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Pawn Shops vs Payday Loans in Baton Rouge, LA
14 pawn shops in and around Baton Rouge — 3.6 per 100,000 residents, compared with 3.2 across Louisiana. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Baton Rouge ranks #14 of 19 Louisiana cities with pawn shops by shops per resident.
- Pawn shops
- 14
- Pawn shops per 100k
- 3.6
- Louisiana: 3.2
- Big-chain shops
- 4
- Payday & loan stores
- 17
- Population
- 386,722
Pawn shops in Baton Rouge: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| American Pawn | 10224 Florida Blvd Baton Rouge, LA 70815 | (225) 924-0617 | americanpawn.net |
| American Pawn | 5175 Government St Baton Rouge, LA 70806 | (225) 926-0456 | americanpawn.net |
| Bayou Pawn & Jewelry | 10876 Greenwell Springs Rd Baton Rouge, LA 70814 | (225) 726-7450 | bayoupawnjewelry.com |
| Bayou Pawn & Jewelry- Coursey | 12167 Coursey Blvd Baton Rouge, LA 70816 | (225) 250-5855 | bayoupawnjewelry.com |
| Cash America PawnChain | 3347 Government St Baton Rouge, LA 70806 | (225) 343-8886 | firstcash.com |
| Cash America PawnChain | 4747 Plank Rd Baton Rouge, LA 70805 | (225) 356-2274 | find.cashamerica.us |
| Cash America PawnChain | 6074 Airline Hwy Baton Rouge, LA 70805 | (225) 357-3450 | firstcash.com |
| Cash America PawnChain | 7855 Airline Hwy Baton Rouge, LA 70815 | (225) 927-7380 | firstcash.com |
| City Pawn Shops | 5677 Florida Blvd Baton Rouge, LA 70806 | (225) 926-7296 | ebay.com |
| Pelican Pawn & Jewelry | 1203 Gardere Ln Baton Rouge, LA 70820 | (225) 367-1297 | premierpawn.net |
| Pelican Pawn & Jewelry | 2628 S Sherwood Forest Blvd Baton Rouge, LA 70816 | (225) 757-5445 | pelicanpawn.com |
| Pelican Pawn & Jewelry | 2646 Florida Blvd Baton Rouge, LA 70802 | (225) 334-9390 | pelicanpawn.com |
| Quick Cash Loan & Jewelry Inc. | 7344 Airline Hwy Ste A Baton Rouge, LA 70805 | (225) 615-8380 | quickcashloanandjewelrybtnrgela.com |
| Xotic Pawn - Florida Blvd. | 11698 Florida Blvd Baton Rouge, LA 70815 | (225) 273-4994 | ebay.com |
Pawn shops vs payday loan stores in Baton Rouge
Baton Rouge has 17 payday, installment and title loan stores but only 14 pawn shops.
Pawn shops
14
3.6 per 100k residents
Payday & loan stores
17
4.4 per 100k residents
10 store chains
Biggest loan store chains in Baton Rouge: ACE Cash Express (5), Advance America (2), OneMain Financial (2), loanDepot (2), 1st Franklin Financial (1).
Borrowing $350 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~780% APR) | $68.62 fee every 2 weeks, renewed once | $137.24 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $70.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $28.17 |
- Payday cost, share of monthly household income in Baton Rouge
- 2.6%
- Pawn cost, share of monthly household income in Baton Rouge
- 1.3%
- A $400 emergency equals
- 2.3 days of income
Payday: the LA maximum — $68.62 on a $350 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Louisiana law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in LA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Louisiana | Pawnbrokers are licensed and regulated by Louisiana; fees, terms and holding periods are set by state law | Allowed, up to $350; typical APR ~780% |
Baton Rouge at a glance
- Median household income
- $63,143
- Louisiana: $62,722
- Poverty rate
- 20.2%
- Louisiana: 19.0%
- Households under $25,000
- 22.1%
- Louisiana: 22.6%
- A $400 emergency equals
- 2.3 days of income
Payday and installment loan stores in Baton Rouge
For comparison: storefront payday, installment and title lenders in Baton Rouge with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 12330 Florida Blvd #2 Baton Rouge, LA 70815 | (225) 275-6026 | — | 5.0 |
| 2060 O'Neal Ln Baton Rouge, LA 70816 | (225) 751-1014 | — | 5.0 |
| 4065 Florida Blvd Ste 3 Baton Rouge, LA 70806 | (225) 383-1326 | — | 5.0 |
| 4427 Perkins Rd Baton Rouge, LA 70808 | (225) 387-2333 | — | 5.0 |
| 5949 Plank Rd Baton Rouge, LA 70805 | (225) 359-6242 | — | 4.9 |
| 3045 Government Street Baton Rouge, LA 70806 | (225) 389-9447 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 7064 Siegen Lane, Space G Baton Rouge, LA 70809 | (225) 291-4105 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 6555 Siegen Ln STE 14 Baton Rouge, LA 70809 | (225) 928-5633 | — | 4.3 |
| 9634 Airline Hwy Ste F-1D Baton Rouge, LA 70815 | (225) 924-2374 | — | 4.3 |
| 1937 Perkins Rd Baton Rouge, LA 70808 | (225) 251-7050 | — | 5.0 |
| 4528 Bennington Ave Suite 300-D Baton Rouge, LA 70808 | (337) 445-7150 | — | — |
| 11445 Coursey Blvd Ste S Baton Rouge, LA 70816 | (225) 935-0084 | — | 4.9 |
| 5355 Government St Ste E Baton Rouge, LA 70806 | (225) 927-3290 | — | 4.9 |
| 6166 Siegen Ln Ste C Baton Rouge, LA 70809 | (225) 347-5759 | — | 4.5 |
| 10330 Airline Hwy Ste. A4 Baton Rouge, LA 70816 | (225) 201-1092 | — | 4.8 |
| 9230 Florida Blvd Ste a Baton Rouge, LA 70815 | (225) 791-3036 | — | 4.9 |
| 10828 Florida Blvd Baton Rouge, LA 70815 | (225) 275-1542 | — | 4.9 |
Pawn shops near Baton Rouge
More about Baton Rouge
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.