Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Pawn Shops vs Payday Loans in Metairie, LA
7 pawn shops in and around Metairie — 5.1 per 100,000 residents, compared with 3.2 across Louisiana. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Metairie ranks #8 of 19 Louisiana cities with pawn shops by shops per resident.
- Pawn shops
- 7
- Pawn shops per 100k
- 5.1
- Louisiana: 3.2
- Big-chain shops
- 2
- Payday & loan stores
- 10
- Population
- 137,417
Pawn shops in Metairie: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Airline Jewelry and Loan | 3615 Airline Dr Metairie, LA 70001 | (504) 836-2001 | bjspawnshop.com |
| BJ's Pawn Shop & Jewelry | 3828 Veterans Blvd Metairie, LA 70002 | (504) 456-6374 | — |
| Cash America PawnChain | 5413 Veterans Memorial Blvd Metairie, LA 70003 | (504) 779-3440 | cashamerica.com |
| Cash America PawnChain | 7923 Airline Dr Metairie, LA 70003 | (504) 737-4161 | find.cashamerica.us |
| Fleur De Lis Pawn | 3634 W Esplanade Ave S Metairie, LA 70002 | (504) 455-2900 | — |
| Pawn Depot of Metairie | 7601 Airline Dr Metairie, LA 70003 | (504) 800-4000 | pawndepot.net |
| Phoenix Pawn | 200 Clearview Pkwy Metairie, LA 70001 | (504) 455-0072 | phoenixpawn1.com |
Pawn shops vs payday loan stores in Metairie
Metairie has 10 payday, installment and title loan stores but only 7 pawn shops.
Pawn shops
7
5.1 per 100k residents
Payday & loan stores
10
7.3 per 100k residents
6 store chains
Biggest loan store chains in Metairie: ACE Cash Express (3), Advance America (2), OneMain Financial (2), Check Into Cash (1), Lendmark Financial Services (1).
Borrowing $350 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~780% APR) | $68.62 fee every 2 weeks, renewed once | $137.24 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $70.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $28.17 |
- Payday cost, share of monthly household income in Metairie
- 2.2%
- Pawn cost, share of monthly household income in Metairie
- 1.1%
- A $400 emergency equals
- 2.0 days of income
Payday: the LA maximum — $68.62 on a $350 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Louisiana law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in LA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Louisiana | Pawnbrokers are licensed and regulated by Louisiana; fees, terms and holding periods are set by state law | Allowed, up to $350; typical APR ~780% |
Metairie at a glance
- Median household income
- $74,399
- Louisiana: $62,722
- Poverty rate
- 12.8%
- Louisiana: 19.0%
- Households under $25,000
- 15.7%
- Louisiana: 22.6%
- A $400 emergency equals
- 2.0 days of income
Payday and installment loan stores in Metairie
For comparison: storefront payday, installment and title lenders in Metairie with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 3601 N Causeway Blvd Metairie, LA 70002 | (504) 828-4503 | — | 5.0 |
| 5920 Veterans Memorial Blvd #102 Metairie, LA 70003 | (504) 457-0223 | — | 5.0 |
| 6417 Airline Dr Metairie, LA 70003 | (504) 736-0029 | — | 5.0 |
| 3750 Veterans Memorial Blvd. Metairie, LA 70002 | (504) 887-6867 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 8814 Veterans Memorial Blvd., Suite 14 Metairie, LA 70003 | (504) 468-1880 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 3500 N Causeway Blvd Ste 1000 Metairie, LA 70002 | (504) 834-9950 | — | 3.7 |
| 6601 Veterans Memorial Blvd Ste 32 Metairie, LA 70003 | (504) 887-4600 | — | 4.4 |
| 7016 Veterans Memorial Blvd Metairie, LA 70003 | (504) 455-8880 | — | 4.1 |
| 3301 Severn Ave Metairie, LA 70002 | (504) 302-4450 | — | 4.4 |
| 3900 N Causeway Blvd #1275 Metairie, LA 70002 | (504) 446-9100 | — | 3.8 |
Pawn shops near Metairie
More about Metairie
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.