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Pawn Shops vs Payday Loans in Wichita, KS
18 pawn shops in and around Wichita — 4.2 per 100,000 residents, compared with 3.0 across Kansas. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Wichita ranks #3 of 8 Kansas cities with pawn shops by shops per resident.
- Pawn shops
- 18
- Pawn shops per 100k
- 4.2
- Kansas: 3.0
- Big-chain shops
- 0
- Payday & loan stores
- 21
- Population
- 425,167
Pawn shops in Wichita: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| A Country Pawn & Supply | 3842 S West St Wichita, KS 67217 | (316) 522-0132 | countrypawn.com |
| A Loan At Last | 3375 E 47th St S Wichita, KS 67216 | (316) 522-9314 | aloanatlast.com |
| A-OK Pawn and Jewelry | 4928 S Broadway Wichita, KS 67216 | (316) 529-8901 | aokpawnandjewelry.com |
| A-OK Pawn Cash and Retail | 2021 N Amidon Ave #1600 Wichita, KS 67203 | (316) 425-3750 | aokcenter.com |
| A-OK Pawn Cash and Retail | 410 N West St Wichita, KS 67203 | (316) 945-9000 | aokpawn.com |
| A-OK Pawn Shop | 1525 S Broadway Ave Wichita, KS 67211 | (316) 265-3752 | aokcenter.com |
| A-OK Pawn Shop | 1547 S Oliver Ave Wichita, KS 67218 | (316) 440-7445 | aokcenter.com |
| Black Diamond Pawn | 1608 S Washington St Wichita, KS 67211 | (316) 263-2000 | blackdiamondpawnwichita.com |
| Easy Money Pawn & Gun Shop | 2525 Oliver Wichita, KS 67210 | (316) 687-2727 | easy-money-pawn-shop-ks.hub.biz |
| Gold And Diamond Traders | 4861 E Harry St Wichita, KS 67218 | (316) 687-4300 | goldbuyerswichita.com |
| Gold Nugget Pawn | 2478 S Meridian Ave Wichita, KS 67217 | (316) 425-7788 | goldnuggetpawnwichita.com |
| King's Pawn Shop | 1712 N Broadway Ave Wichita, KS 67214 | (316) 264-2131 | kingspawnshop.com |
| Lucky 7 | 3105 E 13th St N Wichita, KS 67214 | (316) 684-7702 | — |
| Money Town Pawn Shop | 2425 S Oliver St Wichita, KS 67210 | (316) 683-3002 | moneytownpawninc.com |
| Mr Pawn | 2339 S Oliver Ave Wichita, KS 67218 | (316) 686-9494 | mrpawnwichita.com |
| Pawn Central LLC | 4623 W Central Ave Wichita, KS 67212 | (316) 260-9393 | fb.me |
| Pawnee & Broadway S/C | Suite 112, 2570 S BROADWAY ST Wichita, KS 67216 | — | gamestop.com |
| Rock Road Pawn | 1206 S Rock Rd Wichita, KS 67207 | (316) 201-1086 | rockroadpawn.com |
Pawn shops vs payday loan stores in Wichita
Wichita has 21 payday, installment and title loan stores but only 18 pawn shops.
Pawn shops
18
4.2 per 100k residents
Payday & loan stores
21
4.9 per 100k residents
6 store chains
Biggest loan store chains in Wichita: ACE Cash Express (6), Speedy Cash (6), Advance America (3), TitleMax (3), OneMain Financial (2).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (~391% APR) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Wichita
- 2.6%
- Pawn cost, share of monthly household income in Wichita
- 1.7%
- A $400 emergency equals
- 2.1 days of income
Payday: the KS maximum — $75 on a $500 loan for 2 weeks, paid twice for a one-month loan. Pawn: an example rate of 20% a month; pawn fees and interest are set by Kansas law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20. Income: U.S. Census Bureau, American Community Survey.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in KS | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Kansas | Pawnbrokers are licensed and regulated by Kansas; fees, terms and holding periods are set by state law | Allowed, up to $500; typical APR ~391% |
Wichita at a glance
- Median household income
- $69,378
- Kansas: $78,365
- Poverty rate
- 15.9%
- Kansas: 11.8%
- Households under $25,000
- 16.5%
- Kansas: 14.4%
- A $400 emergency equals
- 2.1 days of income
Payday and installment loan stores in Wichita
For comparison: storefront payday, installment and title lenders in Wichita with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1105 W Pawnee St Wichita, KS 67213 | (316) 263-6223 | — | 4.8 |
| 1535 E Central Ave Wichita, KS 67214 | (316) 267-2274 | — | 4.9 |
| 1606 S Broadway Wichita, KS 67211 | (316) 263-9223 | — | 4.8 |
| 6259 E 21st St N Wichita, KS 67208 | (316) 612-8834 | — | 4.9 |
| 7340 W Central Ave #103 Wichita, KS 67212 | (316) 773-2810 | — | 4.9 |
| 801 S Woodlawn Blvd Wichita, KS 67218 | (316) 691-5076 | — | 4.9 |
| 1050 W Pawnee St Wichita, KS 67213 | (316) 219-5333 | — | 4.9 |
| 2201 N Amidon Ave Wichita, KS 67204 | (316) 831-9800 | — | 5.0 |
| 3133 E Douglas Ave Wichita, KS 67211 | (316) 683-2274 | — | 4.9 |
| 4850 E Harry St Wichita, KS 67218 | (316) 858-2274 | — | 4.9 |
| 6300 E 21st St N Wichita, KS 67208 | (316) 771-0000 | — | 4.9 |
| 701 N West St Wichita, KS 67203 | (316) 942-2211 | — | 4.9 |
| 4100 E. Harry St., Unit 10 Wichita, KS 67218 | (316) 687-0909 | Mon–Fri 9:00 AM – 5:30 PM Sat–Sun closed |
— |
| 4726 S. Broadway Ave. Wichita, KS 67216 | (316) 529-1345 | Mon–Fri 9:00 AM – 5:30 PM Sat–Sun closed |
— |
| 6171 E. 13th St. N. Wichita, KS 67208 | (316) 684-8900 | Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 9:00 AM – 1:00 PM Sun closed |
— |
| 1218 S Rock Rd Wichita, KS 67207 | (316) 215-8063 | — | 5.0 |
| 4717 E 13th St N Wichita, KS 67208 | (316) 215-8067 | — | 5.0 |
| 660 N Ridge Rd #1 Wichita, KS 67212 | (316) 215-8065 | — | 5.0 |
| 1812 S Seneca St #104 Wichita, KS 67213 | (316) 267-3357 | — | 3.9 |
| 8338 E 21st St N #307 Wichita, KS 67206 | (316) 867-3760 | — | 4.0 |
| 557 W Douglas Ave Wichita, KS 67213 | (316) 402-0720 | — | 4.9 |
Pawn shops near Wichita
More about Wichita
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.