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Pawn Shops vs Payday Loans in Columbus, OH
41 pawn shops in and around Columbus — 4.7 per 100,000 residents, compared with 2.0 across Ohio. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Columbus ranks #7 of 26 Ohio cities with pawn shops by shops per resident.
- Pawn shops
- 41
- Pawn shops per 100k
- 4.7
- Ohio: 2.0
- Big-chain shops
- 0
- Payday & loan stores
- 6
- Population
- 874,256
Pawn shops in Columbus: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Ace Pawn Shop | 4896 W Broad St Columbus, OH 43228 | (614) 878-3500 | cashtogopawnshop.com |
| Big Bucks Pawn Shop | 6065 E Livingston Ave Columbus, OH 43232 | (614) 864-2500 | ebay.com |
| Buckeye Pawn Shop | 411 S Central Ave Columbus, OH 43223 | (614) 274-5700 | — |
| Buckeye Pawn Shop Inc. | 1801 Harrisburg Pike Columbus, OH 43223 | (614) 276-7500 | buckeyepawnshop.com |
| Buy Here Sell Here | 1257 W Broad St Columbus, OH 43222 | (614) 235-6400 | buysellohio.net |
| Buy Here Sell Here | 2344 E 5th Ave Columbus, OH 43219 | (614) 914-6056 | buysellohio.net |
| Capital Pawn Shop | 2135 Eakin Rd Columbus, OH 43223 | (614) 279-8448 | facebook.com |
| Cash In A Dash Pawn Shop | 1973 Morse Rd Columbus, OH 43229 | (614) 471-3427 | pawnshopcolumbus.net |
| Columbus Diamond & Gold | 5842 Columbus Sq Columbus, OH 43231 | (614) 357-1220 | columbusdiamondandgold.com |
| Columbus Pawn Shop | 1704 Parsons Ave Columbus, OH 43207 | (614) 444-7296 | columbus-pawnshop.myshopify.com |
| Dash 2 Cash Pawn Shop | 1253 Morse Rd Columbus, OH 43229 | (614) 817-1190 | dash2cashpawnshop.com |
| E Z Cash Pawn Shop | 3210 E Main St Columbus, OH 43213 | (614) 237-2077 | e-zcashpawnshop.com |
| E-z Cash Pawn Shop | 2245 Morse Rd Columbus, OH 43229 | (614) 337-4400 | ezcashpawnoh.com |
| E-Z Cash Pawn Shop | 3659 W Broad St Columbus, OH 43228 | (614) 272-2700 | e-zcashpawnshop.com |
| E-z Cash Pawn Shop | 517 E Livingston Ave Columbus, OH 43215 | (614) 224-0638 | ezcashpawn.net |
| Hilltop Pawn Shop Inc | 3109 W Broad St Columbus, OH 43204 | (614) 274-0979 | — |
| Lev's Pawn Shop | 1005 W Broad St Columbus, OH 43222 | (614) 469-0077 | levspawn.com |
| Lev's Pawn Shop | 1025 Mount Vernon Ave Columbus, OH 43203 | (614) 258-5978 | levspawn.com |
| Lev's Pawn Shop | 1174 W 5th Ave Columbus, OH 43212 | (614) 488-7296 | levspawn.com |
| Lev's Pawn Shop | 1275 Parsons Ave Columbus, OH 43206 | (614) 444-1171 | levspawn.com |
| Lev's Pawn Shop | 1900 Parsons Ave Columbus, OH 43207 | (614) 444-6204 | levspawn.com |
| Lev's Pawn Shop | 220 E Main St Columbus, OH 43215 | (614) 469-9090 | levspawn.com |
| Lev's Pawn Shop | 2200 E Dublin Granville Rd Columbus, OH 43229 | (614) 818-5450 | levspawn.com |
| Lev's Pawn Shop | 2280 S Hamilton Rd Columbus, OH 43232 | (614) 626-4447 | levspawn.com |
| Lev's Pawn Shop | 2404 W Broad St Columbus, OH 43204 | (614) 279-7296 | levspawn.com |
| Lev's Pawn Shop | 2463 Cleveland Ave Columbus, OH 43211 | (614) 263-7600 | levspawn.com |
| Lev's Pawn Shop | 2600 Morse Rd Columbus, OH 43231 | (614) 498-1000 | levspawn.com |
| Lev's Pawn Shop | 4056 W Broad St Columbus, OH 43228 | (614) 276-2121 | levspawn.com |
| Lev's Pawn Shop | 643 Harrisburg Pike Columbus, OH 43223 | (614) 272-1143 | centralpointpawnshop.com |
| Lev's Pawn Shop | 785 E Hudson St Columbus, OH 43211 | (614) 261-7500 | levspawn.com |
| Lev's Pawn Shop (e Broad St) | 3524 E Broad St Columbus, OH 43213 | (614) 231-2770 | levspawn.com |
| Lev's Pawn Shop (whitehall) | 3446 E Main St Columbus, OH 43213 | (614) 231-1688 | levspawn.com |
| Levs Pawn Shop | 3710 S High St Columbus, OH 43207 | (614) 295-8013 | — |
| Levs Pawn Shop | 5410 W Broad St Columbus, OH 43228 | (614) 385-8050 | — |
| Luigi's Pawn Shop | 1245 N High St Columbus, OH 43201 | (614) 294-2130 | buckeyepawnshop.com |
| Luigi's Pawn Shop | 3773 E Livingston Ave Columbus, OH 43227 | (614) 236-4060 | — |
| Mega Pawn | 3837 S High St Columbus, OH 43207 | (614) 491-9996 | megapawnohio.com |
| Mike's Pawn Shop | 3745 Cleveland Ave Columbus, OH 43224 | (614) 475-5590 | mikespawn.net |
| Pawn Into Cash | 2177 E Livingston Ave Columbus, OH 43209 | (614) 231-2000 | pawnintocashohio.com |
| Pawn Into Cash | 4587 Morse Centre Rd Columbus, OH 43229 | (614) 880-0991 | pawnintocashohio.com |
| Refugee Road Buy, Sale, & Pawn | 4499 Refugee Rd Columbus, OH 43232 | (614) 866-6949 | cashamerica.com |
Pawn shops vs payday loan stores in Columbus
Columbus has 41 pawn shops and 6 payday, installment and title loan stores.
Pawn shops
41
4.7 per 100k residents
Payday & loan stores
6
0.7 per 100k residents
3 store chains
Biggest loan store chains in Columbus: OneMain Financial (4), Advance America (1), Lendmark Financial Services (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~28% APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Columbus
- 2.7%
- Pawn cost, share of monthly household income in Columbus
- 1.8%
- A $400 emergency equals
- 2.2 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Ohio payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Ohio law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in OH | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Ohio | Pawnbrokers are licensed and regulated by Ohio; fees, terms and holding periods are set by state law | Allowed, up to $1,000; typical APR ~28% |
Columbus at a glance
- Median household income
- $67,131
- Ohio: $74,030
- Poverty rate
- 18.6%
- Ohio: 13.3%
- Households under $25,000
- 18.8%
- Ohio: 16.4%
- A $400 emergency equals
- 2.2 days of income
Payday and installment loan stores in Columbus
For comparison: storefront payday, installment and title lenders in Columbus with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1354 Cherry Bottom Rd Gahanna, OH 43230 | (614) 478-5191 | — | 4.4 |
| 2019 E Dublin Granville Rd Columbus, OH 43229 | (614) 846-1860 | — | 3.5 |
| 3863 S High St Columbus, OH 43207 | (614) 492-1731 | — | 4.3 |
| 6003 E Main St Columbus, OH 43213 | (614) 866-6309 | — | 4.5 |
| 3296 South High Street Columbus, OH 43207 | (614) 492-8160 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat–Sun closed |
— |
| 6156 E Main St Columbus, OH 43213 | (614) 864-8525 | — | 4.0 |
Pawn shops near Columbus
More about Columbus
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.