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Pawn Shops vs Payday Loans in Oklahoma City, OK
51 pawn shops in and around Oklahoma City — 7.3 per 100,000 residents, compared with 5.6 across Oklahoma. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Oklahoma City ranks #2 of 8 Oklahoma cities with pawn shops by shops per resident.
- Pawn shops
- 51
- Pawn shops per 100k
- 7.3
- Oklahoma: 5.6
- Big-chain shops
- 25
- Payday & loan stores
- 40
- Population
- 695,373
Pawn shops in Oklahoma City: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| 23 Post Pawn | 9838 NE 23rd St Oklahoma City, OK 73141 | (405) 769-4867 | — |
| 89'er Pawn Shop | 429 SW 89th St Oklahoma City, OK 73139 | (405) 634-5914 | — |
| Big K Pawn Shop | 2117 S Air Depot Blvd Midwest City, OK 73110 | (405) 869-9422 | bigkpawn.com |
| Big K Pawn Shop | 7901 NW 10th St Oklahoma City, OK 73127 | (405) 789-3558 | bigkpawn.com |
| Captain Pawn | 700 N Eastern Ave Ste D Moore, OK 73160 | (405) 793-9295 | captainpawnshop.com |
| Cash 4 You Pawn | 2202 W Reno Ave Oklahoma City, OK 73107 | (405) 600-9138 | cash4youpawn.wixsite.com |
| Cash America PawnChain | 10700 N Western Ave Oklahoma City, OK 73114 | (405) 848-2616 | firstcash.com |
| Cash America PawnChain | 121 S Air Depot Blvd Midwest City, OK 73110 | (405) 733-8652 | find.cashamerica.us |
| Cash America PawnChain | 1600 NW 23rd St Oklahoma City, OK 73106 | (405) 525-9403 | find.cashamerica.us |
| Cash America PawnChain | 1604 NE 23rd St Oklahoma City, OK 73111 | (405) 424-0022 | cashamerica.com |
| Cash America PawnChain | 1605 SW 44th St Oklahoma City, OK 73119 | (405) 685-3108 | firstcash.com |
| Cash America PawnChain | 2430 NW 23rd St Oklahoma City, OK 73107 | (405) 524-1032 | firstcash.com |
| Cash America PawnChain | 4216 SE 44th St Oklahoma City, OK 73135 | (405) 670-1116 | firstcash.com |
| Cash America PawnChain | 4706 NW 23rd St Oklahoma City, OK 73127 | (405) 946-4550 | firstcash.com |
| Cash America PawnChain | 901 W I-240 Service Road Oklahoma City, OK 73139 | (405) 631-9933 | find.cashamerica.us |
| Cash America PawnChain | 9328 S Shields Blvd Moore, OK 73160 | (405) 794-7965 | firstcash.com |
| Circle D Pawn | 433 S Telephone Rd Moore, OK 73160 | (405) 793-7867 | ezpawn.com |
| Coyote Pawn | 5804 NW 63rd St Warr Acres, OK 73132 | (405) 470-7999 | coyotepawn.com |
| D & P Pawn | 2801 N May Ave Oklahoma City, OK 73107 | (405) 946-2221 | — |
| Dean's Drive-Thru Pawn Shop | 2617 S Robinson Ave Oklahoma City, OK 73109 | (405) 239-2774 | deanspawn.com |
| Express Cash | 5500 S Pennsylvania Ave Oklahoma Ci Ty, OK 73119 | (405) 688-4400 | expresscashpawn.net |
| Express Cash Pawn | 3000 N MacArthur Blvd Oklahoma City, OK 73127 | (405) 601-2800 | — |
| Extra Cash Gold & Loan | 2111 W Hefner Rd Oklahoma City, OK 73120 | (405) 751-2000 | extracashngold.com |
| Extra Cash Pawn | 1309 N MacArthur Blvd Oklahoma City, OK 73127 | (405) 787-5900 | expresscashpawn.net |
| Extra Cash Pawn | 8316 S Western Ave Oklahoma City, OK 73139 | (405) 634-2300 | cashngold.com |
| EZPAWNChain | 2027 NW 23rd St Oklahoma City, OK 73106 | (405) 525-7296 | ezpawn.com |
| EZPAWNChain | 2829 SW 29th St Oklahoma City, OK 73119 | (405) 632-2266 | ezpawn.com |
| EZPAWNChain | 4408 S Pennsylvania Ave Oklahoma City, OK 73119 | (405) 680-9355 | ezpawn.com |
| EZPAWNChain | 4504 SE 29th St Del City, OK 73115 | (405) 672-2036 | ezpawn.com |
| EZPAWNChain | 5916 N May Ave Oklahoma City, OK 73112 | (405) 848-2097 | ezpawn.com |
| EZPAWNChain | 6001 S Western Ave Oklahoma City, OK 73139 | (405) 631-7296 | ezpawn.com |
| EZPAWNChain | 6917 NW Expressway St Oklahoma City, OK 73132 | (405) 728-4475 | ezpawn.com |
| Fast Cash Pawn | 5930 NW Expressway Oklahoma City, OK 73132 | (405) 603-7100 | fastcashpawn.com |
| Fat Cat Pawn | 36 W Memorial Rd Ste B5 Oklahoma City, OK 73114 | (405) 752-4717 | buya.com |
| First Cash PawnChain | 2421 Sw 29Th St Oklahoma City, OK 73119 | — | — |
| First Cash PawnChain | 5519 SE 15th St Del City, OK 73115 | (405) 677-1511 | firstcash.com |
| First Cash PawnChain | 5700 NW 39th St Warr Acres, OK 73122 | (405) 730-6332 | firstcash.com |
| First Cash PawnChain | 5926 NW 39th St Warr Acres, OK 73122 | (405) 495-1555 | firstcash.com |
| First Cash PawnChain | 6209 S I 35 Service Rd Oklahoma City, OK 73149 | (405) 631-3400 | firstcash.com |
| First Cash PawnChain | 6444 NW Expressway Oklahoma City, OK 73132 | (405) 728-5020 | firstcash.com |
| Freedom Pawn | 7936 N MacArthur Blvd Oklahoma City, OK 73132 | (405) 470-1000 | freedompawn.com |
| Green Genie Pawn Shop | 9424 N Council Rd Oklahoma City, OK 73162 | (405) 498-3434 | — |
| Joe's Pawn Shop | 1825 NE 23rd St Oklahoma City, OK 73111 | (405) 424-8100 | joes-pawn-shop-fl.hub.biz |
| Kings Pawn and Gun | 4255 E Reno Ave Oklahoma City, OK 73117 | (405) 670-3366 | kingspawnandguns.com |
| Metro Auto Pawn & Sales | 1630 N MacArthur Blvd Oklahoma City, OK 73127 | (405) 942-7100 | metroautopawn.com |
| Neighborhood Pawn | 2421 SW 29th St Oklahoma City, OK 73119 | (405) 604-8001 | okcpawn.com |
| Sooner State Pawn | 1009 SW 59th St Oklahoma City, OK 73109 | (405) 604-9651 | soonerstatepawn.com |
| Sooner State Pawn | 4205 NW 23rd St Oklahoma City, OK 73107 | (405) 947-7296 | soonerstatepawn.com |
| SuperpawnChain | 8317 NE 23rd St Oklahoma City, OK 73141 | (405) 769-8700 | superpawnok.com |
| SuperpawnChain | 927 SE 59th St Oklahoma City, OK 73129 | (405) 631-5525 | superpawnokc.com |
| U Auto Pawn Used Car Sales | 4000 Tinker Diagonal Del City, OK 73115 | (405) 672-4907 | uautopawnsales.com |
Pawn shops vs payday loan stores in Oklahoma City
Oklahoma City has 51 pawn shops and 40 payday, installment and title loan stores.
Pawn shops
51
7.3 per 100k residents
Payday & loan stores
40
5.8 per 100k residents
11 store chains
Biggest loan store chains in Oklahoma City: Check 'n Go (8), ACE Cash Express (6), Security Finance (5), OneMain Financial (4), Advance America (3).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~391% APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Oklahoma City
- 2.8%
- Pawn cost, share of monthly household income in Oklahoma City
- 1.9%
- A $400 emergency equals
- 2.3 days of income
Payday: the OK maximum — $75 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Oklahoma law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in OK | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Oklahoma | Pawnbrokers are licensed and regulated by Oklahoma; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~391% |
Oklahoma City at a glance
- Median household income
- $63,608
- Oklahoma: $66,838
- Poverty rate
- 17.2%
- Oklahoma: 15.4%
- Households under $25,000
- 18.7%
- Oklahoma: 17.8%
- A $400 emergency equals
- 2.3 days of income
Payday and installment loan stores in Oklahoma City
For comparison: storefront payday, installment and title lenders in Oklahoma City with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 101 N Douglas Blvd Ste M Midwest City, OK 73130 | (405) 741-1809 | — | 4.9 |
| 12233 N Pennsylvania Ave Oklahoma City, OK 73120 | (405) 748-9050 | — | 4.8 |
| 1408 N Eastern Ave Oklahoma City, OK 73160 | (405) 237-1013 | — | 4.8 |
| 2401 NW 23rd St Ste 58 Oklahoma City, OK 73107 | (405) 525-3990 | — | 4.8 |
| 4527 SE 29th St Del City, OK 73115 | (405) 677-2487 | — | 4.9 |
| 5350 S Western Ave Suite 104 Oklahoma City, OK 73109 | (405) 835-2883 | — | 4.9 |
| 5616 Northwest Expy Warr Acres, OK 73132 | (405) 621-2160 | — | 4.8 |
| 5904 NW 38th St Warr Acres, OK 73122 | (405) 789-4441 | — | 4.9 |
| 13427 N Pennsylvania Ave Oklahoma City, OK 73120 | (405) 302-0076 | — | 4.7 |
| 1425 SW 59th St Oklahoma City, OK 73119 | (405) 685-3366 | — | 4.8 |
| 216 NW 23rd St Oklahoma City, OK 73103 | (405) 528-3121 | — | 4.8 |
| 4535 NW 23rd St #80a Oklahoma City, OK 73127 | (405) 947-7377 | — | 4.7 |
| 6601 Northwest Expy Oklahoma City, OK 73132 | (405) 721-0500 | — | 4.7 |
| 824 S Air Depot Blvd A Midwest City, OK 73110 | (405) 736-6639 | — | 4.8 |
| 2301 S Douglas Blvd #110 Midwest City, OK 73130 | (405) 736-0800 | — | 4.8 |
| 2723 S I-35 Service Rd Moore, OK 73160 | (405) 793-7500 | — | 4.9 |
| Continental Finance 4611 SE 29th St Del City, OK 73115 | (405) 672-0841 | — | 4.7 |
| 6054 S Western Ave Oklahoma City, OK 73139 | (405) 632-4111 | — | 4.9 |
| 6726 Northwest Expy Oklahoma City, OK 73132 | (405) 495-5626 | — | 5.0 |
| 12108 S Pennsylvania Ave Ste 500 Oklahoma City, OK 73170 | (405) 691-8073 | — | 4.0 |
| 1405 S Douglas Blvd STE A Midwest City, OK 73130 | (405) 741-6600 | — | 4.5 |
| 2524 W Memorial Rd Oklahoma City, OK 73134 | (405) 755-7103 | — | 4.2 |
| 7927 N May Ave Oklahoma City, OK 73120 | (405) 848-7736 | — | 3.7 |
| 232 S. Air Depot Blvd., Ste. A Midwest City, OK 73110 | (405) 737-8300 | Mon–Fri 9:00 AM – 5:30 PM Sat 10:00 AM – 1:00 PM Sun closed |
— |
| 838 NW 12th St. Moore, OK 73160 | (405) 790-0633 | Mon–Fri 9:00 AM – 5:30 PM Sat 10:00 AM – 1:00 PM Sun closed |
— |
| 9300 N. May Ave., Ste. 100 Oklahoma City, OK 73120 | (405) 752-7524 | Mon–Fri 9:00 AM – 5:30 PM Sat 10:00 AM – 1:00 PM Sun closed |
— |
| 2613 N MacArthur Blvd Oklahoma City, OK 73127 | (405) 789-3020 | — | 4.3 |
| 639-A NW 7th St Moore, OK 73160 | (405) 794-4444 | — | 4.8 |
| 7390 S Walker Ave Suite E Oklahoma City, OK 73139 | (405) 616-5812 | — | 4.1 |
| 1200 S Air Depot Blvd Ste V Midwest City, OK 73110 | (405) 737-5000 | — | 4.8 |
| 2713 SW 29th St Ste 5 Oklahoma City, OK 73119 | (405) 308-4712 | — | 4.8 |
| 6028 S Western Ave Oklahoma City, OK 73139 | (405) 213-0514 | — | 4.9 |
| Shamrock Finance 312 N Broadway Ave Moore, OK 73160 | (405) 793-1411 | — | 4.6 |
| Shamrock Finance 4531 SE 29th St Del City, OK 73115 | (405) 672-2336 | — | 4.8 |
| Shamrock Finance 7804 S Western Ave Oklahoma City, OK 73139 | (405) 688-0000 | — | 4.8 |
| 1800 S Air Depot Blvd Midwest City, OK 73110 | (405) 733-0400 | — | 4.4 |
| 3623 NW 39th St Oklahoma City, OK 73112 | (405) 917-5178 | — | 4.4 |
| 5912A SE 15th St Oklahoma City, OK 73110 | (405) 694-4024 | — | 4.8 |
| 825 SW 19th St #10 Moore, OK 73160 | (405) 666-5145 | — | 5.0 |
| 6815 N May Ave Oklahoma City, OK 73116 | (405) 949-0912 | — | 4.9 |
Pawn shops near Oklahoma City
More about Oklahoma City
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.