Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Pawn Shops vs Payday Loans in Myrtle Beach, SC
8 pawn shops in and around Myrtle Beach — 4.6 per 100,000 residents, compared with 3.2 across South Carolina. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Myrtle Beach ranks #8 of 24 South Carolina cities with pawn shops by shops per resident.
- Pawn shops
- 8
- Pawn shops per 100k
- 4.6
- South Carolina: 3.2
- Big-chain shops
- 0
- Payday & loan stores
- 9
- Population
- 172,796
Pawn shops in Myrtle Beach: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Bay Pawn And Jewelry | 4715 S Kings Hwy Myrtle Beach, SC 29575 | (843) 238-7296 | baypawnandjewelry.com |
| Beach Monkeys Buy Sell Trade | 4620 Highway 544 Myrtle Beach, SC 29588 | (843) 251-6367 | cellphonerepairmyrtlebeach.com |
| Dick's Pawn Superstore | 1155 Dick Pond Rd Myrtle Beach, SC 29575 | (843) 903-7296 | dickspawn.com |
| Dick's Pawn Superstore | 4765 Highway 501 Myrtle Beach, SC 29579 | (843) 903-7296 | dickspawn.com |
| Dick's Pawn Superstore East | 1852 Mr Joe White Ave Myrtle Beach, SC 29577 | (843) 903-7296 | dickspawn.com |
| Friendly Pawn | 2460 U.S. 17 Business South Myrtle Beach, SC 29575 | (843) 652-0171 | friendly-pawn.com |
| Myrtle Beach Pawn & Guns, Llc | 1007 Broadway St Myrtle Beach, SC 29577 | (843) 626-7975 | — |
| Pawn Shop | 3624 Socastee Blvd Myrtle Beach, SC 29588 | (843) 293-8900 | pawnshop.com |
Pawn shops vs payday loan stores in Myrtle Beach
Myrtle Beach has 9 payday, installment and title loan stores but only 8 pawn shops.
Pawn shops
8
4.6 per 100k residents
Payday & loan stores
9
5.2 per 100k residents
8 store chains
Biggest loan store chains in Myrtle Beach: TitleMax (2), 1st Franklin Financial (1), Advance America (1), Check 'n Go (1), Lendmark Financial Services (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~391% APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Myrtle Beach
- 2.7%
- Pawn cost, share of monthly household income in Myrtle Beach
- 1.8%
- A $400 emergency equals
- 2.2 days of income
Payday: the SC maximum — $75 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by South Carolina law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in SC | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in South Carolina | Pawnbrokers are licensed and regulated by South Carolina; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~391% |
Myrtle Beach at a glance
- Median household income
- $66,179
- South Carolina: $69,406
- Poverty rate
- 12.0%
- South Carolina: 14.4%
- Households under $25,000
- 15.3%
- South Carolina: 17.7%
- A $400 emergency equals
- 2.2 days of income
Payday and installment loan stores in Myrtle Beach
For comparison: storefront payday, installment and title lenders in Myrtle Beach with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1627 US-501 Ste A Myrtle Beach, SC 29577 | (843) 444-4641 | — | 4.9 |
| 4811 US Highway 17 Bypass South Ste 1 Myrtle Beach, SC 29577 | (843) 735-5297 | — | 4.9 |
| 3076 Dick Pond Rd Ste 3 Myrtle Beach, SC 29588 | (843) 294-1212 | — | 4.8 |
| 5022 Dick Pond Road, #3 Myrtle Beach, SC 29588 | (843) 293-0184 | Mon–Fri 9:00 AM – 5:30 PM Sat–Sun closed |
— |
| 612 S Kings Hwy Myrtle Beach, SC 29577 | (843) 445-9985 | — | 4.9 |
| 1399 S Commons Dr Unit B1 Myrtle Beach, SC 29588 | (843) 492-6272 | — | 4.7 |
| 10772 Kings Rd Myrtle Beach, SC 29572 | (843) 353-2370 | — | 4.8 |
| 1620 Farrow Pkwy Ste A6 Myrtle Beach, SC 29577 | (843) 448-4326 | — | 3.7 |
| 854 Jason Blvd D Myrtle Beach, SC 29577 | (843) 448-9095 | — | 4.8 |
Pawn shops near Myrtle Beach
More about Myrtle Beach
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.