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Pawn Shops vs Payday Loans in Corpus Christi, TX
25 pawn shops in and around Corpus Christi — 7.8 per 100,000 residents, compared with 4.3 across Texas. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Corpus Christi ranks #9 of 94 Texas cities with pawn shops by shops per resident.
- Pawn shops
- 25
- Pawn shops per 100k
- 7.8
- Texas: 4.3
- Big-chain shops
- 21
- Payday & loan stores
- 28
- Population
- 318,904
Pawn shops in Corpus Christi: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Automatic Pawn | 10338 S Padre Island Dr Corpus Christi, TX 78418 | (361) 937-7296 | — |
| Cash America PawnChain | 2110 Agnes St Corpus Christi, TX 78405 | (361) 884-5382 | find.cashamerica.us |
| Cash America PawnChain | 2908 S Port Ave Corpus Christi, TX 78405 | (361) 888-4318 | find.cashamerica.us |
| Cash America PawnChain | 4365 S Port Ave Corpus Christi, TX 78415 | (361) 854-2305 | t.co |
| Cash America PawnChain | 5218 Kostoryz Rd Corpus Christi, TX 78415 | (361) 855-8042 | firstcash.com |
| EZPAWNChain | 2203 Leopard St Corpus Christi, TX 78408 | (361) 888-7296 | ezpawn.com |
| EZPAWNChain | 3700 Baldwin Blvd Corpus Christi, TX 78405 | (361) 882-7296 | ezpawn.com |
| EZPAWNChain | 3920 S Padre Island Dr Corpus Christi, TX 78415 | (361) 852-5100 | ezpawn.com |
| EZPAWNChain | 5809 Weber Rd Corpus Christi, TX 78413 | (361) 857-7296 | ezpawn.com |
| First Cash PawnChain | 11223 Up River Rd Corpus Christi, TX 78410 | (361) 241-4463 | firstcash.com |
| First Cash PawnChain | 1401 Waldron Rd Corpus Christi, TX 78418 | (361) 937-8343 | firstcash.com |
| First Cash PawnChain | 1620 S Padre Island Dr #120 Corpus Christi, TX 78416 | (361) 852-0520 | — |
| First Cash PawnChain | 2104 Morgan Ave Corpus Christi, TX 78405 | (361) 888-6868 | firstcash.com |
| First Cash PawnChain | 2746 S Staples St Corpus Christi, TX 78404 | (361) 857-2274 | firstcash.com |
| First Cash PawnChain | 2821 Airline Rd Corpus Christi, TX 78414 | (361) 906-0449 | — |
| First Cash PawnChain | 3710 IH-69 Access Rd Corpus Christi, TX 78410 | (361) 248-4215 | firstcash.com |
| First Cash PawnChain | 3775 Leopard St Corpus Christi, TX 78408 | (361) 887-1925 | ww2.firstcash.com |
| First Cash PawnChain | 3818 S Staples St A Corpus Christi, TX 78411 | (361) 371-3104 | firstcash.com |
| First Cash PawnChain | 4126 S Padre Island Dr Corpus Christi, TX 78411 | (361) 225-2190 | firstcash.com |
| First Cash PawnChain | 4336 Ayers St Corpus Christi, TX 78415 | (361) 855-1232 | firstcash.com |
| First Cash PawnChain | 4830 Everhart Rd Corpus Christi, TX 78411 | (361) 906-0470 | firstcash.com |
| First Cash PawnChain | 5017 Saratoga Blvd #137 Corpus Christi, TX 78413 | (361) 991-1017 | firstcash.com |
| Gold N Things | 11020 Leopard St Corpus Christi, TX 78410 | (361) 242-9434 | goldnthingspawn.com |
| Gold N Things | 2501 Ayers St Corpus Christi, TX 78404 | (361) 883-3013 | goldnthingspawn.com |
| Modern Pawn & Guns | 1701 Airline Rd Suite 101 Corpus Christi, TX 78412 | (361) 993-9390 | modernpawnandguns.com |
Pawn shops vs payday loan stores in Corpus Christi
Corpus Christi has 28 payday, installment and title loan stores but only 25 pawn shops.
Pawn shops
25
7.8 per 100k residents
Payday & loan stores
28
8.8 per 100k residents
13 store chains
Biggest loan store chains in Corpus Christi: ACE Cash Express (7), Security Finance (3), Speedy Cash (3), Cash Store (2), OneMain Financial (2).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~662%+ APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Corpus Christi
- 2.6%
- Pawn cost, share of monthly household income in Corpus Christi
- 1.8%
- A $400 emergency equals
- 2.1 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Texas payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Texas law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in TX | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Texas | Pawnbrokers are licensed and regulated by Texas; fees, terms and holding periods are set by state law | Allowed, up to No limit (CSO Model); typical APR ~662%+ |
Corpus Christi at a glance
- Median household income
- $68,495
- Texas: $81,963
- Poverty rate
- 17.6%
- Texas: 13.9%
- Households under $25,000
- 18.5%
- Texas: 15.0%
- A $400 emergency equals
- 2.1 days of income
Payday and installment loan stores in Corpus Christi
For comparison: storefront payday, installment and title lenders in Corpus Christi with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1209 Waldron Rd Corpus Christi, TX 78418 | (361) 937-5620 | — | 4.8 |
| 1305 S Port Ave Corpus Christi, TX 78405 | (361) 882-1205 | — | 4.8 |
| 1805 S Padre Island Dr Corpus Christi, TX 78416 | (361) 814-1416 | — | 4.9 |
| 3765 Leopard St Corpus Christi, TX 78408 | (361) 888-9415 | — | 4.9 |
| 4130 Ayers St Corpus Christi, TX 78415 | (361) 857-0131 | — | 4.9 |
| 5425 S Padre Island Dr #105 Corpus Christi, TX 78411 | (361) 991-9206 | — | 4.9 |
| 5634 Weber Rd Ste A Corpus Christi, TX 78411 | (361) 225-4615 | — | 4.8 |
| 10926 Leopard St A Corpus Christi, TX 78410 | (361) 241-5580 | — | 4.3 |
| 4701 Ayers St Suite 500 Corpus Christi, TX 78415 | (361) 854-0108 | — | 4.7 |
| Security Credit 5230 Kostoryz Rd Ste 8 Corpus Christi, TX 78415 | (361) 857-5624 | — | 4.9 |
| 11217 Leopard St # 1 Corpus Christi, TX 78410 | (361) 241-2370 | — | 4.8 |
| 4009 S Padre Island Dr Corpus Christi, TX 78411 | (361) 806-2068 | — | 4.9 |
| 4701 Ayers St Ste 600-10 Corpus Christi, TX 78415 | (361) 852-1242 | — | 5.0 |
| 4425 Kostoryz Rd Ste B Corpus Christi, TX 78415 | (361) 225-2709 | — | 4.9 |
| 6181 Saratoga Blvd Ste 101 Corpus Christi, TX 78414 | (361) 906-0237 | — | 4.9 |
| 5625 Saratoga Blvd Ste 211 Corpus Christi, TX 78414 | (361) 992-7711 | — | 4.6 |
| 6012 S Padre Island Dr Corpus Christi, TX 78412 | (361) 992-4550 | — | 4.1 |
| 2773 S Staples St Corpus Christi, TX 78404 | (361) 814-2986 | — | 4.8 |
| 4918 Ayers St #110 Corpus Christi, TX 78415 | (361) 814-2986 | — | 4.9 |
| 4517 Everhart Rd Corpus Christi, TX 78411 | (361) 855-1463 | — | 5.0 |
| 5839 Weber Rd Corpus Christi, TX 78413 | (361) 225-2411 | — | 5.0 |
| Western Finance 4316 Ayers St Corpus Christi, TX 78415 | (361) 857-0081 | — | 4.9 |
| Western Finance Weber Square Shopping Center, 5841 Weber Rd Corpus Christi, TX 78413 | (361) 404-5244 | — | 5.0 |
| 4117 S Staples St #270 Corpus Christi, TX 78411 | (361) 248-5550 | — | 4.9 |
| 5656 Weber Rd., Ste. 102 Corpus Christi, TX 78411 | (361) 854-5136 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
— |
| 4114 Ayers St Corpus Christi, TX 78415 | (361) 853-4666 | — | 4.2 |
| 5638 Saratoga Blvd #104 Corpus Christi, TX 78414 | (361) 356-7572 | — | 5.0 |
| 6113 Saratoga Blvd Ste C Corpus Christi, TX 78414 | (361) 500-6525 | — | 4.8 |
Pawn shops near Corpus Christi
More about Corpus Christi
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.