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Pawn Shops vs Payday Loans in Arlington, TX
15 pawn shops in and around Arlington — 3.8 per 100,000 residents, compared with 4.3 across Texas. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Arlington ranks #51 of 94 Texas cities with pawn shops by shops per resident.
- Pawn shops
- 15
- Pawn shops per 100k
- 3.8
- Texas: 4.3
- Big-chain shops
- 9
- Payday & loan stores
- 18
- Population
- 399,411
Pawn shops in Arlington: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Cash America PawnChain | 123 S Collins St Arlington, TX 76010 | (817) 274-1677 | firstcash.com |
| Cash America PawnChain | 1410 E Abram St Arlington, TX 76010 | (817) 795-7253 | cashamerica.com |
| Cash America PawnChain | 1754 W Division St Arlington, TX 76012 | (817) 860-1950 | firstcash.com |
| Cash America PawnChain | 300 N Center St Arlington, TX 76011 | (817) 275-4681 | firstcash.com |
| Cash America PawnChain | 3500 S Cooper St Ste 100 Arlington, TX 76015 | (817) 557-0027 | firstcash.com |
| Cash America PawnChain | 6400 S Cooper St Arlington, TX 76001 | (817) 557-2020 | find.cashamerica.us |
| Cash Plus Pawn | 4400 Matlock Rd Arlington, TX 76018 | (682) 276-6623 | — |
| Doc Holliday's Pawn Shop | 1958 E Park Row Dr Arlington, TX 76010 | (817) 459-1826 | firstcash.com |
| Fiesta Texas Pawn | 706 N Watson Rd Arlington, TX 76011 | (817) 385-0345 | fiestatexaspawn.net |
| First Cash PawnChain | 2916 S Cooper St Arlington, TX 76015 | (817) 467-4466 | firstcash.com |
| First Cash PawnChain | 501 N Collins St Arlington, TX 76011 | (817) 265-8518 | firstcash.com |
| First Cash PawnChain | 831 E Pioneer Pkwy Arlington, TX 76010 | (817) 265-9775 | firstcash.com |
| North Arlington Pawn | 2308 N Collins St Arlington, TX 76011 | (817) 277-8809 | — |
| Pioneer Pawn | 2701 W Pioneer Pkwy Arlington, TX 76013 | (817) 795-5600 | — |
| Trader Jim's Ii Pawn Shop | 929 W Division St Arlington, TX 76012 | (817) 275-2629 | — |
Pawn shops vs payday loan stores in Arlington
Arlington has 18 payday, installment and title loan stores but only 15 pawn shops.
Pawn shops
15
3.8 per 100k residents
Payday & loan stores
18
4.5 per 100k residents
11 store chains
Biggest loan store chains in Arlington: TitleMax (5), ACE Cash Express (4), Check 'n Go (1), Lendmark Financial Services (1), Mariner Finance (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~662%+ APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Arlington
- 2.3%
- Pawn cost, share of monthly household income in Arlington
- 1.5%
- A $400 emergency equals
- 1.9 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Texas payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Texas law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in TX | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Texas | Pawnbrokers are licensed and regulated by Texas; fees, terms and holding periods are set by state law | Allowed, up to No limit (CSO Model); typical APR ~662%+ |
Arlington at a glance
- Median household income
- $78,705
- Texas: $81,963
- Poverty rate
- 13.1%
- Texas: 13.9%
- Households under $25,000
- 12.9%
- Texas: 15.0%
- A $400 emergency equals
- 1.9 days of income
Payday and installment loan stores in Arlington
For comparison: storefront payday, installment and title lenders in Arlington with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1015 E Pioneer Pkwy Arlington, TX 76010 | (817) 459-8001 | — | 4.9 |
| 1112 N Collins St Arlington, TX 76011 | (817) 460-1433 | — | 4.9 |
| 2424 W Pioneer Pkwy Ste A Pantego, TX 76013 | (817) 566-1177 | — | 5.0 |
| 4311 Little Rd #101 Arlington, TX 76016 | (817) 516-3529 | — | 4.9 |
| 5500 S Cooper St #100 Arlington, TX 76017 | (817) 472-8940 | — | 4.9 |
| 2230 N Collins St Arlington, TX 76011 | (817) 861-2414 | — | 4.9 |
| 4701 S Cooper St Ste 101 Arlington, TX 76017 | (817) 375-0016 | — | 4.9 |
| 4801 Little Rd Ste 127 Arlington, TX 76017 | (817) 563-1437 | — | 4.6 |
| 934 N Collins St Ste B Arlington, TX 76011 | (817) 274-5275 | — | 4.8 |
| 5415 S Cooper St #109 Arlington, TX 76017 | (817) 419-9273 | — | 4.9 |
| 5001 S Cooper St Arlington, TX 76017 | (682) 284-0567 | — | 3.9 |
| 4101 S Cooper St Ste 109 Arlington, TX 76015 | (817) 983-7013 | — | 4.7 |
| 4000 Retail Connection Way #117 Arlington, TX 76018 | (817) 465-9288 | — | 1.8 |
| Inside El Rancho, 1909 E Park Row Dr Arlington, TX 76010 | (682) 587-1837 | — | 5.0 |
| 852 Secretary Dr Arlington, TX 76015 | (817) 276-1100 | — | 4.9 |
| 815 E Pioneer Pkwy Arlington, TX 76010 | (817) 261-2444 | — | 4.8 |
| 2824 S Cooper St Ste 121 Arlington, TX 76015 | (682) 323-3946 | — | 4.8 |
|
Texas Car Title and Payday Loan Services
1 store in Arlington
texascartitleandpaydayloanservicesinc.com
|
|||
| 2222 S Bowen Rd Arlington, TX 76013 | (817) 795-2100 | — | 4.8 |
Pawn shops near Arlington
More about Arlington
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.