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Pawn Shops vs Payday Loans in Dallas, TX
70 pawn shops in and around Dallas — 5.1 per 100,000 residents, compared with 4.3 across Texas. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Dallas ranks #34 of 94 Texas cities with pawn shops by shops per resident.
- Pawn shops
- 70
- Pawn shops per 100k
- 5.1
- Texas: 4.3
- Big-chain shops
- 41
- Payday & loan stores
- 46
- Population
- 1,372,181
Pawn shops in Dallas: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Arcadia Precious Metals | 4307 W Jefferson Blvd Dallas, TX 75211 | (866) 634-4868 | — |
| Bee Back | 7102 Lake June Rd Dallas, TX 75217 | (214) 391-8559 | fronteraproduce.com |
| Bishop Jewelry | 124 W Jefferson Blvd Dallas, TX 75208 | (214) 943-2020 | bishopjewelry.com |
| Camp's Jewelry & Loan | 4007 W Camp Wisdom Rd Dallas, TX 75237 | (972) 296-0069 | — |
| Casa View Pawn Shop | 2520 Gus Thomasson Rd Dallas, TX 75228 | (214) 321-6579 | — |
| Cash America PawnChain | 10304 Forest Ln Dallas, TX 75243 | (214) 341-7296 | firstcash.com |
| Cash America PawnChain | 10502 E Northwest Hwy Dallas, TX 75238 | (214) 342-0666 | firstcash.com |
| Cash America PawnChain | 10625 Harry Hines Blvd Dallas, TX 75220 | (214) 350-4872 | cashamerica.com |
| Cash America PawnChain | 1131 E Ledbetter Dr Dallas, TX 75216 | (214) 372-2562 | firstcash.com |
| Cash America PawnChain | 12920 Midway Rd Dallas, TX 75244 | (972) 239-3711 | find.cashamerica.us |
| Cash America PawnChain | 14031 Coit Rd Dallas, TX 75240 | (972) 991-3373 | find.cashamerica.us |
| Cash America PawnChain | 1411 Martin Luther King Jr Blvd Dallas, TX 75215 | (214) 428-6088 | cashamerica.com |
| Cash America PawnChain | 2919 E Ledbetter Dr Dallas, TX 75216 | (214) 376-1511 | firstcash.com |
| Cash America PawnChain | 3333 S Lancaster Rd Dallas, TX 75216 | (214) 371-5123 | firstcash.com |
| Cash America PawnChain | 4923B Columbia Ave Dallas, TX 75214 | (214) 823-2642 | firstcash.com |
| Cash America PawnChain | 5010 Greenville Ave Dallas, TX 75206 | (214) 987-1254 | firstcash.com |
| Cash America PawnChain | 5016 Lemmon Ave Dallas, TX 75209 | (214) 443-0143 | find.cashamerica.us |
| Cash America PawnChain | 5342 Lemmon Ave Dallas, TX 75209 | (214) 521-1248 | cashamerica.com |
| Cash America PawnChain | 626 W Jefferson Blvd Dallas, TX 75208 | (214) 948-1522 | cashamerica.com |
| Cash America PawnChain | 6509 E Northwest Hwy Dallas, TX 75231 | (214) 369-7296 | cashamerica.com |
| Cash America PawnChain | 7125 S Polk St Ste 105 Dallas, TX 75232 | (972) 224-9279 | cashamerica.com |
| Cash America PawnChain | 7337-45 Gaston Ave Dallas, TX 75214 | (214) 328-9368 | cashamerica.com |
| Cash Plus Pawn | 5636 Alpha Rd Dallas, TX 75240 | (972) 387-4665 | cashpluspawn.net |
| Cash Plus Pawn | 9103 E R L Thornton Fwy Dallas, TX 75228 | (214) 324-8994 | cashpluspawn.net |
| Dallas Gold And Gun | 2461 N Stemmons Fwy Fl 2 Dallas, TX 75207 | (972) 295-9797 | — |
| East Grand Pawn Shop | 5421 E Grand Ave Dallas, TX 75223 | (214) 827-2420 | uncledanspawnshops.com |
| EZPAWNChain | 10025 Royal Ln Dallas, TX 75238 | (214) 221-1863 | ezpawn.com |
| EZPAWNChain | 1131 W Camp Wisdom Rd Dallas, TX 75232 | (214) 372-6071 | ezpawn.com |
| EZPAWNChain | 152 Buckner Blvd Dallas, TX 75217 | (214) 398-1463 | ezpawn.com |
| EZPAWNChain | 1707 S Buckner Blvd Dallas, TX 75217 | (214) 398-8393 | ezpawn.com |
| EZPAWNChain | 2112 Singleton Blvd Ste. 100 Dallas, TX 75212 | (214) 819-9902 | ezpawn.com |
| EZPAWNChain | 2940 S Buckner Blvd Dallas, TX 75227 | (214) 388-0727 | ezpawn.com |
| EZPAWNChain | 3311 S Lancaster Rd Dallas, TX 75216 | (214) 372-4900 | ezpawn.com |
| EZPAWNChain | 3515 Simpson Stuart Rd Dallas, TX 75241 | (214) 371-0558 | ezpawn.com |
| EZPAWNChain | 4727 S 2nd Ave Dallas, TX 75210 | (214) 428-3171 | ezpawn.com |
| EZPAWNChain | 4900 Ross Ave Dallas, TX 75206 | (214) 826-8420 | ezpawn.com |
| First Cash PawnChain | 10415 Garland Rd Dallas, TX 75218 | (214) 328-4900 | firstcash.com |
| First Cash PawnChain | 10664 Ferguson Rd Dallas, TX 75228 | (972) 686-3377 | firstcash.com |
| First Cash PawnChain | 10815 Harry Hines Blvd Dallas, TX 75220 | (214) 350-8696 | firstcash.com |
| First Cash PawnChain | 11140 Harry Hines Blvd. Suite 150 Dallas, TX 75229 | — | — |
| First Cash PawnChain | 118 E Jefferson Blvd #100 Dallas, TX 75203 | (214) 942-4286 | firstcash.com |
| First Cash PawnChain | 13331 Montfort Dr Dallas, TX 75240 | (972) 404-0363 | firstcash.com |
| First Cash PawnChain | 2701 W Davis St Dallas, TX 75211 | (214) 330-0545 | firstcash.com |
| First Cash PawnChain | 309 W Kiest Blvd Dallas, TX 75224 | (214) 371-6666 | firstcash.com |
| First Cash PawnChain | 3101 W Northwest Hwy Dallas, TX 75220 | (214) 351-1441 | firstcash.com |
| First Cash PawnChain | 3110 S Buckner Blvd Dallas, TX 75227 | (214) 381-0188 | firstcash.com |
| First Cash PawnChain | 3128 Forest Ln Dallas, TX 75234 | (972) 247-2015 | firstcash.com |
| First Cash PawnChain | 3216 Belt Line Rd. #606 Farmers Branch, TX 75234 | — | — |
| First Cash PawnChain | 606 S Buckner Blvd Dallas, TX 75217 | (214) 391-5526 | firstcash.com |
| First Cash PawnChain | 6620 Skillman St Dallas, TX 75231 | (214) 342-2525 | firstcash.com |
| Insta-Cash Pawn | 1207 Buckner Blvd Dallas, TX 75217 | (214) 398-4112 | instacashpawn.com |
| LG's Million Dollar Pawn & Gun | 407 W Jefferson Blvd Dallas, TX 75208 | (214) 942-7296 | larsongroup.org |
| North Dallas Pawn | 2636 Frankford Rd #107 Dallas, TX 75287 | (972) 306-3901 | northdallaspawn.com |
| P & J Pawn | 4501 Columbia Ave Dallas, TX 75226 | (214) 828-1313 | tiktok.com |
| Pawn Central | 2929 N Buckner Blvd Dallas, TX 75228 | (214) 328-4635 | pawncentraldallas.com |
| Pawn Depo | 2010 S Buckner Blvd Dallas, TX 75217 | (972) 807-6398 | pawndepot.com |
| Private Asset Loans | 4100 Spring Valley Rd Ste 164 Dallas, TX 75244 | (972) 685-3938 | — |
| Regent Pawn & Jewelry Co. | 4307 W Jefferson Blvd Dallas, TX 75211 | (214) 339-5433 | firstcash.com |
| Top Value Pawn | 8120 Harry Hines Blvd Dallas, TX 75235 | (214) 350-4435 | topvaluepawnshop.com |
| Uncle Dan's Pawn | 2105 W Northwest Hwy Dallas, TX 75220 | (972) 707-7009 | uncledanspawnshops.com |
| Uncle Dan's Pawn | 8012 Lake June Rd Dallas, TX 75217 | (214) 391-0474 | uncledanspawnshops.com |
| Uncle Dan's Pawn Shop | 1057 W Mockingbird Ln Dallas, TX 75247 | (214) 920-9972 | uncledanspawnshops.com |
| Uncle Dan's Pawn Shop | 5404 E Grand Ave Dallas, TX 75223 | (214) 823-8750 | shop.uncledanspawn.com |
| Uncle Dan's Pawn Shop | 8210 S Hampton Rd Dallas, TX 75232 | (972) 228-8524 | uncledanspawnshops.com |
| Uptown Gold & Silver Exchange | 2817 Howell St Unit 230 Dallas, TX 75204 | (214) 216-0505 | uptownbullion.com |
| Valu + Pawn | 10240 Harry Hines Blvd Dallas, TX 75220 | (214) 357-2083 | firstcash.com |
| Valu + Pawn | 2222 S. Buckner Blvd Dallas, TX 75227 | — | — |
| Valu + Pawn | 400 W Jefferson Blvd Dallas, TX 75208 | (214) 946-5387 | firstcash.com |
| Valu + Pawn | 8726 Lake June Road Dallas, TX 75217 | — | — |
| Village Jewelry and Loan | 3222 W Illinois Ave Dallas, TX 75211 | (214) 339-7296 | instacashpawn.com |
Pawn shops vs payday loan stores in Dallas
Dallas has 70 pawn shops and 46 payday, installment and title loan stores.
Pawn shops
70
5.1 per 100k residents
Payday & loan stores
46
3.4 per 100k residents
8 store chains
Biggest loan store chains in Dallas: TitleMax (15), ACE Cash Express (9), Oportun (9), Speedy Cash (4), Check 'n Go (3).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~662%+ APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Dallas
- 2.5%
- Pawn cost, share of monthly household income in Dallas
- 1.6%
- A $400 emergency equals
- 2.0 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Texas payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Texas law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in TX | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Texas | Pawnbrokers are licensed and regulated by Texas; fees, terms and holding periods are set by state law | Allowed, up to No limit (CSO Model); typical APR ~662%+ |
Dallas at a glance
- Median household income
- $73,456
- Texas: $81,963
- Poverty rate
- 16.7%
- Texas: 13.9%
- Households under $25,000
- 17.4%
- Texas: 15.0%
- A $400 emergency equals
- 2.0 days of income
Payday and installment loan stores in Dallas
For comparison: storefront payday, installment and title lenders in Dallas with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 10544 Walnut St #103 Dallas, TX 75243 | (214) 628-7635 | — | 3.4 |
| 10924 Garland Rd Dallas, TX 75218 | (214) 321-0273 | — | 5.0 |
| 1315 S Buckner Blvd Dallas, TX 75217 | (972) 728-9351 | — | 5.0 |
| 14039 Coit Rd Dallas, TX 75240 | (972) 773-8722 | — | 5.0 |
| 19021 Midway Rd Ste 400 Dallas, TX 75287 | (972) 862-2150 | — | 5.0 |
| 2506 S Buckner Blvd Ste 103 Dallas, TX 75227 | (214) 275-3969 | — | 5.0 |
| 2515 S Westmoreland Rd Dallas, TX 75211 | (972) 773-8219 | — | 5.0 |
| 3020 W Northwest Hwy Dallas, TX 75220 | (214) 351-0063 | — | 5.0 |
| 4109 W Camp Wisdom Rd Dallas, TX 75237 | (972) 709-7885 | — | 5.0 |
| 4129 W Jefferson Blvd Dallas, TX 75211 | (972) 707-5034 | — | 5.0 |
| 4848 Lemmon Ave Suite 104 Dallas, TX 75219 | (214) 414-0494 | — | 5.0 |
| 5026 Ross Ave Dallas, TX 75206 | (972) 581-1536 | — | 5.0 |
| 610 E Jefferson Blvd Ste 130 Dallas, TX 75203 | (972) 728-0494 | — | 4.9 |
| 6521 E NW Hwy Dallas, TX 75231 | (972) 773-8728 | — | 4.9 |
| 9147 Skillman St Ste 400 Dallas, TX 75243 | (214) 341-2551 | — | 5.0 |
| 1095 Wynnewood Plaza Dallas, TX 75224 | (214) 946-2274 | — | 4.7 |
| 1120 W Camp Wisdom Rd Dallas, TX 75232 | (972) 224-8074 | — | 4.9 |
| 3117 Al Lipscomb Way Dallas, TX 75215 | (214) 421-4894 | — | 4.9 |
| 3200 S Lancaster Rd Ste 170B Dallas, TX 75216 | (214) 375-6209 | — | 4.9 |
| 3306 W Camp Wisdom Rd Ste 120 Dallas, TX 75237 | (972) 709-1206 | — | 4.9 |
| 3714 W Ledbetter Dr A Dallas, TX 75233 | (214) 331-2081 | — | 4.7 |
| 5920 Samuell Blvd Dallas, TX 75228 | (214) 275-7663 | — | 4.9 |
| 9545 Lake June Rd Dallas, TX 75217 | (214) 309-0101 | — | 4.7 |
| 9730 Abrams Rd #107 Dallas, TX 75243 | (214) 340-2274 | — | 4.9 |
| 10325 Lake June Rd Ste 110 Dallas, TX 75217 | (469) 804-3746 | — | 4.8 |
| 14211 S Coit Rd Suite I Dallas, TX 75254 | (972) 755-3472 | — | 5.0 |
| 2550 Gus Thomasson Rd Dallas, TX 75228 | (469) 804-3659 | — | 4.9 |
| 2959 S Buckner Blvd Dallas, TX 75227 | (972) 755-3339 | — | 4.9 |
| 3420 W Illinois Ave Ste 200A Dallas, TX 75211 | (214) 273-4450 | — | 5.0 |
| 9751 Webb Chapel Rd #700 Dallas, TX 75220 | (214) 273-4449 | — | 4.8 |
| Inside El Rancho, 2770 Valwood Pkwy Farmers Branch, TX 75234 | (972) 755-3473 | — | 4.8 |
| Inside El Rio Grande, 2515 W Jefferson Blvd Dallas, TX 75211 | (469) 804-0590 | — | 5.0 |
| Inside Fiesta Mart, 3460 Webb Chapel Ext Dallas, TX 75220 | (214) 210-7173 | — | 5.0 |
| 10201 Lake June Rd Dallas, TX 75217 | (972) 329-0006 | — | 4.9 |
| 1441-45 E Kiest Blvd Dallas, TX 75216 | (214) 371-0086 | — | 4.9 |
| 2601 S Hampton Rd Dallas, TX 75224 | (214) 330-4500 | — | 4.9 |
| 3706 W Northwest Hwy Dallas, TX 75220 | (214) 351-7097 | — | 4.8 |
| 14207 S Coit Rd Ste 100 Dallas, TX 75254 | (469) 791-9106 | — | 4.9 |
| 2427 W Kiest Blvd Dallas, TX 75233 | (214) 331-6260 | — | 4.9 |
| 4010 Ross Ave Dallas, TX 75204 | (214) 827-0797 | — | 4.8 |
| 15250 Dallas Pkwy Ste. 400 Dallas, TX 75248 | (469) 289-5228 | — | 4.6 |
| 2525 W Wheatland Rd #280 Dallas, TX 75237 | (214) 329-1706 | — | 4.8 |
| 12225 Greenville Ave #430 Dallas, TX 75243 | (214) 575-4400 | — | 3.6 |
| 655 W Illinois Ave Ste 236A Dallas, TX 75224 | (469) 998-1891 | — | 3.4 |
| 2707 Buckner Blvd Dallas, TX 75227 | (469) 480-5889 | — | 4.9 |
| 3333 W Camp Wisdom Rd ste 126 Dallas, TX 75237 | (214) 943-3343 | — | 4.8 |
Pawn shops near Dallas
More about Dallas
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.