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Pawn Shops vs Payday Loans in Pittsburgh, PA
7 pawn shops in and around Pittsburgh — 1.0 per 100,000 residents, compared with 1.0 across Pennsylvania. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Pittsburgh ranks #25 of 25 Pennsylvania cities with pawn shops by shops per resident.
- Pawn shops
- 7
- Pawn shops per 100k
- 1.0
- Pennsylvania: 1.0
- Big-chain shops
- 0
- Payday & loan stores
- 22
- Population
- 690,893
Pawn shops in Pittsburgh: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Broff's Diamond and Loan Co. | 715 Liberty Ave Pittsburgh, PA 15222 | (412) 566-1728 | broffsdiamondloan.com |
| Diamond & Gold Buyers of Pittsburgh | 1112 Freeport Rd Pittsburgh, PA 15238 | (412) 408-3470 | pghdiamondsandgold.com |
| Gelman Loan Corporation | 6490 Frankstown Ave Pittsburgh, PA 15206 | (412) 661-3818 | gelmanloan.com |
| Gold Rush Pittsburgh | 2830 W Liberty Ave #2 Dormont, PA 15216 | (724) 712-0914 | goldrushco.com |
| Main Loan Office Inc | 503 E Ohio St Pittsburgh, PA 15212 | (412) 231-1155 | — |
| Southside Jewelers and More | 1821 E Carson St Pittsburgh, PA 15203 | (412) 481-8448 | southsidejewelers.com |
| Sparklez Jewelry and Loan | 475 Mt Lebanon Blvd Pittsburgh, PA 15234 | (412) 835-8805 | sparklez.com |
Pawn shops vs payday loan stores in Pittsburgh
Pittsburgh has 22 payday, installment and title loan stores but only 7 pawn shops.
Pawn shops
7
1.0 per 100k residents
Payday & loan stores
22
3.2 per 100k residents
5 store chains
Biggest loan store chains in Pittsburgh: ACE Cash Express (11), OneMain Financial (4), Mariner Finance (3), Lendmark Financial Services (2), loanDepot (2).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Pennsylvania) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Pittsburgh
- 2.3%
- Pawn cost, share of monthly household income in Pittsburgh
- 1.5%
- A $400 emergency equals
- 1.9 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Pennsylvania payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Pennsylvania law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in PA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Pennsylvania | Pawnbrokers are licensed and regulated by Pennsylvania; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Pennsylvania |
Pittsburgh at a glance
- Median household income
- $78,059
- Pennsylvania: $81,657
- Poverty rate
- 13.3%
- Pennsylvania: 11.9%
- Households under $25,000
- 17.1%
- Pennsylvania: 15.3%
- A $400 emergency equals
- 1.9 days of income
Payday and installment loan stores in Pittsburgh
For comparison: storefront payday, installment and title lenders in Pittsburgh with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 129 Lincoln Ave Pittsburgh, PA 15209 | (412) 821-0769 | — | 4.9 |
| 1922 Spring Garden Ave Pittsburgh, PA 15212 | (412) 322-4338 | — | 4.9 |
| 2020 E Carson St Pittsburgh, PA 15203 | (412) 431-4047 | — | 4.8 |
| 206 Fifth Ave Pittsburgh, PA 15222 | (412) 201-2018 | — | 4.8 |
| 21 Yost Blvd Ste 132 Pittsburgh, PA 15221 | (412) 829-3997 | — | 4.9 |
| 2351 Noblestown Rd b3 Pittsburgh, PA 15205 | (412) 921-7123 | — | 4.9 |
| 248 Brownsville Rd Mount Oliver, PA 15210 | (412) 381-2354 | — | 4.9 |
| 4528 Liberty Ave Pittsburgh, PA 15224 | (412) 621-5968 | — | 4.9 |
| 656 Lincoln Ave Pittsburgh, PA 15202 | (412) 766-1047 | — | 4.9 |
| 722 Penn Ave Pittsburgh, PA 15221 | (412) 247-9837 | — | 5.0 |
| 7773 McKnight Rd Pittsburgh, PA 15237 | (412) 369-9865 | — | 4.9 |
| 3274 Babcock Blvd #4 Pittsburgh, PA 15237 | (412) 369-0414 | — | 3.3 |
| 3613 Library Rd Pittsburgh, PA 15234 | (412) 881-6915 | — | 4.5 |
| 400 Penn Center Blvd Ste 410 Pittsburgh, PA 15235 | (412) 829-8189 | — | 4.8 |
| 875 Greentree Rd #260 Pittsburgh, PA 15220 | (412) 881-6915 | — | 3.2 |
| 1800 Golden Mile Hwy #102 Plum, PA 15239 | (724) 519-8989 | — | 4.9 |
| 4700 McKnight Rd Ste 1B Pittsburgh, PA 15237 | (724) 419-2860 | — | 4.9 |
| 560 Clairton Blvd # D Pittsburgh, PA 15236 | (412) 543-4083 | — | 4.7 |
| 300 Curry Hollow Rd Pleasant Hills, PA 15236 | (412) 568-3755 | — | 4.4 |
| 6538 Steubenville Pike Pittsburgh, PA 15205 | (412) 208-4585 | — | 4.4 |
| 201 Penn Center Blvd Ste 400 Pittsburgh, PA 15235 | (412) 465-1301 | — | 3.4 |
| 651 Holiday Dr Pittsburgh, PA 15220 | (412) 737-2575 | — | 2.5 |
Pawn shops near Pittsburgh
More about Pittsburgh
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.