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Pawn Shops vs Payday Loans in Greenville, NC
6 pawn shops in and around Greenville — 5.4 per 100,000 residents, compared with 3.5 across North Carolina. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Greenville ranks #18 of 34 North Carolina cities with pawn shops by shops per resident.
- Pawn shops
- 6
- Pawn shops per 100k
- 5.4
- North Carolina: 3.5
- Big-chain shops
- 0
- Payday & loan stores
- 3
- Population
- 111,331
Pawn shops in Greenville: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Doc's Guns & Pawn | 506 S Memorial Dr Greenville, NC 27834 | (252) 758-2020 | docsgunspawn.com |
| Jolly's Pawn Shop | 108 Pactolus Hwy Greenville, NC 27834 | (252) 752-5759 | pawnbat.com |
| Memorial Coins & Pawn | 2208 S Memorial Dr Ste 107 Greenville, NC 27834 | (252) 756-6767 | — |
| Southern Gun and Pawn | 1928 Greenville Blvd SE Greenville, NC 27858 | (252) 752-2464 | instagram.com |
| Village Pawn | 2194 Evans St Greenville, NC 27834 | (252) 756-9988 | villagepawn.com |
| Village Pawn | 2905 E 10th St Greenville, NC 27858 | (252) 758-5976 | villagepawn.com |
Pawn shops vs payday loan stores in Greenville
Greenville has 6 pawn shops and 3 payday, installment and title loan stores.
Pawn shops
6
5.4 per 100k residents
Payday & loan stores
3
2.7 per 100k residents
3 store chains
Biggest loan store chains in Greenville: ACE Cash Express (1), Lendmark Financial Services (1), OneMain Financial (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in North Carolina) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Greenville
- 3.3%
- Pawn cost, share of monthly household income in Greenville
- 2.2%
- A $400 emergency equals
- 2.7 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (North Carolina payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by North Carolina law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in NC | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in North Carolina | Pawnbrokers are licensed and regulated by North Carolina; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in North Carolina |
Greenville at a glance
- Median household income
- $54,566
- North Carolina: $74,061
- Poverty rate
- 23.1%
- North Carolina: 13.2%
- Households under $25,000
- 23.6%
- North Carolina: 16.3%
- A $400 emergency equals
- 2.7 days of income
Payday and installment loan stores in Greenville
For comparison: storefront payday, installment and title lenders in Greenville with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 2208 Dickinson Ave Greenville, NC 27834 | (252) 321-0520 | — | 4.9 |
| 240-G S, Greenville Blvd SE Greenville, NC 27834 | (252) 355-4806 | — | 3.6 |
| 3130 Evans St Ste 103 Greenville, NC 27834 | (252) 756-3837 | — | 4.5 |
Pawn shops near Greenville
More about Greenville
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.