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Pawn Shops vs Payday Loans in Bossier City, LA
6 pawn shops in and around Bossier City — 7.9 per 100,000 residents, compared with 3.2 across Louisiana. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Bossier City ranks #2 of 19 Louisiana cities with pawn shops by shops per resident.
- Pawn shops
- 6
- Pawn shops per 100k
- 7.9
- Louisiana: 3.2
- Big-chain shops
- 2
- Payday & loan stores
- 7
- Population
- 76,277
Pawn shops in Bossier City: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Cash 'n A Flash | 4601 E Texas St Bossier City, LA 71111 | (318) 746-9494 | cashinaflashpawnshop.com |
| Cash America PawnChain | 2530 Barksdale Blvd Bossier City, LA 71112 | (318) 742-6800 | cashamerica.com |
| Cash America PawnChain | 3151 E Texas St Bossier City, LA 71111 | (318) 747-6911 | cashamerica.com |
| Loan Survivor Pawn & Gun | 2310 Riverwood Dr Bossier City, LA 71111 | (318) 562-3600 | loansurvivorpawnandgunbossier.com |
| Max's Pawn Shop | 926 Benton Rd Bossier City, LA 71111 | (318) 752-8886 | maxspawnshop.com |
| Top Dollar Pawn | 4050 E Texas St Bossier City, LA 71111 | (318) 741-3966 | bigasspawnshop.com |
Pawn shops vs payday loan stores in Bossier City
Bossier City has 7 payday, installment and title loan stores but only 6 pawn shops.
Pawn shops
6
7.9 per 100k residents
Payday & loan stores
7
9.2 per 100k residents
7 store chains
Biggest loan store chains in Bossier City: 1st Franklin Financial (1), ACE Cash Express (1), Advance America (1), Lendmark Financial Services (1), OneMain Financial (1).
Borrowing $350 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~780% APR) | $68.62 fee every 2 weeks, renewed once | $137.24 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $70.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $28.17 |
- Payday cost, share of monthly household income in Bossier City
- 2.6%
- Pawn cost, share of monthly household income in Bossier City
- 1.3%
- A $400 emergency equals
- 2.3 days of income
Payday: the LA maximum — $68.62 on a $350 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Louisiana law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in LA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Louisiana | Pawnbrokers are licensed and regulated by Louisiana; fees, terms and holding periods are set by state law | Allowed, up to $350; typical APR ~780% |
Bossier City at a glance
- Median household income
- $63,590
- Louisiana: $62,722
- Poverty rate
- 17.3%
- Louisiana: 19.0%
- Households under $25,000
- 19.1%
- Louisiana: 22.6%
- A $400 emergency equals
- 2.3 days of income
Payday and installment loan stores in Bossier City
For comparison: storefront payday, installment and title lenders in Bossier City with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1701 Old Minden Rd #17i Bossier City, LA 71111 | (318) 752-4551 | — | 4.8 |
| 835 Benton Rd Ste 1 Bossier City, LA 71111 | (318) 747-2103 | — | 4.9 |
| 1352 Airline Dr., #1 Bossier City, LA 71112 | (318) 742-2184 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 2142 Airline Dr #500 Bossier City, LA 71111 | (318) 408-4050 | — | 4.4 |
| 2750 Shed Rd e Bossier City, LA 71111 | (318) 746-7251 | — | 4.1 |
| 1701 Old Minden Rd Ste 30 Bossier City, LA 71111 | (318) 746-8885 | — | 5.0 |
| 2955 E Texas St Bossier City, LA 71111 | (318) 746-5932 | — | 5.0 |
Pawn shops near Bossier City
More about Bossier City
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.