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Pawn Shops vs Payday Loans in Greensboro, NC
20 pawn shops in and around Greensboro — 6.0 per 100,000 residents, compared with 3.5 across North Carolina. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Greensboro ranks #15 of 34 North Carolina cities with pawn shops by shops per resident.
- Pawn shops
- 20
- Pawn shops per 100k
- 6.0
- North Carolina: 3.5
- Big-chain shops
- 4
- Payday & loan stores
- 7
- Population
- 332,896
Pawn shops in Greensboro: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| ABF Pawn | 3901 W Gate City Blvd Greensboro, NC 27407 | (336) 790-1175 | abfpawn.com |
| B & W Pawn Shop | 1712 E Bessemer Ave Greensboro, NC 27405 | (336) 274-6910 | bandwpawnshop.com |
| Bob's Pawn | 140 W Meadowview Rd Greensboro, NC 27406 | (336) 379-7296 | bobspawnandgun.com |
| Carolina Silver And Gold | 1700 Stanley Rd Greensboro, NC 27407 | (336) 299-7061 | northcarolinacoins.com |
| Cash America PawnChain | 1015 Summit Ave Greensboro, NC 27405 | (336) 232-0920 | firstcash.com |
| Cash America PawnChain | 2607 S Elm Eugene St Greensboro, NC 27406 | (336) 273-7119 | firstcash.com |
| Cash America PawnChain | 2705 W Gate City Blvd Greensboro, NC 27403 | (336) 297-0430 | find.cashamerica.us |
| Estate Jewelry & Loan | 2511 Battleground Ave B Greensboro, NC 27408 | (336) 840-6571 | estatejewelryloan.com |
| Fast Cash Pawn | 2707 S Elm-Eugene St Greensboro, NC 27406 | (336) 274-2275 | qcpawn.com |
| Gate City Pawn | 3011 Randleman Rd Greensboro, NC 27406 | (336) 579-2274 | gatecitypawn.com |
| Gold Exchange And Pawn (moved) | 3258 Randleman Rd Greensboro, NC 27406 | (336) 271-0555 | goldexchangegso.com |
| National Pawn | 3710 W Gate City Blvd Greensboro, NC 27407 | (336) 660-2999 | firstcash.com |
| National Pawn and Jewelry | 2320 Battleground Ave Greensboro, NC 27408 | (336) 365-6500 | nationalpawnshops.com |
| Pawn WAY 8 | 4645 W Market St Greensboro, NC 27407 | (336) 855-3225 | pawnwayhome.com |
| Pawn Way 9 | 2103 E Cone Blvd Greensboro, NC 27405 | (336) 763-9643 | pawnwayhome.com |
| Quick Cash Pawn | 2614 W Gate City Blvd Greensboro, NC 27403 | (336) 856-1098 | qcpawn.com |
| Riverside Pawn | 2320 Randleman Rd Greensboro, NC 27406 | (336) 763-7642 | riversidepawnva.com |
| Spring Garden Jewelry & Loan | 3015 Spring Garden St Greensboro, NC 27403 | (336) 292-7296 | springgardenjewelryandloan.com |
| USA PawnChain | 3006 W Gate City Blvd Greensboro, NC 27403 | (336) 299-3659 | ductdoctor.com |
| Velasquez Pawn Shop | 3632 Spring Garden St Greensboro, NC 27407 | (336) 676-6190 | — |
Pawn shops vs payday loan stores in Greensboro
Greensboro has 20 pawn shops and 7 payday, installment and title loan stores.
Pawn shops
20
6.0 per 100k residents
Payday & loan stores
7
2.1 per 100k residents
3 store chains
Biggest loan store chains in Greensboro: OneMain Financial (3), ACE Cash Express (2), Lendmark Financial Services (2).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in North Carolina) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Greensboro
- 2.8%
- Pawn cost, share of monthly household income in Greensboro
- 1.9%
- A $400 emergency equals
- 2.3 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (North Carolina payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by North Carolina law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in NC | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in North Carolina | Pawnbrokers are licensed and regulated by North Carolina; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in North Carolina |
Greensboro at a glance
- Median household income
- $64,254
- North Carolina: $74,061
- Poverty rate
- 17.3%
- North Carolina: 13.2%
- Households under $25,000
- 19.2%
- North Carolina: 16.3%
- A $400 emergency equals
- 2.3 days of income
Payday and installment loan stores in Greensboro
For comparison: storefront payday, installment and title lenders in Greensboro with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 2103 Pyramids Village Blvd Ste 101 Greensboro, NC 27405 | (336) 375-1335 | — | 4.2 |
| 2216 W Meadowview Rd #100 Greensboro, NC 27407 | (336) 294-0211 | — | 4.5 |
| 3900 W Market St D Greensboro, NC 27407 | (336) 299-5726 | — | 4.8 |
| 1015 E Cone Blvd A Greensboro, NC 27405 | (336) 375-1040 | — | 4.9 |
| 946 E Bessemer Ave Greensboro, NC 27405 | (336) 370-0000 | — | 4.8 |
| 1216-G Bridford Pkwy Greensboro, NC 27407 | (336) 517-0191 | — | 3.8 |
| 2130 New Garden Rd J Greensboro, NC 27410 | (336) 265-5751 | — | 4.8 |
Pawn shops near Greensboro
More about Greensboro
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.