Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Pawn Shops vs Payday Loans in Greenville, SC
10 pawn shops in and around Greenville — 4.3 per 100,000 residents, compared with 3.2 across South Carolina. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Greenville ranks #10 of 24 South Carolina cities with pawn shops by shops per resident.
- Pawn shops
- 10
- Pawn shops per 100k
- 4.3
- South Carolina: 3.2
- Big-chain shops
- 6
- Payday & loan stores
- 18
- Population
- 231,120
Pawn shops in Greenville: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Cash America PawnChain | 2516 E North St Greenville, SC 29615 | (864) 268-8877 | firstcash.com |
| Cash America PawnChain | 3 Farrs Bridge Rd Greenville, SC 29617 | (864) 294-1001 | find.cashamerica.us |
| Cash America PawnChain | 307 Mauldin Rd Greenville, SC 29605 | (864) 271-0737 | firstcash.com |
| Dewey's Pawn Shop | 5900 Augusta Rd Greenville, SC 29605 | (864) 422-0072 | deweyspawn.com |
| Fast Cash Pawn Shop | 4613 White Horse Rd Greenville, SC 29611 | (864) 269-7040 | americanpawnexchange.com |
| First Cash PawnChain | 1300 S Pleasantburg Dr Ste A Greenville, SC 29605 | (864) 277-6870 | firstcash.com |
| First Cash PawnChain | 3235 Augusta St Greenville, SC 29605 | (864) 422-9660 | firstcash.com |
| First Cash PawnChain | 516 Rutherford St Greenville, SC 29609 | (864) 242-2879 | checksmartstores.com |
| Pleasantburg Gun & Pawn Shop | 502 E Blue Ridge Dr Greenville, SC 29609 | (864) 233-9921 | npgpawn.com |
| Reds Pawn Shop | 1225 Pendleton St Greenville, SC 29611 | (864) 295-3220 | — |
Pawn shops vs payday loan stores in Greenville
Greenville has 18 payday, installment and title loan stores but only 10 pawn shops.
Pawn shops
10
4.3 per 100k residents
Payday & loan stores
18
7.8 per 100k residents
10 store chains
Biggest loan store chains in Greenville: TitleMax (6), Check 'n Go (3), Advance America (2), 1st Franklin Financial (1), ACE Cash Express (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~391% APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Greenville
- 2.8%
- Pawn cost, share of monthly household income in Greenville
- 1.9%
- A $400 emergency equals
- 2.3 days of income
Payday: the SC maximum — $75 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by South Carolina law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in SC | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in South Carolina | Pawnbrokers are licensed and regulated by South Carolina; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~391% |
Greenville at a glance
- Median household income
- $63,701
- South Carolina: $69,406
- Poverty rate
- 14.9%
- South Carolina: 14.4%
- Households under $25,000
- 17.9%
- South Carolina: 17.7%
- A $400 emergency equals
- 2.3 days of income
Payday and installment loan stores in Greenville
For comparison: storefront payday, installment and title lenders in Greenville with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1860 Woodruff Rd Ste A Greenville, SC 29607 | (864) 329-8613 | — | 5.0 |
| 2 Farrs Bridge Rd Greenville, SC 29617 | (864) 553-7999 | — | 5.0 |
| 201 Mauldin Rd Suite A Greenville, SC 29605 | (864) 277-2032 | — | 4.9 |
| 3120 White Horse Rd Greenville, SC 29611 | (864) 269-0116 | — | 5.0 |
| 6114 White Horse Rd Ste A Greenville, SC 29611 | (864) 220-5055 | — | 5.0 |
| 947 N Pleasantburg Dr Greenville, SC 29607 | (864) 421-0970 | — | 5.0 |
| 1641 Woodruff Rd Unit 6 Greenville, SC 29615 | (864) 284-9800 | — | 4.9 |
| 3601 E North St Ste 3 Greenville, SC 29615 | (864) 609-0690 | — | 5.0 |
| 6133 White Horse Rd Greenville, SC 29611 | (864) 412-4251 | — | 4.9 |
| 1178 Woodruff Rd., Ste. 1 Greenville, SC 29607 | (864) 234-0999 | Mon–Fri 9:00 AM – 5:30 PM Sat 9:00 AM – 12:00 PM Sun closed |
— |
| 3403 W. Blue Ridge Drive Greenville, SC 29611 | (864) 269-9059 | Mon–Fri 9:00 AM – 5:30 PM Sat 9:00 AM – 12:00 PM Sun closed |
— |
| 2537 N Pleasantburg Dr Ste B Greenville, SC 29609 | (864) 232-1746 | — | 4.8 |
| 1259 S Pleasantburg Dr Ste b Greenville, SC 29605 | (864) 277-9987 | — | 4.9 |
| 101 Verdae Blvd Ste 340 Greenville, SC 29607 | (864) 284-0816 | — | 4.6 |
| 2537 N Pleasantburg Dr C Greenville, SC 29609 | (864) 232-9571 | — | 4.4 |
| 1511 Woodruff Rd D Greenville, SC 29607 | (864) 234-6738 | — | 3.5 |
| 2400 N Pleasantburg Dr Ste i Greenville, SC 29609 | (864) 268-7768 | — | 4.4 |
| 220 N Main St Suite 500 Greenville, SC 29601 | (704) 831-3800 | — | 4.8 |
Pawn shops near Greenville
More about Greenville
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.