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Pawn Shops vs Payday Loans in Portland, OR
18 pawn shops in and around Portland — 1.9 per 100,000 residents, compared with 1.6 across Oregon. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Portland ranks #6 of 11 Oregon cities with pawn shops by shops per resident.
- Pawn shops
- 18
- Pawn shops per 100k
- 1.9
- Oregon: 1.6
- Big-chain shops
- 3
- Payday & loan stores
- 11
- Population
- 929,296
Pawn shops in Portland: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| 99 Pawn & Gun | 14110 Se Mcloughlin Blvd Ste 1 Portland, OR 97267 | (503) 653-7831 | 99pawnandgun.com |
| A-1 Hawk | 12314 SE Division St Portland, OR 97236 | (503) 760-0700 | a1hawk.com |
| A1 Hawk | 16119 SE Stark St Portland, OR 97233 | (503) 257-9758 | a1hawk.com |
| All That Glitters | 12200 SE Division St Portland, OR 97236 | (503) 761-9699 | firstcash.com |
| All That Glitters | 15114 SE McLoughlin Blvd Portland, OR 97267 | (503) 785-1168 | allthatglitterspawn.com |
| All That Glitters | 2932 N Lombard St Portland, OR 97217 | (503) 247-1019 | allthatglitterspawn.com |
| All That Glitters Tigard | 13185 SW Pacific Hwy Tigard, OR 97223 | (503) 968-9510 | allthatglitterspawn.com |
| Hawkers Locker Inc | 933 NE 82nd Ave Portland, OR 97220 | (503) 252-5423 | hawkerslocker.com |
| Liberty Buy Sell | 5939 SE 82nd Ave Portland, OR 97266 | (503) 777-9559 | libertybuysellpdx.com |
| Money Market Pawn Shop | 13607 SE Powell Blvd Portland, OR 97236 | (503) 760-1776 | moneymarketpawn.com |
| Pacific Pawn & Cash LLC PO 0410 | 11146 NE Halsey St Portland, OR 97220 | (503) 252-9810 | location.westernunion.com:443 |
| Pawn Central | 12227 SE Stark St Portland, OR 97233 | (503) 206-4540 | instagram.com |
| Silver Lining Jewelry & Loan | 2122 NE Sandy Blvd Portland, OR 97232 | (503) 813-9273 | pawntalk.com |
| Silver Lining Jewelry and Loan | 300 SE 181st Ave Portland, OR 97233 | (503) 667-2210 | pawntalk.com |
| Tigard Pawn 4 More | 11940 SW Pacific Hwy Ste A Tigard, OR 97223 | (503) 624-7800 | tigardpawn4more.com |
| USA PawnChain | 15621 SE McLoughlin Blvd Portland, OR 97267 | (503) 353-1762 | usapawnandjewelry.com |
| USA PawnChain | 18449 SE Stark St Portland, OR 97233 | (503) 912-0600 | usapawnandjewelry.com |
| USA PawnChain | 8001 SE Powell Blvd Portland, OR 97206 | (503) 774-2051 | usapawnandjewelry.com |
Pawn shops vs payday loan stores in Portland
Portland has 18 pawn shops and 11 payday, installment and title loan stores.
Pawn shops
18
1.9 per 100k residents
Payday & loan stores
11
1.2 per 100k residents
4 store chains
Biggest loan store chains in Portland: ACE Cash Express (6), OneMain Financial (3), Speedy Cash (1), loanDepot (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~154% APR) | $50.00 fee every 2 weeks, renewed once | $100.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Portland
- 1.2%
- Pawn cost, share of monthly household income in Portland
- 1.2%
- A $400 emergency equals
- 1.5 days of income
Payday: the OR maximum — $50 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Oregon law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in OR | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Oregon | Pawnbrokers are licensed and regulated by Oregon; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~154% |
Portland at a glance
- Median household income
- $96,109
- Oregon: $83,810
- Poverty rate
- 11.3%
- Oregon: 11.9%
- Households under $25,000
- 12.8%
- Oregon: 13.9%
- A $400 emergency equals
- 1.5 days of income
Payday and installment loan stores in Portland
For comparison: storefront payday, installment and title lenders in Portland with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 11705 SW Pacific Hwy Ste Y Tigard, OR 97223 | (503) 968-1010 | — | 4.7 |
| 11902 SE Stark St Portland, OR 97216 | (503) 255-2274 | — | 4.6 |
| 16502 SE Division St H Portland, OR 97236 | (503) 760-4600 | — | 4.7 |
| 2722 N Lombard St Portland, OR 97217 | (503) 285-2929 | — | 4.5 |
| 2929 SE Powell Blvd Portland, OR 97202 | (503) 233-2274 | — | 4.5 |
| 5600 NE Martin Luther King Jr Blvd Portland, OR 97211 | (503) 287-6669 | — | 4.8 |
| 4340 NE Sandy Blvd Portland, OR 97213 | (503) 282-3284 | — | 3.4 |
| 9732 SE Washington St Ste K Portland, OR 97216 | (503) 256-0969 | — | 3.1 |
| 9900 SW Greenburg Rd #180 Tigard, OR 97223 | (503) 665-4194 | — | 3.9 |
| Rapid Cash 12131 SE Powell Blvd Portland, OR 97266 | (503) 762-2224 | — | 4.9 |
| 9600 SW Oak St #520 Tigard, OR 97223 | (971) 762-1310 | — | 1.0 |
Pawn shops near Portland
More about Portland
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.