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Pawn Shops vs Payday Loans in Chicago, IL
63 pawn shops in and around Chicago — 2.3 per 100,000 residents, compared with 2.1 across Illinois. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Chicago ranks #17 of 27 Illinois cities with pawn shops by shops per resident.
- Pawn shops
- 63
- Pawn shops per 100k
- 2.3
- Illinois: 2.1
- Big-chain shops
- 25
- Payday & loan stores
- 19
- Population
- 2,691,226
Pawn shops in Chicago: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Amigo Loan Company | 1720 S Loomis St Chicago, IL 60608 | (312) 243-8400 | amigoloancompany.com |
| Archie's Coins | 5516 W Devon Ave Chicago, IL 60646 | (773) 774-1433 | sellyourgoldchicago.com |
| B & B Jewelry & Loan Co | 3609 W Montrose Ave Chicago, IL 60618 | (773) 279-9201 | — |
| Big Money Pawn | 5016 S Ashland Ave Chicago, IL 60609 | (773) 776-4220 | bigmoneypawnchicago.com |
| Big Pawn | 10226 S Indianapolis Ave Chicago, IL 60617 | (773) 221-2800 | bigpawn.net |
| Big Pawn | 120 E 111th St Chicago, IL 60628 | (773) 264-4200 | bigpawn.net |
| Big Pawn, Inc. | 8130 S Ashland Ave Chicago, IL 60620 | (773) 651-0500 | bigpawn.net |
| C P & J | 2626 N Clark St Chicago, IL 60614 | (773) 528-9242 | — |
| Casa De Empeño | 5160 S Pulaski Rd #119 Chicago, IL 60632 | (773) 585-8600 | — |
| Cash America PawnChain | 1230 W Devon Ave Chicago, IL 60660 | (773) 274-2065 | cashamerica.com |
| Cash America PawnChain | 1334 N Pulaski Rd Chicago, IL 60651 | (773) 360-5160 | firstcash.com |
| Cash America PawnChain | 1441 N Milwaukee Ave Chicago, IL 60622 | (773) 772-2400 | firstcash.com |
| Cash America PawnChain | 1909 W Howard St Chicago, IL 60626 | (773) 274-7296 | cashamerica.com |
| Cash America PawnChain | 2007 W North Avenue Chicago, IL 60647 | (773) 252-7744 | t.co |
| Cash America PawnChain | 2337A W Cermak Rd Chicago, IL 60608 | (773) 847-9178 | firstcash.com |
| Cash America PawnChain | 2437 N Milwaukee Ave Chicago, IL 60647 | (773) 598-1001 | firstcash.com |
| Cash America PawnChain | 3123 N Ashland Ave Chicago, IL 60657 | (773) 871-6633 | cashamerica.com |
| Cash America PawnChain | 3243 W Lawrence Ave Chicago, IL 60625 | (773) 588-1425 | firstcash.com |
| Cash America PawnChain | 3600 W 26th St Chicago, IL 60623 | (773) 257-0987 | cashamerica.com |
| Cash America PawnChain | 3900 N Broadway St Chicago, IL 60613 | (773) 871-5884 | firstcash.com |
| Cash America PawnChain | 4558 S Cicero Ave Chicago, IL 60638 | (773) 340-4332 | firstcash.com |
| Cash America PawnChain | 4812 S Kedzie Ave Chicago, IL 60632 | (773) 523-2895 | firstcash.com |
| Cash America PawnChain | 4835 S Ashland Ave Chicago, IL 60609 | (773) 257-7668 | cashamerica.com |
| Cash America PawnChain | 6337 S Kedzie Ave # 39 Chicago, IL 60629 | (773) 436-0960 | firstcash.com |
| Cash America PawnChain | 7048 N Clark St Chicago, IL 60626 | (773) 942-6556 | firstcash.com |
| Cash for gold | 3148 W 63rd St Chicago, IL 60629 | (773) 236-3195 | website--857241118576402026827-golddealer.business.site |
| Cbj Corporation | 5516 S State St Chicago, IL 60621 | (773) 643-2101 | cbjpawn.com |
| Cermak Pawn & Jewelry | 2811 W Cermak Rd Chicago, IL 60623 | (773) 927-7296 | — |
| Chatham Jewelry & Loan | 645 E 79th St Chicago, IL 60619 | (773) 487-9595 | chatham-jewelry-loan-il-10.hub.biz |
| Chicago Pawn Broker | 67 E Madison St Chicago, IL 60603 | (312) 332-0988 | pawnshop716.com |
| Chicago Pawn Store | 3956 W Dakin St Chicago, IL 60618 | (773) 993-2065 | chicagopawnstore.com |
| Chicago Pawners & Jewelers | 2405 W Madison St Chicago, IL 60612 | (312) 738-1377 | chicagopawners.com |
| Chicago Super Pawn | 3129 W Armitage Ave Chicago, IL 60647 | (773) 904-7000 | chicagosuperpawn.com |
| Clark Pawners & Jewelers | 2626 N Clark St Chicago, IL 60614 | (773) 528-7900 | clarkpawners.com |
| Cohen Brothers Pawn, inc. | 9028 S Commercial Ave Chicago, IL 60617 | (708) 933-0264 | cohenpawn.com |
| Crown Royal Jewelry & Loan | 6210 W North Ave Chicago, IL 60639 | (773) 622-2341 | crownroyalpawn.com |
| D'Angelos Pawners and Jewelers | 6920 S Stony Island Ave Chicago, IL 60649 | (773) 643-6955 | dangelospawnersandjewelers.com |
| Devon Pawn Shop | 2106 W Devon Ave Chicago, IL 60659 | (773) 274-4653 | devonpawn.com |
| E-Z Pawn Shop | 5019 S Ashland Ave Chicago, IL 60609 | (773) 247-4220 | ezpawn.com |
| EZPAWNChain | 2138 N Milwaukee Ave Chicago, IL 60647 | (773) 278-5678 | ezpawn.com |
| EZPAWNChain | 3446 W 26th St Chicago, IL 60623 | (773) 277-6820 | ezpawn.com |
| EZPAWNChain | 3711 W Fullerton Ave Chicago, IL 60647 | (773) 276-3704 | ezpawn.com |
| EZPAWNChain | 3951 W 26th St Chicago, IL 60623 | (773) 522-9860 | ezpawn.com |
| EZPAWNChain | 4338 S Pulaski Rd Chicago, IL 60632 | (773) 523-2749 | locations.ezpawn.com |
| EZPAWNChain | 4824 S Ashland Ave Chicago, IL 60609 | (773) 890-0903 | ezpawn.com |
| EZPAWNChain | 5454 W Belmont Ave Chicago, IL 60641 | (773) 481-9920 | ezpawn.com |
| EZPAWNChain | 6738 S Western Ave Chicago, IL 60636 | (773) 778-7125 | ezpawn.com |
| Family Jewelry & Loan | 3216 N Kimball Ave Chicago, IL 60618 | (773) 539-4000 | fjandloan.com |
| Freeman Jewelers | 111 W 87th St Chicago, IL 60620 | (773) 487-9100 | bigpawn-freemanjewelers.com |
| Fullerton Pawners | 5920 W Fullerton Ave Chicago, IL 60639 | (773) 637-9999 | fullertonpawners.com |
| Governor's Pawn | 3633 W Lawrence Ave # 1 Chicago, IL 60625 | (773) 588-8878 | pawnshopchicago.net |
| Howard Jewelry & Loan | 1551 W Howard St Chicago, IL 60626 | (773) 274-3300 | howardpawn.com |
| Ingram Pawners & Jewelers Inc | 4234 W Madison St Chicago, IL 60624 | (773) 638-5414 | ingrampawnersandjewelers.com |
| Just Pawn Inc | 4445 N Broadway St Chicago, IL 60640 | (773) 275-4677 | justpawnchicago.com |
| National Pawn Shop | 3148 W Irving Park Rd Chicago, IL 60618 | (773) 583-7895 | fjandloan.com |
| Pawn Chicago | 5604 W Belmont Ave Chicago, IL 60634 | (773) 777-2777 | pawnchicago.net |
| Reliable Jewelry & Loan | 4625 N Kedzie Ave Chicago, IL 60625 | (773) 583-6000 | reliablejewelryloan.business.site |
| Royal Pawn Shop | 428 S Clark St Chicago, IL 60605 | (312) 427-6542 | royalpayscash.com |
| Shelly's Loan & Jewelry | 222 E 51st St Chicago, IL 60615 | (773) 285-2900 | shellysloanco.com |
| Star Pawn Brokers | 7048 N Clark St Chicago, IL 60626 | (773) 942-5556 | goldstar4cash.com |
| United Loan Co | 224 E 51st St Chicago, IL 60615 | (773) 373-1114 | linktr.ee |
| Value Pawn & JewelryChain | 9028 S Commercial Ave # 1 Chicago, IL 60617 | (773) 902-2982 | valuepawnchicago.com |
| West Town Jewelry & Loan | 2059 W Chicago Ave Chicago, IL 60622 | (312) 374-1995 | goldbuyersinchicago.com |
Pawn shops vs payday loan stores in Chicago
Chicago has 63 pawn shops and 19 payday, installment and title loan stores.
Pawn shops
63
2.3 per 100k residents
Payday & loan stores
19
0.7 per 100k residents
3 store chains
Biggest loan store chains in Chicago: OneMain Financial (12), Oportun (5), loanDepot (2).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Illinois) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Chicago
- 2.3%
- Pawn cost, share of monthly household income in Chicago
- 1.6%
- A $400 emergency equals
- 1.9 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Illinois payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Illinois law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in IL | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Illinois | Pawnbrokers are licensed and regulated by Illinois; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Illinois |
Chicago at a glance
- Median household income
- $76,852
- Illinois: $87,400
- Poverty rate
- 16.8%
- Illinois: 11.8%
- Households under $25,000
- 19.6%
- Illinois: 14.6%
- A $400 emergency equals
- 1.9 days of income
Payday and installment loan stores in Chicago
For comparison: storefront payday, installment and title lenders in Chicago with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 10660 S Western Ave Chicago, IL 60643 | (773) 779-2045 | — | 4.5 |
| 11844 S Western Ave Chicago, IL 60643 | (773) 445-2800 | — | 4.5 |
| 1418 W 18th St Chicago, IL 60608 | (773) 522-3800 | — | 3.5 |
| 2313 W 95th St Chicago, IL 60643 | (773) 445-7755 | — | 4.5 |
| 3051 N Central Ave D Chicago, IL 60634 | (773) 283-4211 | — | 3.9 |
| 3051 N Pulaski Rd Chicago, IL 60641 | (773) 777-0275 | — | 4.1 |
| 3172 N Lincoln Ave Chicago, IL 60657 | (773) 549-1211 | — | 3.8 |
| 3641 E 106th St Chicago, IL 60617 | (773) 375-7400 | — | 4.5 |
| 4750 W Fullerton Ave Chicago, IL 60639 | (773) 489-4195 | — | 4.3 |
| 6618 S Pulaski Rd Chicago, IL 60629 | (773) 581-0250 | — | 4.4 |
| 7070 N Clark St Ste A Chicago, IL 60626 | (773) 761-5205 | — | 3.7 |
| 856 W 35th St Chicago, IL 60609 | (773) 254-6630 | — | 4.0 |
| 1947 N Cicero Ave Chicago, IL 60639 | (312) 546-3678 | — | 4.9 |
| 3221 W Lawrence Ave Chicago, IL 60625 | (312) 386-5901 | — | 4.9 |
| 3329 N Milwaukee Ave Chicago, IL 60641 | (773) 756-5182 | — | 5.0 |
| 4013 W 26th St Chicago, IL 60623 | (312) 300-7158 | — | 4.9 |
| 4926 S Kedzie Ave Chicago, IL 60632 | (312) 300-7183 | — | 4.9 |
| 213 W Institute Pl #210 Chicago, IL 60610 | (312) 605-5777 | — | 3.1 |
| 939 W North Ave Suit 750 Chicago, IL 60642 | (312) 741-1270 | — | 5.0 |
Pawn shops near Chicago
More about Chicago
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.