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Pawn Shops vs Payday Loans in Humble, TX
8 pawn shops in and around Humble — 4.4 per 100,000 residents, compared with 4.3 across Texas. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Humble ranks #43 of 94 Texas cities with pawn shops by shops per resident.
- Pawn shops
- 8
- Pawn shops per 100k
- 4.4
- Texas: 4.3
- Big-chain shops
- 5
- Payday & loan stores
- 16
- Population
- 181,805
Pawn shops in Humble: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| All Pawn No 2 | 121 W 1st St Humble, TX 77338 | (281) 548-3133 | allpawn2.com |
| Cash America PawnChain | 1100 Farm to Market 1960 Bypass Rd E Humble, TX 77338 | (281) 446-7296 | find.cashamerica.us |
| Cash America PawnChain | 3211 Fm 1960 B Houston, TX 77338 | (281) 821-0332 | find.cashamerica.us |
| Cash America PawnChain | 8525 Fm 1960 Bypass Rd W Humble, TX 77338 | (281) 812-7296 | cashamerica.com |
| EZPAWNChain | 11427 North Sam Houston Parkway East Humble, TX 77396 | (281) 416-4170 | ezpawn.com |
| EZPAWNChain | 9659 N Sam Houston Pkwy E Ste 100 Humble, TX 77396 | (281) 441-2350 | ezpawn.com |
| Frontier Pawn & Gun | 1301 1st St E Humble, TX 77338 | (281) 446-6007 | frontierpawnhumble.com |
| Valu+ Pawn | 4500 Fm-1960 E Humble, TX 77346 | (281) 852-2265 | moneymartpawn.com |
Pawn shops vs payday loan stores in Humble
Humble has 16 payday, installment and title loan stores but only 8 pawn shops.
Pawn shops
8
4.4 per 100k residents
Payday & loan stores
16
8.8 per 100k residents
10 store chains
Biggest loan store chains in Humble: ACE Cash Express (3), Texas Car Title and Payday Loan Services (3), OneMain Financial (2), TitleMax (2), Advance America (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~662%+ APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Humble
- 2.0%
- Pawn cost, share of monthly household income in Humble
- 1.3%
- A $400 emergency equals
- 1.6 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Texas payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Texas law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in TX | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Texas | Pawnbrokers are licensed and regulated by Texas; fees, terms and holding periods are set by state law | Allowed, up to No limit (CSO Model); typical APR ~662%+ |
Humble at a glance
- Median household income
- $91,193
- Texas: $81,963
- Poverty rate
- 11.7%
- Texas: 13.9%
- Households under $25,000
- 10.7%
- Texas: 15.0%
- A $400 emergency equals
- 1.6 days of income
Payday and installment loan stores in Humble
For comparison: storefront payday, installment and title lenders in Humble with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 19757 Eastex Fwy Humble, TX 77338 | (281) 446-2274 | — | 4.9 |
| 3103 FM 1960 Ste B Humble, TX 77338 | (281) 821-7880 | — | 4.9 |
| 3824 Atascocita Road #116 Humble, TX 77396 | (281) 852-5316 | — | 4.9 |
|
Texas Car Title and Payday Loan Services
3 stores in Humble
texascartitleandpaydayloanservicesinc.com
|
|||
| 1520 1st St E Humble, TX 77338 | (281) 446-1235 | — | 4.7 |
| 3422 FM 1960 Humble, TX 77338 | (281) 443-4141 | — | 4.9 |
| 6730 Atascocita Road Ste. 103 Humble, TX 77346 | (281) 812-8822 | — | 4.9 |
| 20119B US-59 Humble, TX 77338 | (281) 446-1171 | — | 3.5 |
| 6312 Farm to Market 1960 Rd E Humble, TX 77346 | (281) 540-1020 | — | 4.2 |
| 268 1st St Humble, TX 77338 | (281) 973-3860 | — | 5.0 |
| 9467 Farm to Market 1960 Bypass Rd W Ste 200 Humble, TX 77338 | (281) 540-2032 | — | 5.0 |
| 113-A 1st Street West Humble, TX 77338 | (281) 446-1811 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
— |
| 236 Farm to Market 1960 Bypass Rd E Humble, TX 77338 | (281) 540-0700 | — | 5.0 |
| 9777 Farm to Market 1960 Bypass Rd W Humble, TX 77338 | (346) 295-8001 | — | 4.5 |
| 9659 N Sam Houston Pkwy E #200 Humble, TX 77396 | (281) 305-4370 | — | 4.6 |
| 1420 Farm to Market 1960 Bypass Rd E Ste 107 Humble, TX 77338 | (281) 446-6232 | — | 4.9 |
| Western Finance 8840 Will Clayton Pkwy Ste C Humble, TX 77338 | (281) 319-5365 | — | 4.9 |
Pawn shops near Humble
More about Humble
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.