbow Blvd #100 Las Vegas, NV 89139 | (702) 260-0607 | — | 5.0 |
| 8414 Farm Rd Ste. 130 Las Vegas, NV 89131 | (702) 560-6264 | — | 5.0 |
| 9555 S Eastern Ave #105 Las Vegas, NV 89123 | (702) 263-7655 | — | 4.9 |
| Charland Square, 1225 E Charleston Blvd Las Vegas, NV 89104 | (702) 382-1002 | — | 5.0 |
| Rapid Cash 1532 N Jones Blvd Las Vegas, NV 89108 | (702) 631-2274 | — | 4.9 |
| Rapid Cash 25 N Lamb Blvd Las Vegas, NV 89110 | (702) 453-2274 | — | 4.9 |
| Rapid Cash 2710 S Maryland Pkwy a Las Vegas, NV 89109 | (702) 866-2274 | — | 4.9 |
| Rapid Cash 2801 W Washington Ave Ste A Las Vegas, NV 89107 | (702) 639-2274 | — | 4.9 |
| Rapid Cash 4199 S Fort Apache Rd D Las Vegas, NV 89147 | (702) 257-6770 | — | 5.0 |
| Rapid Cash 4241 S Nellis Blvd Las Vegas, NV 89121 | (702) 454-6770 | — | 4.9 |
| Rapid Cash 4343 N Rancho Dr #150 Las Vegas, NV 89130 | (702) 382-6770 | — | 4.9 |
| Rapid Cash 4921 W Sahara Ave Las Vegas, NV 89146 | (702) 222-2274 | — | 4.9 |
| Rapid Cash 5067 E Owens Ave Las Vegas, NV 89110 | (702) 307-6081 | — | 4.9 |
| Rapid Cash 5676 S Eastern Ave Las Vegas, NV 89119 | (702) 243-6770 | — | 5.0 |
| Rapid Cash 6115 W Flamingo Rd Ste A Las Vegas, NV 89103 | (702) 365-7722 | — | 4.9 |
| Rapid Cash 7460 W Cheyenne Ave #110 Las Vegas, NV 89129 | (702) 396-2274 | — | 4.9 |
| Rapid Cash 7865 W Sahara Ave #103 Las Vegas, NV 89117 | (702) 242-2831 | — | 5.0 |
| 1175 E Charleston Blvd Suite 120, 130 Las Vegas, NV 89104 | (702) 384-6669 | — | 3.9 |
| 250 N Nellis Blvd Las Vegas, NV 89110 | (702) 459-0222 | — | 4.8 |
| 2615 E Tropicana Ave Las Vegas, NV 89121 | (702) 898-3300 | — | 5.0 |
| 2950 W Sahara Ave Las Vegas, NV 89102 | (702) 221-0083 | — | 4.6 |
| 6016 W Tropicana Ave Ste 1 Las Vegas, NV 89103 | (702) 365-0088 | — | 4.8 |
| 7291 W Lake Mead Blvd Las Vegas, NV 89128 | (702) 256-4555 | — | 4.8 |
| 730 E Flamingo Rd Suite 11 & 12 Las Vegas, NV 89119 | (702) 458-9509 | — | 4.8 |
| 7380 S Rainbow Blvd #108 Las Vegas, NV 89139 | (702) 471-6669 | — | 4.9 |
| 8164 S Las Vegas Blvd Ste 104 Las Vegas, NV 89123 | (702) 387-6669 | — | 5.0 |
| 9275 W Flamingo Rd Suite 100 Las Vegas, NV 89147 | (702) 368-6669 | — | 4.5 |
| 9400 S Eastern Ave Ste 109 Las Vegas, NV 89123 | (702) 270-6669 | — | 4.9 |
| 1149 E Desert Inn Rd ste b & c Las Vegas, NV 89109 | (702) 940-3900 | — | 4.9 |
| 1995 N Nellis Blvd C Las Vegas, NV 89115 | (702) 413-0280 | — | 4.9 |
| 3209 W Sahara Ave Las Vegas, NV 89102 | (702) 889-0003 | — | 4.8 |
| 4625 E Tropicana Ave Las Vegas, NV 89121 | (702) 442-0220 | — | 4.9 |
| 6433 W Charleston Blvd Las Vegas, NV 89146 | (702) 475-9217 | — | 5.0 |
| 6708 W Cheyenne Ave Las Vegas, NV 89108 | (702) 644-6700 | — | 4.8 |
| 6883 S Eastern Ave ste 400 Las Vegas, NV 89119 | (702) 438-2274 | — | 4.9 |
| 8450 W Sahara Ave #114 Las Vegas, NV 89117 | (702) 869-5599 | — | 4.9 |
| 865 N Lamb Blvd #16 Las Vegas, NV 89110 | (702) 437-1234 | — | 4.9 |
| 1272 S Nellis Blvd Las Vegas, NV 89104 | (702) 560-6480 | — | 3.1 |
| 4975 S Fort Apache Rd Unit 108 Las Vegas, NV 89148 | (702) 560-2700 | — | 3.5 |
| 580 E Windmill Ln Ste 100 Las Vegas, NV 89123 | (702) 329-5889 | — | 4.6 |
| 7201 W Lake Mead Blvd Ste 500 Las Vegas, NV 89128 | (702) 329-8684 | — | 2.9 |
| 8751 W Charleston Blvd #290 Las Vegas, NV 89117 | (702) 789-5156 | — | 4.1 |
| 1814 E Charleston Blvd Las Vegas, NV 89104 | (702) 847-7310 | — | 4.7 |
| 2433 E Tropicana Ave Las Vegas, NV 89121 | (725) 201-6645 | — | 4.8 |
| 3300 S Decatur Blvd Ste 4 Las Vegas, NV 89102 | (702) 847-7548 | — | 4.9 |
| 568-A N Eastern Ave A Las Vegas, NV 89101 | (702) 847-7311 | — | 4.9 |
| 3675 S. Rainbow Blvd, Suite 100 Las Vegas, NV 89103 | (702) 251-1536 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
— |
| 4001 S. Decatur Blvd, Suite 7 Las Vegas, NV 89103 | (702) 251-1532 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
— |
| 560 N. Nellis, Ste. E-5 Las Vegas, NV 89110 | (702) 459-0724 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
— |
| 1008 E Charleston Blvd Las Vegas, NV 89104 | (702) 383-8188 | — | 4.9 |
| 1600 N Nellis Blvd Ste 104 Las Vegas, NV 89115 | (702) 438-8188 | — | 4.9 |
| 4755 W Flamingo Rd Ste B Las Vegas, NV 89103 | (702) 362-0578 | — | 4.9 |
| 6543 S Las Vegas Blvd #02B155 Las Vegas, NV 89119 | (702) 575-6400 | — | 4.8 |
| 7160 Rafael Rivera Wy Las Vegas, NV 89113 | (702) 683-7777 | — | — |
Fast & secure payday loans in Las Vegas, Nevada
Unexpected expenses can happen anytime. If you need urgent cash in Las Vegas, our service connects you with trusted, state-licensed lenders.
Apply online from the comfort of your home, get a fast decision and, if approved, receive funds in your bank account as soon as the next business day.
Why Las Vegas residents use us
- Fast 5-minute request A simple online application, with no waiting in line at a storefront.
- Bad credit considered Lenders focus on your steady income, not just your credit history.
- Loans within Nevada limits Loan terms must comply with the Nevada Deferred Deposit Loan Law.
- Safe & confidential Your personal and financial details are sent over an encrypted connection.
Notice for Las Vegas residents: Payday loans are designed for short-term emergency needs and should not be used as a long-term debt solution. Interest rates, fees and maximum loan amounts are governed by Nevada law (Nevada Deferred Deposit Loan Law). Always review the contract terms carefully before signing.
Las Vegas payday loan FAQ
How much cash can I borrow in Las Vegas?
Loan amounts in Las Vegas are typically from $100 up to the Nevada limit (25% of gross income), in line with Nevada lending law. Your exact approved amount depends on your verifiable income, existing debt and the lender’s evaluation.
Do I need to visit a storefront in Las Vegas to apply?
No. The whole process is handled securely online, so you don’t need to wait in line at a local check-cashing store or branch. If approved, your funds are deposited directly into your bank account by ACH transfer.
Can I qualify for a payday loan in Las Vegas with poor credit?
Possibly. A traditional FICO score is not the only factor. Lenders in our network mainly look at whether you have a steady, recurring income and an active checking account to handle repayment. Approval is not guaranteed.
How quickly will I receive my funds in Las Vegas?
Many applicants get a decision within minutes. Once you review and e-sign your agreement, lenders typically release the cash the same day or the next business day, depending on your bank’s transfer cutoff times.
What are the minimum requirements for Las Vegas residents?
To qualify, you must:
- Be at least 18 years old.
- Live in Las Vegas or the surrounding Nevada area.
- Have an active checking account in your name.
- Provide proof of consistent monthly income (employment, benefits or recurring deposits).