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Pawn Shops vs Payday Loans in Henderson, NV
9 pawn shops in and around Henderson — 2.7 per 100,000 residents, compared with 3.2 across Nevada. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Henderson ranks #5 of 6 Nevada cities with pawn shops by shops per resident.
- Pawn shops
- 9
- Pawn shops per 100k
- 2.7
- Nevada: 3.2
- Big-chain shops
- 7
- Payday & loan stores
- 16
- Population
- 336,833
Pawn shops in Henderson: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| EZPAWNChain | 10075 S Eastern Ave Henderson, NV 89052 | (702) 384-7296 | ezpawn.com |
| EZPAWNChain | 1241 N Boulder Hwy Henderson, NV 89011 | (702) 565-5626 | ezpawn.com |
| EZPAWNChain | 2081 W Sunset Rd Henderson, NV 89014 | (702) 649-7100 | ezpawn.com |
| EZPAWNChain | 320 S Boulder Hwy Henderson, NV 89015 | (702) 558-4590 | ezpawn.com |
| EZPAWNChain | 36 W Horizon Ridge Pkwy Henderson, NV 89012 | (702) 648-5200 | ezpawn.com |
| Gold & Silver Pawn Shop | 501 Credence Ave Henderson, NV 89002 | (702) 445-5256 | — |
| SuperpawnChain | 1100 W Sunset Rd Henderson, NV 89014 | (702) 435-2091 | firstcash.com |
| SuperpawnChain | 2646 W Horizon Ridge Pkwy Ste A2 Henderson, NV 89052 | (702) 566-5626 | superpawn.com |
| Vegas Gold Guys | 635 W Lake Mead Pkwy Henderson, NV 89015 | (702) 355-9445 | vegasgoldguys.com |
Pawn shops vs payday loan stores in Henderson
Henderson has 16 payday, installment and title loan stores but only 9 pawn shops.
Pawn shops
9
2.7 per 100k residents
Payday & loan stores
16
4.8 per 100k residents
9 store chains
Biggest loan store chains in Henderson: Check City (4), Dollar Loan Center (3), Moneytree (2), TitleMax (2), Advance America (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~652%+ APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Henderson
- 2.0%
- Pawn cost, share of monthly household income in Henderson
- 1.3%
- A $400 emergency equals
- 1.6 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Nevada payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Nevada law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in NV | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Nevada | Pawnbrokers are licensed and regulated by Nevada; fees, terms and holding periods are set by state law | Allowed, up to 25% of gross income; typical APR ~652%+ |
Henderson at a glance
- Median household income
- $89,981
- Nevada: $78,884
- Poverty rate
- 8.4%
- Nevada: 12.6%
- Households under $25,000
- 11.3%
- Nevada: 14.4%
- A $400 emergency equals
- 1.6 days of income
Payday and installment loan stores in Henderson
For comparison: storefront payday, installment and title lenders in Henderson with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 130 N Boulder Hwy #110 Henderson, NV 89015 | (702) 216-6777 | — | 4.7 |
| 34 N Valle Verde Dr #100 Henderson, NV 89074 | (702) 216-5777 | — | 4.8 |
| 4325 E Sunset Rd Henderson, NV 89014 | (702) 258-2800 | — | 4.8 |
| 617 Mall Ring Cir #100 Henderson, NV 89014 | (702) 458-4300 | — | 4.8 |
| 1351 W Sunset Rd #110 Henderson, NV 89014 | (702) 434-5599 | — | 4.5 |
| 2654 W Horizon Ridge Pkwy Henderson, NV 89052 | (702) 614-4500 | — | 4.7 |
| 642 E Horizon Dr #100 Henderson, NV 89015 | (702) 319-5626 | — | 4.3 |
| 1690 W Sunset Rd Henderson, NV 89014 | (702) 450-7862 | — | 4.9 |
| 890 S Boulder Hwy Ste I - 2 Henderson, NV 89015 | (702) 856-3245 | — | 5.0 |
| 16 W Horizon Ridge Pkwy #160 Henderson, NV 89012 | (702) 565-7232 | — | 5.0 |
| 4650 E Sunset Rd C Henderson, NV 89014 | (702) 435-3383 | — | 5.0 |
| 560 S. Marks, #2H Henderson, NV 89014 | (702) 454-3124 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 3:00 PM Sun closed |
— |
| 1331 W Warm Springs Rd #130 Henderson, NV 89014 | (702) 978-6174 | — | 4.9 |
| 661 Marks St Ste c Henderson, NV 89014 | (702) 221-0239 | — | 4.5 |
| Rapid Cash 1601 W Warm Springs Rd Ste 100 Henderson, NV 89014 | (702) 436-1074 | — | 4.9 |
| 2835 St Rose Pkwy #120 Henderson, NV 89052 | (702) 575-6400 | — | 4.9 |
Pawn shops near Henderson
More about Henderson
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.